Jeff Fetterer

Hi, I'm Jeff, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership

Contact me anytime: 812.390.0756 or

Customer Satisfaction Badge Based on quarterly 98% or better third party customer satisfaction survey data


With 31 years in the business, I have a clear understanding of my commitment to service. I’m here to guide you through the loan process as quickly as possible and to help you achieve your dream of homeownership. I’ve closed over $450 million in loans and learned plenty along the way. I have the ability to cut through the chaff and get things done with as little hassle as possible. I truly care that my clients are happy at the conclusion of the home buying or refinancing process. My experience, Ruoff’s superior loan process, and the speed with which my team can close a loan, all combine to create a great situation for my clients.

My biggest achievement? Raising two boys into happy, successful men. Finding a balance in life has always been important to me. I’m a passionate mountain bike rider and trail advocate. I serve on the Columbus Chamber of Commerce as well as the Indiana DNR Trail Advisory Board, among other community and professional commitments. Each service opportunity gives me enhanced perspective that helps me improve as a Senior Loan Officer. Are you interested in buying a home or refinancing your current one? Let’s talk!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Home Ready

The HomeReady Mortgage backed by Fannie Mae is built to help our low to moderate income borrowers reach the dream of homeownership.

Home Ready

Client Testimonials

Nicole P.
Jeff was always so quick to get back to me. The upload process was very easy, and what I could not get uploaded, I was greeted with smiles to drop my items off. Nothing could have been done better. I was so nervous about the whole process and it was a great experience thanks to Jeff and Ruoff.

Fast Approval

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