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Picture of JD Powell
Picture of JD Powell

Hi, I'm JD!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.13% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm JD!

VP | Branch Manager

I will work hard to help you achieve your homeownership goals.

98.13% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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President's Club Member

President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    JD is a great Loan Officer who has helped us with 2 mortgages and they both were very quick to close. This last one, time was very important to us and JD made certain that it closed very quickly. He is very efficient with all that needs to get completed. Thank you Ruoff and JD for our new home 🏠! Mark and Donna Geyer

    Donna K G.

    Bedford, IN, March 10th, 2024 05:14 PM

  • 5.0
    Rating source icon

    JD was very knowledgeable and personable, he helped us navigate the mortgage loan process from across the country. He was very patient with us and our plethora of questions throughout the process.

    Kristy M Q.

    Orleans, IN, March 15th, 2024 10:23 AM

  • 5.0
    Rating source icon

    JD was on top of everything that we needed help with and was patient throughout a unique situation through the loan process. He provided updates in a timely manner and was always available for any assistance or questions that we had.

    Nolan R R.

    Mitchell, IN, July 10th, 2024 11:04 AM

  • 5.0
    Rating source icon

    I bought my first house. He explain everything to me.

    Kristen L S.

    Bedford, IN, March 31st, 2024 11:26 AM

  • 5.0
    Rating source icon

    That Mr Powell was a real professional on the job he did for us and I want thank him.

    Mark L.

    Bedford, IN, April 8th, 2024 11:19 PM

  • 5.0
    Rating source icon

    Every thing went as it should

    Nancy L.

    Bedford, IN, April 9th, 2024 07:42 AM

  • 5.0
    Rating source icon

    Excellent timeliness, knowledgeability, and communication. Very easy to work with.

    John Basil Z.

    Orleans, IN, January 1st, 2024 03:49 PM

  • 5.0
    Rating source icon

    JD was phenomenal!

    Douglas N R.

    Bedford, IN, March 18th, 2024 11:30 AM

  • 5.0
    Rating source icon

    JD was awesome and got all of our questions answered immediately and kept us in the loop through the whole process!

    Caroline A H.

    Bedford, IN, March 18th, 2024 11:30 AM

  • 5.0
    Rating source icon

    JD and his team were wonderful. They were extremely helpful along the whole journey.

    Shawn M Q.

    Orleans, IN, March 7th, 2024 11:22 AM

  • 5.0
    Rating source icon

    The entire process was quick, easy, and enjoyable. JD worked closely with our realtor to make sure everybody was on the same page and everything went smoothly. I am extremely happy with his service and would recommend him to everyone looking to buy a home or property.

    Conner J W.

    WILLIAMS, IN, February 19th, 2024 12:59 PM

  • 5.0
    Rating source icon

    J.D. was ABSOLUTELY FABULOUS!! He was straight forward with everything and made sure there were no surprises! We closed in 16 days and couldn’t be happier with his hard work!

    Amber K L R.

    Bedford, IN, January 1st, 2024 03:53 PM

  • 5.0
    Rating source icon

    JD was on top of everything and informed me on every step of the process. He answered all of my questions in a timely manner and was able to clearly explain the answer!

    Abby V.

    BEDFORD, IN, January 5th, 2024 11:54 AM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 812.279.0704 or message me below!

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