Jan Edwards

Hi. I’m Jan, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 574.292.2238 or jan.edwards@ruoff.com

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Purchasing a home can leave you feeling overwhelmed, nervous, and often stressed out. I felt the same way when I purchased my home, and I have a career in the mortgage industry! I had a team of professionals to walk me through each step, though, which kept me assured that I was making a great choice for my family. As a Senior Loan Officer at Ruoff Home Mortgage, it is my goal to ensure you, as well, have the best experience with financing your home.

My promise to you is that I will provide you with a clear understanding of the mortgage process, offer mortgage options that will be the best for your financial situation, and provide communication that will never leave you asking, "So, what's next?". I understand that strong and effective communication is the key to a successful transaction. With the tools and streamlined processes that Ruoff Home Mortgage provides, I am confident that we will get you to the closing table as efficiently, and quickly, as possible.

I was raised on the south side of South Bend and attended college here at Indiana University of South Bend. Throughout the years, I have held positions in the Michiana area in mortgage processing, servicing, and most recently originating. I am a member of the Women's Council of Realtors and the St. Joe County Board of Realtors and am currently serving as co-chair of the special activities committee. I also enjoy giving back to the community and have recently participated in a Habitat for Humanity build, the Perley Project, and fundraising efforts for Making Strides Against Breast Cancer and the National MS Society. Our community matters to me!

When not in the office, I spend my free time with family and friends. My husband and I welcomed our daughter into our world in August 2014. She definitely keeps us on our toes! We enjoy travelling to Chicago as often as possible to attend Cubs games, going to concerts, and visiting with my two sisters, niece, and nephew.

I am proud to be a member of the Ruoff family. Ruoff Home Mortgage has earned an A+ Better Business Bureau Rating since 1986 and most recently has earned its place on the Inc. 5000 list of fastest growing companies in America for the third year in a row. Ruoff offers a full array of loan options including conventional, FHA, VA, and USDA loans. Ask me about all of the loan programs we offer and we'll find which one is perfect for your needs!

Contact me today to get started on achieving your dream of homeownership!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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