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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
Hello, I’m Julie! As a Senior Loan Officer, my goal is to make the path to homeownership as smooth and stress-free as possible. I’m committed to finding the right loan solution for your needs and guiding you through every step of the process.
Let’s make your homeownership goals a reality—together.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Julie was attentive and communicating very timely, wonderful to work with!
Chloe H.Toledo, OH, August 16th, 2025 11:17 AM
Julie was just the best she made the whole experience enjoyable and stress free!
Aaron J M.Perrysburg, OH, August 10th, 2025 05:48 PM
Julie is FANTASTIC to work with. She made this experience easy, straightforward and stress free. Thank you Julie!!
Erynne M M.Perrysburg, OH, August 5th, 2025 11:13 AM
Julie was wonderful to work with always friendl, very knowledgeable about the loan process and quick to respond with any questions
Casey Allen H.Toledo, OH, July 25th, 2025 07:07 PM
My loan officer was amazing from start to finish. She made the home buying process stress free. I highly recommend Her to anyone buying or refinancing a Home in the future.
Dawn D.Toledo, OH, July 23rd, 2025 11:03 AM
The loan process went so smoothly and fast and I really appreciated the excellent service by my loan officer. She is so knowledgable and very good at helping us through this new home purchase and beyond. Top of the LINE !! Thank You!!
Cristina A W.Oregon, OH, July 1st, 2025 11:56 AM
communication throughout, and support even when they purchase seem like it may not happen. Julie was beyond amazing when it came to her knowledge and support for our family. Definitely above and beyond. I would like to shout out to the girls in the office as they were a great help as well in gathering paperwork and just having a good conversation about life. Thank you all our family greatly appreciate all you have done for us.
Jason R Y.WATERVILLE, OH, June 10th, 2025 06:39 PM
My wife and I couldn't be happier with Julie . She made this process extremely easy and was an absolute joy to work with. 12/10 !!
Drake A C.Maumee, OH, June 1st, 2025 05:08 AM
Julie had clear communication and guidance made what could have been a complicated process much easier to navigate. I truly appreciate how she took the time to address all of my questions and ensured I felt comfortable at every step. It’s rare to encounter such excellent service, and I’m grateful for all her hard work. I will certainly recommend her services to others in the future!
Justin A R.Maumee, OH, May 1st, 2025 01:47 PM
Julie was always there when we had any questions and kept us informed through the whole process
Brett B.MAUMEE, OH, April 15th, 2025 06:07 AM
Very friendly, supportive and answered all questions before I could even ask.
Ziad Osama-Ahmad S.Toledo, OH, February 14th, 2025 03:59 PM
Julie was great to work with!
Nicholas Joseph D.Bowling Green, OH, January 2nd, 2025 04:41 PM
Between Julie and Stephanie I was well informed. Each were quick to respond to all questions as well as helpful with what paperwork was needed
David Franklin B.Maumee, OH, December 18th, 2024 10:20 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.