Ruoff Mortgage Logo
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.

JT Roemer

Senior Loan Officer

NMLS: 2078089 | GA: 2078089 | OH: MLO-OH.2078089

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
JT

99.03%

Customer Satisfaction Score.

Scotsman Guide AwardRuoff Experience Award Winner Award

Awards

Proudly serving Alabama, Georgia, Illinois, Indiana, Ohio, South Carolina, Tennessee

Meet our happy homeowners***

View All Testimonials

Review 1

Kristin M.

Noblesville, IN, Jul 27, 2026, 9:14 PM

5.0

JT was incredible to work with and we would highly recommend him! He was easy to get in touch with, extremely responsive, personable and made a stressful situation fun.

Review 2

Matthew John T.

Fishers, IN, Jul 16, 2026, 4:05 PM

5.0

JT is awesome, easy going and very knowledgeable. Was a pleasure to work with!

Review 3

Lynda Kay L.

INDIANAPOLIS, IN, Jul 14, 2026, 4:25 PM

5.0

Communication was great. I was never left hanging. All my questio s and concerns were answered promptly, even o e a holiday weekend.

Review 4

Cannen N H.

Noblesville, IN, Jun 12, 2026, 3:10 PM

5.0

My experience with Ruoff was excellent from start to finish. The loan process was very easy and straightforward, and everything was explained clearly along the way. JT was incredibly knowledgeable and helpful, taking the time to walk me through every step of the process and making sure I understood everything. He was also very responsive, easy to reach whenever I had questions, and worked quickly to keep the process moving smoothly.

Review 5

Grace W.

Beech Grove, IN, Apr 19, 2026, 3:38 AM

5.0

JT was easy to talk to and made everything super easy through the whole process!

Review 6

Chad E P.

Anderson, IN, Apr 5, 2026, 3:25 PM

5.0

JT was very helpful

Review 1

Kristin M.

Noblesville, IN, Jul 27, 2026, 9:14 PM

5.0

JT was incredible to work with and we would highly recommend him! He was easy to get in touch with, extremely responsive, personable and made a stressful situation fun.

Review 2

Matthew John T.

Fishers, IN, Jul 16, 2026, 4:05 PM

5.0

JT is awesome, easy going and very knowledgeable. Was a pleasure to work with!

Review 3

Lynda Kay L.

INDIANAPOLIS, IN, Jul 14, 2026, 4:25 PM

5.0

Communication was great. I was never left hanging. All my questio s and concerns were answered promptly, even o e a holiday weekend.

Review 4

Cannen N H.

Noblesville, IN, Jun 12, 2026, 3:10 PM

5.0

My experience with Ruoff was excellent from start to finish. The loan process was very easy and straightforward, and everything was explained clearly along the way. JT was incredibly knowledgeable and helpful, taking the time to walk me through every step of the process and making sure I understood everything. He was also very responsive, easy to reach whenever I had questions, and worked quickly to keep the process moving smoothly.

Review 5

Grace W.

Beech Grove, IN, Apr 19, 2026, 3:38 AM

5.0

JT was easy to talk to and made everything super easy through the whole process!

Review 6

Chad E P.

Anderson, IN, Apr 5, 2026, 3:25 PM

5.0

JT was very helpful

Review 7

Bradley Kent C.

Marshall, IL, Mar 30, 2026, 1:58 AM

5.0

JT and Stacey I cannpromise I can promise you thy are under paid! top notch employees!!!

Review 8

Kaila F.

INDIANAPOLIS, IN, Mar 17, 2026, 3:11 PM

5.0

JT was knowledgeable, quick to respond, took his explaining in detail, and overall very engaging and charismatic. I would definitely use him for a new future home loans and recommend him into all family & friends.

Review 9

Lindsay J.

Seymour, IN, Mar 12, 2026, 3:03 PM

5.0

JT was thorough and kept me updated every step of the way. He made sure everything was good to go and was what I asked for!!

Review 10

Ariel J.

INDIANAPOLIS, IN, Feb 23, 2026, 5:51 PM

5.0

We had a great experience working with our loan officer. They made the entire process easy to understand and walked us through every step. Communication was excellent—they clearly explained what to expect and were always available to answer our questions. We felt supported and confident throughout the process.

Review 11

Adaire P.

Carmel, IN, Feb 17, 2026, 8:12 PM

5.0

JT and Stacey were knowledgeable and pleasant to work with. They propmptly answered all my questions, and gave me confidence that I was in good hands.

Review 12

Natalie S.

Greenwood, IN, Feb 17, 2026, 4:21 PM

5.0

JT went way above and beyond for us! His communication was always timely and helpful! For me there couldn't have been anyone better for this experience!

Review 13

Michael M.

Fishers, IN, Feb 16, 2026, 4:50 PM

5.0

JT provided friendl, knowledgeable, and expedient service.

Review 7

Bradley Kent C.

Marshall, IL, Mar 30, 2026, 1:58 AM

5.0

JT and Stacey I cannpromise I can promise you thy are under paid! top notch employees!!!

Review 8

Kaila F.

INDIANAPOLIS, IN, Mar 17, 2026, 3:11 PM

5.0

JT was knowledgeable, quick to respond, took his explaining in detail, and overall very engaging and charismatic. I would definitely use him for a new future home loans and recommend him into all family & friends.

Review 9

Lindsay J.

Seymour, IN, Mar 12, 2026, 3:03 PM

5.0

JT was thorough and kept me updated every step of the way. He made sure everything was good to go and was what I asked for!!

Review 10

Ariel J.

INDIANAPOLIS, IN, Feb 23, 2026, 5:51 PM

5.0

We had a great experience working with our loan officer. They made the entire process easy to understand and walked us through every step. Communication was excellent—they clearly explained what to expect and were always available to answer our questions. We felt supported and confident throughout the process.

Review 11

Adaire P.

Carmel, IN, Feb 17, 2026, 8:12 PM

5.0

JT and Stacey were knowledgeable and pleasant to work with. They propmptly answered all my questions, and gave me confidence that I was in good hands.

Review 12

Natalie S.

Greenwood, IN, Feb 17, 2026, 4:21 PM

5.0

JT went way above and beyond for us! His communication was always timely and helpful! For me there couldn't have been anyone better for this experience!

Review 13

Michael M.

Fishers, IN, Feb 16, 2026, 4:50 PM

5.0

JT provided friendl, knowledgeable, and expedient service.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
JT Roemer

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Alabama, Georgia, Illinois, Indiana, Ohio, South Carolina, Tennessee

JT Roemer

Senior Loan Officer

NMLS: 2078089

GA: 2078089

OH: MLO-OH.2078089

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.