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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Jack Hammons
Picture of Jack Hammons

Hi, I'm Jack!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

95.80% Customer Satisfaction Rating

Hi, I'm Jack!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

95.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Jack personally made sure he was top of my loan process because we had an aggressive timeline. He repeatedly went the extra mile on several occasions to keep the process moving and on track. I was very impressed with his knowledge and commitment to the process.

    Charles S, happy client
  • I had a wonderful experience. I have already referred 3 people.

    Lauren P, happy client
  • Jack's communication went above and beyond.

    Brandon D, happy client
  • It was an absolutely flawless transaction - loved the technology and ability to get it done so quickly and easily. Well done!

    Andy B, happy client
  • Jack knew I didn’t have the out-of-pocket costs for a couple of things and he moved things around and made it work out for my situation.

    Kelly K, happy client
  • Jack was always quick to answer questions and get back to us with responses even after business hours.

    Brock R, happy client
  • Jack was great in guiding us through every step of the process.

    Shawn D, happy client
  • Jack Hammons and Joan Wright were very patient with me as a first-time homebuyer and made sure I was on the right track to get the assistance and information I needed.

    Kyle M, happy client
  • Jack was exceptional. Always available and quick to respond.

    Andrew B, happy client
  • He provided updates frequently and we closed on time.

    Sean L, happy client
  • Great communication!

    Ashley L, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 248.672.3600 or message me below!

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