Ruoff Mortgage
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Josh Pick

Senior Loan Officer

NMLS: 134546 | OH: MLO.031660.001

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Josh

98.15%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Florida, Ohio

Meet our happy homeowners***

View All Testimonials

Ann E D.

Gates Mills, OH, Jul 25, 2026, 6:48 PM

The whole loan process.

Ryan T.

Seville, OH, Jul 21, 2026, 3:11 PM

Josh was great! Thanks for all the support.

Madison Renee I.

Shaker Heights, OH, Jul 20, 2026, 3:22 PM

Josh was very helpful throughout the whole process. He always made himself available to help and answer our questions. Everything was very straightforward and we didn't feel like we had to haggle to get a good rate. We were able to close on time even though we gave short notice. I'd definitely recommend Josh to anyone looking to buy a home.

Ian Morgan L.

Parma, OH, Jul 11, 2026, 7:54 PM

Knowledgeable and communicative loan officer

Matthew S.

STRONGSVILLE, OH, Jun 26, 2026, 3:54 PM

Josh was extremely knowledgeable, available, and easy to work with. I would recommend him to anyone looking to obtain a mortgage loan.

Victoria J V.

Akron, OH, Jun 25, 2026, 11:20 AM

Even through the bumps Josh kept pushing for me.

Ann E D.

Gates Mills, OH, Jul 25, 2026, 6:48 PM

The whole loan process.

Ryan T.

Seville, OH, Jul 21, 2026, 3:11 PM

Josh was great! Thanks for all the support.

Madison Renee I.

Shaker Heights, OH, Jul 20, 2026, 3:22 PM

Josh was very helpful throughout the whole process. He always made himself available to help and answer our questions. Everything was very straightforward and we didn't feel like we had to haggle to get a good rate. We were able to close on time even though we gave short notice. I'd definitely recommend Josh to anyone looking to buy a home.

Ian Morgan L.

Parma, OH, Jul 11, 2026, 7:54 PM

Knowledgeable and communicative loan officer

Matthew S.

STRONGSVILLE, OH, Jun 26, 2026, 3:54 PM

Josh was extremely knowledgeable, available, and easy to work with. I would recommend him to anyone looking to obtain a mortgage loan.

Victoria J V.

Akron, OH, Jun 25, 2026, 11:20 AM

Even through the bumps Josh kept pushing for me.

Bryce B.

VERMILION, OH, Jun 22, 2026, 10:06 PM

Well informed and was able to work with our odd work schedule,

Robert Sumner L.

Doylestown, OH, Jun 15, 2026, 3:15 PM

Josh was very knowledgeable and kept me up to date on all status updates

Janine B.

Rittman, OH, May 27, 2026, 12:55 PM

Josh was easy to work with, explained things very clearly, and delivered on all his promises. He was competent and trustworthy. Overall, we had an excellent experience!

John M Y.

Akron, OH, May 20, 2026, 3:04 PM

As a first time home buyer and a single Dad of 5 boys I wasn't sure if it was within my budget to buy a house. Josh Pick was phenomenal in helping guide me and get me approved for a loan within my budget. I found the perfect home and closing was absolutely smooth. I am so excited to start this next chapter of my life with my family in a new home! Thank you so very much for the great experience!

Tracey H.

Garfield Heights, OH, May 4, 2026, 1:03 AM

I contacted Josh over a year ago and he put me in touch with someone to get the process started and get my credit where it needed to be. He answered questions as they came up and kept me informed of everything going on. Josh was great through the entire process.

Tyler S S.

Mayfield Heights, OH, Apr 26, 2026, 1:52 PM

Josh was awesome throughout our entire process and really made the whole thing as stress-free for us as possible. He was excellent and communicating with us and making sure we knew exactly what was going on at all times. Could not recommend him and Ruoff more!

Ceanna Marie L.

Medina, OH, Apr 22, 2026, 3:26 PM

the whole team we worked with was absolutely on top of their game At all times. I couldn't have asked for a more smooth experience !!

Bryce B.

VERMILION, OH, Jun 22, 2026, 10:06 PM

Well informed and was able to work with our odd work schedule,

Robert Sumner L.

Doylestown, OH, Jun 15, 2026, 3:15 PM

Josh was very knowledgeable and kept me up to date on all status updates

Janine B.

Rittman, OH, May 27, 2026, 12:55 PM

Josh was easy to work with, explained things very clearly, and delivered on all his promises. He was competent and trustworthy. Overall, we had an excellent experience!

John M Y.

Akron, OH, May 20, 2026, 3:04 PM

As a first time home buyer and a single Dad of 5 boys I wasn't sure if it was within my budget to buy a house. Josh Pick was phenomenal in helping guide me and get me approved for a loan within my budget. I found the perfect home and closing was absolutely smooth. I am so excited to start this next chapter of my life with my family in a new home! Thank you so very much for the great experience!

Tracey H.

Garfield Heights, OH, May 4, 2026, 1:03 AM

I contacted Josh over a year ago and he put me in touch with someone to get the process started and get my credit where it needed to be. He answered questions as they came up and kept me informed of everything going on. Josh was great through the entire process.

Tyler S S.

Mayfield Heights, OH, Apr 26, 2026, 1:52 PM

Josh was awesome throughout our entire process and really made the whole thing as stress-free for us as possible. He was excellent and communicating with us and making sure we knew exactly what was going on at all times. Could not recommend him and Ruoff more!

Ceanna Marie L.

Medina, OH, Apr 22, 2026, 3:26 PM

the whole team we worked with was absolutely on top of their game At all times. I couldn't have asked for a more smooth experience !!

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Josh Pick

A Bit About Me

With nearly 20 years of mortgage lending experience, I am passionate about helping individuals and families achieve homeownership. As a Senior Mortgage Loan Officer with Ruoff Mortgage, I provide personalized guidance, honest communication, and mortgage solutions tailored to each client's needs. My goal is to make the mortgage process simple, stress-free, and enjoyable through education and exceptional service. I believe in building lasting relationships based on trust and treating every client like family. When I'm not helping homebuyers, I enjoy spending time with my wife, Erin, our three children, and cheering on THE Ohio State Buckeyes.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

3x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Ohio

Josh Pick

Senior Loan Officer

NMLS: 134546

OH: MLO.031660.001

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.