Jason Sumner

Hi. I’m Jason, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 812.325.2888 or jason.sumner@ruoff.com

Customer Satisfaction Badge Based on quarterly 98% or better third party customer satisfaction survey data


Originally from the North side of Indianapolis, I'm a graduate of Indiana University and have been proud to call Bloomington home for 20 years. Since 1997, I have been helping clients from a wide variety of backgrounds make their homeownership dream a reality. Purchasing a home can be a complicated, daunting process but it doesn't necessarily have to be. I've found that by really taking the time to educate my clients and by answering all of their questions upfront, it takes the anxiety and stress out of buying. Let me break down all of your options and give you an honest, transparent view of your situation. I specialize in new home purchases, 5% down new construction, FHA, USDA, VA, Jumbo loans, MCC tax credit and many other home loan products.

I take great pride and satisfaction in treating each customer like family as I always take the time to listen to your individual needs and to tailor fit the right program that best suites you. I'm firm in my belief that it's all about treating people right and about taking care of the their specific needs. As a result of this approach and personalized service, referrals make up a large part of my business.

My overall background consists of more than 18 years of financial services experience; 14 as a Mortgage Loan Officer and 4 years a Series 7 licensed Financial Representative. Before joining Ruoff Home Mortgage, I worked as a Loan Officer for Old National Bank while in the past, I was privileged to work for both Charles Schwab & Co. and The Vanguard Group. While working in the investment markets I gained valuable financial experience that has allowed me to help my clients more easily navigate through the complicated and volatile mortgage interest rate environment.

My wife Anita and I have one daughter, Lillian. We enjoy spending time with family/friends, IU sports, going to the YMCA and volunteering for various causes around Bloomington.

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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