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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Jessica Prater
Picture of Jessica Prater

Hi, I'm Jessica!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.80% Customer Satisfaction Rating

Hi, I'm Jessica!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.80% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Communication from Jess was amazing and helpful. From the initial contact to the day of closing. Such a blessing, there are not enough words to properly express how grateful we are for the entire experience!

    ReGenna C, happy client
  • The whole process. A very professional team and Jessica was simply flawless. My family and I will always recommend Ruoff! Thanks for all your hard work!

    Samuel M, happy client
  • Jessica went over and above to secure the mortgage for me! She returned calls in a timely manner if she was unable to answer immediately.

    Mark J, happy client
  • Jessica was very helpful and she was very caring. She also kept in touch with me on everything. I have already told friends to go see her.

    Helen G, happy client
  • Jessica stayed on top of deadlines and anticipated questions and roadblocks before they became a larger issue. Ensured that the loan process was efficient and painless.

    Gregory G, happy client
  • Jessica was very organized. and she kept us informed along the way. Jessica was very helpful and was amazing at explaining things.

    Sara C, happy client
  • Jessica was very knowledgeable on the process which helped me get into a great position to put my first offer on our house which led to us getting the house. A+++

    Josh Z, happy client
  • Everything was ready to go as soon as it could have been, always had a response as soon as I had a question. The whole process went a lot smoother than I had expected.

    Corey M, happy client
  • Jessica did a great job at explaining and walking you through the process every step of the way. Thank you Jessica for making every go smoothly.

    Karla G, happy client
  • Jessica was great, we were not given a lot of time to get a loan together and she got right on it and were even ready to close early!! Our loan process could not have gone smoother.

    Michele M, happy client
  • Jessica felt more like a friend going above and beyond to make sure I understood the process and was always there to calm me when I was having meltdowns during the hurdles.

    Sherri B, happy client
  • As a first time home buyer, I was very anxious about starting the process. Everything was so simplified and easy, my mind was quickly put to rest. Jessica Prater was friendly, professional, and very prompt.

    Jacob B, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (574) 933-1823 or message me below!

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