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Picture of JT Roemer
Picture of JT Roemer

Hi, I'm JT!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.40% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm JT!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.40% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • 5.0
    Rating source icon

    JT was knowledgeable and easy to talk to. He seemed to understand the stresses of buying a new home and helped with every step. I will definitely recommend him to anyone I know that's looking to get a mortgage and I'll definitely use him in the future if I buy another.

    Kristopher W.

    Anderson, IN, July 17th, 2024 05:07 PM

  • 5.0
    Rating source icon

    I loved everything about the experience. I felt so nervous and scared about the home buying process after losing my dad, because I felt like there would be no one to help me figure everything out. Then I met JT, and I felt like he was an angel in my corner every step of the way. I felt like he was as excited about me finding a house as I was. The market right now is scary, and houses are going in less than a week. JT made himself avaliable whenever I needed him- running numbers for me to estimate monthly payments, answering questions, calming my nerves. With his help getting these realistic estimates, I was able to decide if I was comfortable putting in an offer, and how high I was comfortable going. I felt so supported and cared about throughout the process. I knew if I had any questions at all, JT would answer them, no problem. I've told all of my friends to let me know when they're ready to buy, and I'll give them JT's info. I literally never imagined my loan officer would feel like such an important and personal part of my home buying experience. I'm so thankful to have ended up with Ruoff.

    Lynsie N.

    Franklin, IN, July 8th, 2024 11:28 AM

  • 5.0
    Rating source icon

    JT is through in his communication and extremely patient with me and all my questions. As a first time home buyer, I had a ton of questions and JT educated me along the way ensuring I understood and was comfortable. I've already sent his info to a friend!

    Ashley W.

    Sheridan, IN, July 4th, 2024 12:26 PM

  • 5.0
    Rating source icon

    JT was very awesome and easy to work with from start to finish. I would (and will) recommend him to anyone I come across in need of a loan.

    Cole R.

    Fishers, IN, June 26th, 2024 06:11 PM

  • 5.0
    Rating source icon

    From the initial phone call all the unitl signing day, JT made the experience as personal an stress free as I could of hoped for. His assisant was just as eager to help when asked. I would for sure refer a friend to not just Ruoff but to JT as well.

    John M M.

    Indianapolis, IN, June 20th, 2024 03:03 PM

  • 5.0
    Rating source icon

    Constant communication and quick response to all my questions.

    Michael M.

    Fishers, IN, June 18th, 2024 12:03 PM

  • 5.0
    Rating source icon

    JT was AMAZING to work with!

    Mya M M.

    Anderson, IN, May 20th, 2024 11:45 AM

  • 5.0
    Rating source icon

    Communication was always fast and clear. The team was very helpful with any questions and keeping us up to date on anything that could impact our mortgage. The loan officer was straightforward and up front, which I appreciate.

    Joshua D B.

    Anderson, IN, May 20th, 2024 11:08 AM

  • 5.0
    Rating source icon

    JT is an amazing person. I don’t think I could’ve had a better experience. He was fantastic, filled me in on all the info I needed. I never felt left out or ill prepared for anything. He made sure there was 100% clarity and a well known open door conversation that could be had anytime. He was absolutely amazing and is very very knowledgeable in what he does. He managed a few of the hiccups that came up with precision and accuracy and had no problem overcoming any of them. I would recommend JT to anyone I know looking at or thinking of buying a house. I truly can’t say enough good things about him on a personal and professional level. He is outstanding in every way. He is a true man of his word. Absolutely fantastic guy.

    Cameron C.

    Anderson, IN, May 11th, 2024 12:51 PM

  • 5.0
    Rating source icon

    Communicated and was available when needed!

    Todd M J.

    Edinburgh, IN, May 6th, 2024 03:18 PM

  • 5.0
    Rating source icon

    JT provided EXCELLENT customer service. He was incredibly responsive and proactive with his communication. Ruoff provided the most competitive rate.

    Stephanie L W.

    Fishers, IN, May 6th, 2024 11:58 AM

  • 5.0
    Rating source icon

    Top tier communication and transparency throughout the entire process.

    Charles W.

    Fishers, IN, May 6th, 2024 11:06 AM

  • 5.0
    Rating source icon

    JT and team were fast, professional, knowledgeable. No surprises during the process, which is great when it comes to mortgages. Would recommend them to anyone!

    Dylan Asa T.

    Mccordsville, IN, May 3rd, 2024 11:05 AM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.402.1126 or message me below!

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