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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Julie Koralewski
Picture of Julie Koralewski

Hi, I'm Julie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Hi, I'm Julie!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Julie's attention to me as a client made me feel as though I was her only client. She definitely put in the time and effort to ensure everything would be smooth, even given the challenges with the appraisal process.

    Sean L, happy client
  • Julie was good at communicating with me, the seller, and the Realtor. She also gave me knowledge about what to expect.

    Ellis R, happy client
  • Julie communicated very well and explained things very well so a first time home buyer would understand everything.

    Dakota W, happy client
  • Julie was great to work with. Always helpful.

    Jackie C, happy client
  • Communication went well.

    Brittany S, happy client
  • We hit many roadblocks and Julie just stayed positive and kept working through. She made sure I knew my options (which I love) and gave me advice on things I could do to get the best rate possible.

    Liz H, happy client
  • Julie got the job done well and quickly.

    Tim M, happy client
  • Very simple process, very organized and structured. Julie answered questions, ran numbers and provided great information all the way through. Very easy to work with and very positive experience!

    James Nye N, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 419.466.5739 or message me below!

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