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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Jason Sumner
Picture of Jason Sumner

Hi, I'm Jason!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating

Hi, I'm Jason!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

Originally from the North side of Indianapolis, I'm a graduate of Indiana University and have been proud to call Bloomington home for 20 years. Since 1997, I have been helping clients from a wide variety of backgrounds make their homeownership dream a reality. Purchasing a home can be a complicated, daunting process but it doesn't necessarily have to be.

I've found that by really taking the time to educate my clients and by answering all of their questions upfront, it takes the anxiety and stress out of buying. Let me break down all of your options and give you an honest, transparent view of your situation.

I take great pride and satisfaction in treating each customer like family as I always take the time to listen to your individual needs and to tailor fit the right program that best suites you. I'm firm in my belief that it's all about treating people right and about taking care of the their specific needs. As a result of this approach and personalized service, referrals make up a large part of my business.

My overall background consists of more than 18 years of financial services experience; 14 as a Mortgage Loan Officer and 4 years a Series 7 licensed Financial Representative. Before joining Ruoff Mortgage, I worked as a Loan Officer for Old National Bank while in the past, I was privileged to work for both Charles Schwab & Co. and The Vanguard Group. While working in the investment markets I gained valuable financial experience that has allowed me to help my clients more easily navigate through the complicated and volatile mortgage interest rate environment.

My wife Anita and I have one daughter, Lillian. We enjoy spending time with family/friends, IU sports, going to the YMCA and volunteering for various causes around Bloomington.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I felt that Jason treated me with the utmost respect and care during the home buying process. He was quick to meet with us, answer questions, and provide options that worked for our family. I felt that he genuinely cared for our wellbeing and stability in finding our home and getting financing that fit within our lifestyle and life stage.

    Nathan F, happy client
  • Jason and Meghan were once again great to work with. They both responded to questions quickly and thoroughly. Jason is very knowledgeable and was always willing to explain the nuances of the mortgage process. They made the mortgage process a positive experience.

    Stefan R, happy client
  • As a first-time home buyer, I had a LOT of questions and Jason always made himself available to clarify things, explain a process, or put my mind at ease. He handled this high-maintenance client like a pro!

    Natascha B, happy client
  • Communication was great. Anytime we had any questions, they were answered to our understanding, thought out and made clear promptly!

    Megan G, happy client
  • Jason was always available and patient with all my questions. I enjoyed talking with him and he made my first home buying experience much less stressful. I felt like he was part of my team and had my back. I really can't sing his praises more!

    Courtney O, happy client
  • Jason was very responsive to my calls and/or emails. He also answered all of my questions and kept me up to date on the progress of my loan.

    Laura C, happy client
  • Jason always had an answer to my question and never once made me feel like I was (or could) asking a silly question. I felt totally comfortable and confident in the process with his knowledge base.

    Kait G, happy client
  • Working with Jason and Ruoff was a really good experience as a buyer and always as an agent. It made it really easy for us because Jason was on top of everything and he knew what we would need during the process and it was really helpful.

    Mitra K, happy client
  • Jason was great to work with. He was very, professional, reliable, and knowledgeable. It was great working with him during our first home-buying experience.

    Stefan R, happy client
  • Jason was so wonderful at guiding us through the home buying process and explaining regulations in a way that was accessible but not condescending.

    Jamie W, happy client
  • Jason was focused on saving me some money and stress in the long run, he worked to get things done in a very short time to make sure I was in a better spot financially. He checked in regularly and spoke a language I could understand.

    Sarah C, happy client
  • Jason did an amazing job from beginning to end. He was always available, explained everything very well and got everything done very quickly.

    Angela B, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (812) 325-2888 or message me below!

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