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Jason Kain

VP | Branch Manager

NMLS: 438557

Helping homebuyers move faster with clear guidance, smart options, and a simpler path to closing.

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Jason

98.98%

Customer Satisfaction Score.

Scotsman Guide Award

Awards

Proudly serving Indiana

Jason Kain

A Bit About Me

After more than 20 years in the mortgage business, I’ve learned that getting a home loan isn’t just about finding a good rate or choosing a loan program. It’s about having a plan, understanding your options, and working with someone who knows how to navigate the process from start to finish. Whether you’re buying your first home, moving up, purchasing an investment property, a 2nd home, or looking to build your new home- I take the time to understand what you’re trying to accomplish and build a mortgage strategy around it. My transparency and diligence strips out potential obstacles while also allowing me to solve issues that may become issues at some point. The ultimate goal is for you to be confident and understand your mortgage!

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Loans Designed to Meet Your Individual Needs

Personalized mortgage solutions that fit your unique needs, because we understand that one size doesn't fit all.

Man and Woman laughing and smiling as being handed keys to their new home.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Meet our happy homeowners***

View All Testimonials

Review 1

Danielle C.

Columbus, IN, Aug 11, 2026, 7:01 PM

5.0

⭐⭐⭐⭐⭐ Outstanding Mortgage Lending Experience I had an exceptional experience working with Jason from start to finish. The entire process was handled with professionalism, transparency, and genuine care. He took the time to explain every step, answered all of my questions promptly, and made what can often be a stressful process feel smooth and stressfree.

Review 2

Zachary S.

Gosport, IN, Aug 9, 2026, 12:53 PM

5.0

Working with Jason and Dee was a very pleasant experienc. It seemed as though any time of the day they would answer you. If we were able to buy another house , we'd use Jason and his team once again.

Review 3

Zackery G E.

Union City, IN, Jul 27, 2026, 10:06 PM

5.0

Jason and his team were absolutely excellent to work with from start to finish. They were professional, knowledgeable, responsive, and always took the time to answer our questions and explain each step of the process clearly. We truly felt like they cared about us and wanted to make sure we had the best possible experience. Their communication and willingness to go above and beyond made the entire loan process smooth and stress-free. We are incredibly grateful for all of their help and would highly recommend them to anyone looking for a loan officer!

Review 4

Kevin J G.

Nineveh, IN, Jul 21, 2026, 7:40 PM

5.0

Jason was great in helping us navigate a loan involving a gift of equity.

Review 5

Janet J S.

Seymour, IN, Jul 21, 2026, 3:02 PM

5.0

Easily accessible and always happy to help and clarify things for me. When our closing company closed their doors with no notice, Jason immediately called another company and made it a priority so that our closing happened when originally planned. I couldn't have asked for a better person to push things through for us! Thank you Jason.

Review 6

Maura Danielle R.

Columbus, IN, Jun 26, 2026, 3:05 PM

5.0

Jason was excellent to work with and the process was very smooth and efficient!

Review 1

Danielle C.

Columbus, IN, Aug 11, 2026, 7:01 PM

5.0

⭐⭐⭐⭐⭐ Outstanding Mortgage Lending Experience I had an exceptional experience working with Jason from start to finish. The entire process was handled with professionalism, transparency, and genuine care. He took the time to explain every step, answered all of my questions promptly, and made what can often be a stressful process feel smooth and stressfree.

Review 2

Zachary S.

Gosport, IN, Aug 9, 2026, 12:53 PM

5.0

Working with Jason and Dee was a very pleasant experienc. It seemed as though any time of the day they would answer you. If we were able to buy another house , we'd use Jason and his team once again.

Review 3

Zackery G E.

Union City, IN, Jul 27, 2026, 10:06 PM

5.0

Jason and his team were absolutely excellent to work with from start to finish. They were professional, knowledgeable, responsive, and always took the time to answer our questions and explain each step of the process clearly. We truly felt like they cared about us and wanted to make sure we had the best possible experience. Their communication and willingness to go above and beyond made the entire loan process smooth and stress-free. We are incredibly grateful for all of their help and would highly recommend them to anyone looking for a loan officer!

Review 4

Kevin J G.

Nineveh, IN, Jul 21, 2026, 7:40 PM

5.0

Jason was great in helping us navigate a loan involving a gift of equity.

Review 5

Janet J S.

Seymour, IN, Jul 21, 2026, 3:02 PM

5.0

Easily accessible and always happy to help and clarify things for me. When our closing company closed their doors with no notice, Jason immediately called another company and made it a priority so that our closing happened when originally planned. I couldn't have asked for a better person to push things through for us! Thank you Jason.

Review 6

Maura Danielle R.

Columbus, IN, Jun 26, 2026, 3:05 PM

5.0

Jason was excellent to work with and the process was very smooth and efficient!

Review 7

Kanen H.

Columbus, IN, Jun 14, 2026, 6:51 PM

5.0

Jason was as advertised! He was helpful and professional with every single step, keeping me in the loop throughout the entire process and letting me know he was there with any questions at all. I could't imagine this process going smoother than it did with him. A no-brainer for any future home loan needs!

Review 8

Adam S R.

Columbus, IN, May 30, 2026, 3:05 PM

5.0

We thoroughly enjoyed working with Jason!

Review 9

Kathryn S R.

Columbus, IN, May 29, 2026, 10:43 PM

5.0

Jason provided top tier service !

Review 10

Miranda R W.

Columbus, IN, May 25, 2026, 11:47 PM

5.0

Jason was fantastic to work with and made the process so easy! He provided good advice and solutions to get us what we needed. Probably the least stressful experience we've ever had closing on a home!

Review 11

Emilie P.

Columbus, IN, May 26, 2026, 3:07 PM

5.0

Always timely, knowledgeable, and thorough communication. Thank you!

Review 12

Jamison D W.

Columbus, IN, May 22, 2026, 4:41 PM

5.0

Jason did an out job of giving us option, walking is through the process, and following up when needed.

Review 13

Derek Justin P.

Columbus, IN, May 7, 2026, 3:23 PM

5.0

Jason kain did amazing job

Review 7

Kanen H.

Columbus, IN, Jun 14, 2026, 6:51 PM

5.0

Jason was as advertised! He was helpful and professional with every single step, keeping me in the loop throughout the entire process and letting me know he was there with any questions at all. I could't imagine this process going smoother than it did with him. A no-brainer for any future home loan needs!

Review 8

Adam S R.

Columbus, IN, May 30, 2026, 3:05 PM

5.0

We thoroughly enjoyed working with Jason!

Review 9

Kathryn S R.

Columbus, IN, May 29, 2026, 10:43 PM

5.0

Jason provided top tier service !

Review 10

Miranda R W.

Columbus, IN, May 25, 2026, 11:47 PM

5.0

Jason was fantastic to work with and made the process so easy! He provided good advice and solutions to get us what we needed. Probably the least stressful experience we've ever had closing on a home!

Review 11

Emilie P.

Columbus, IN, May 26, 2026, 3:07 PM

5.0

Always timely, knowledgeable, and thorough communication. Thank you!

Review 12

Jamison D W.

Columbus, IN, May 22, 2026, 4:41 PM

5.0

Jason did an out job of giving us option, walking is through the process, and following up when needed.

Review 13

Derek Justin P.

Columbus, IN, May 7, 2026, 3:23 PM

5.0

Jason kain did amazing job

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.