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Josh Pick | NMLS: 134546 | OH: MLO.031660.001

Let me help you get pre-approved today!

With 18 years of dedicated service in the mortgage lending industry, I am passionate about helping people achieve their dream of homeownership. As a proud member of the Ruoff Mortgage team, I am committed to providing the best possible mortgage solutions to my clients.

I'm Josh Pick, and I cherish my roles as a loving husband to my wife, Erin, and a devoted father to my 3 wonderful children. Family is at the core of everything I do, and it's what motivates me to excel in my career. When I'm not working tirelessly to assist homebuyers, you'll find me cheering on THE Ohio State Buckeyes and, of course, enthusiastically supporting my kids from the sidelines at various sports activities.

My goal is simple: I want homebuyers to feel comfortable and at ease throughout the mortgage process. I believe in open and friendly communication, which allows my clients to discuss their financial goals and aspirations with me just like they would with a friend. I'm here to answer questions, address concerns, and provide expert guidance every step of the way.

I understand that the mortgage journey can be overwhelming, and my mission is to make it as seamless as possible. Whether you're a first-time buyer or a seasoned homeowner, I'm here to ensure your experience is stress-free and successful.

If you're looking for a trusted mortgage advisor who values a personal approach and strives to build lasting relationships, I'd love to connect with you. Feel free to reach out to me, Josh Pick, at 330-760-2254 or email me at josh.pick@ruoff.com to get started on your path to homeownership.

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President's Club Member

President's club seal 2023
President's club seal 2024
President's club seal 2025

My Latest Blogs

Interest Rates in 2026: Buy Now or Hold Out? A Northeast Ohio Homebuyer's Gut-Busting Guide

Mar 27, 2026

Picture this: You're scrolling Zillow at 2 a.m., dreaming of that cozy bungalow in Cleveland, when bam-interest rates hit you like a rogue snowball from Lake Erie. Should you pounce now or wait for 20...
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Buy a Home

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Hear from people like you

  • Review 1

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    Josh was awesome throughout our entire process and really made the whole thing as stress-free for us as possible. He was excellent and communicating with us and making sure we knew exactly what was going on at all times. Could not recommend him and Ruoff more!

    Tyler S S.

    Mayfield Heights, OH, April 26th, 2026 09:52 AM

  • Review 2

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    the whole team we worked with was absolutely on top of their game At all times. I couldn't have asked for a more smooth experience !!

    Ceanna Marie L.

    Medina, OH, April 22nd, 2026 11:26 AM

  • Review 3

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    Start to finish nothing but great communication and professionalism. I have purchased property before, and this was the most seamless transaction ever. Josh absolutely nailed every step along the way. I wish I would have know about Ruoff for my previous purchases. Never once was their any doubt of being left in the dark on where our process was. Excellent job all the way around. I will be sure to recommend anyone I know! You have gained lifetime customers!

    John Nicholas L.

    Medina, OH, April 20th, 2026 11:14 AM

  • Review 4

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    I had a great experience working with my loan officer. His communication was excellent throughout the entire process, keeping me informed every step of the way. He was very knowledgeable and took the time to walk me through everything, making sure I understood all my options. I truly appreciated his professionalism and support, which made the process smooth and stress-free.

    Travis L.

    Copley, OH, April 15th, 2026 11:08 AM

  • Review 5

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    Josh made everything so easy and understandable. Thank you for your patience and dedication

    Paula J H.

    Canton, OH, April 15th, 2026 05:32 AM

  • Review 6

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    Josh gave us an experience that was second to none. His customer experience skills and expertise is best in class. I would recommend Josh and Ruoff to anyone that needs a great mortgage experience and the ability to close on your new home quickly .

    Nathan P. W.

    Hudson, OH, March 4th, 2026 07:05 AM

  • Review 7

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    Josh stayed in contact with me throughout the entire process . If he was unsure of an answer, he did the research on it and got me an answer sooner rather than later!

    Natalie S E.

    Litchfield, OH, March 2nd, 2026 09:01 AM

  • Review 8

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    Josh did a great job helping us through the home buying experience. As first time home buyers I felt a bit in overwhelmed getting into this process. However, Josh made everything very clear and took it one step at a time, working with our specific situation with quick and actionable communication. We couldn't be happier with our experience!

    Rebecca E F.

    Mentor, OH, February 18th, 2026 09:19 PM

  • Review 9

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    Josh was was incredible—always available, explained every detail clearly, and made a stressful process smooth and fast" or "Truly professional, knowledgeable, and genuinely cared about getting us the best rates ". it Is not my first time working with Josh actually i worked with him 15 years a go and i I have to say he never disappoints me always the greatest i alway recommend him for all my friends and family

    Wasem E T.

    North Olmsted, OH, February 7th, 2026 11:49 AM

  • Review 10

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    Awesome communication !

    Emry M H.

    Spencer, OH, February 3rd, 2026 02:59 PM

  • Review 11

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    Josh Pick and the rest of the team were extraordinarily friendly, fast, and knowledgeable. They were great at explaining all the options and the entire process in a way that was easy to understand. They were also amazing at addressing last minute changes while keeping us in track to close on our set date.

    Kenton Natas W.

    Akron, OH, February 3rd, 2026 11:15 AM

  • Review 12

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    Josh had great communication and really made us feel like he was on our team. We would recommend him to anyone in the home buyer market.

    Amanda C.

    Norton, OH, February 3rd, 2026 06:12 AM

  • Review 13

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    Everything was amazing!

    Robert L.

    Medina, OH, December 17th, 2025 11:28 AM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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