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Hello, I’m Julie! As a Senior Loan Officer, my goal is to make the path to homeownership as smooth and stress-free as possible. I’m committed to finding the right loan solution for your needs and guiding you through every step of the process.
Let’s make your homeownership goals a reality—together.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
Communication was stellar. I felt informed and was treated with dignity during the whole experience. She worked in tandem with my agent during the process. Julie answered my questions without judgement and was concise with what paperwork was needed. Julie feels like a trusted friend and was genuinely happy for me about my home purchase. She is truly a gem!
Elizabeth J O.Toledo, OH, April 27th, 2026 09:25 AM
julie help talk me through the process every step of the way. I couldnt have done it without her .
Seth W K.Maumee, OH, May 6th, 2026 09:01 PM
Julie was very good in communicating Every Step of the way . She was awesome and i would recommend her To anyone :)
Alyssa J K.Maumee, OH, May 6th, 2026 01:10 PM
Julie was very professiona. She was always available whenever I had questions. She explained everything throughl.
June M F.Toledo, OH, April 16th, 2026 11:22 AM
Prompt and clear communication
Patricia J R.SYLVANIA, OH, March 2nd, 2026 04:32 PM
Everything went well and smooth. Lots of questions and documents to submit, but that was expected. We definitely learned to keep up with technology.
Edgar E R.SYLVANIA, OH, March 2nd, 2026 12:22 PM
Julie was very helpful and available at all times, even outside of normal business hours.
Matthew R H.Perrysburg, OH, February 26th, 2026 11:03 AM
Refinance 👍🏼
Jacob K S.Maumee, OH, February 11th, 2026 11:03 AM
Making sure I had everything ready to go along with polite and knowledgeable loan officers
Adrianne P R.Whitehouse, OH, December 26th, 2025 12:46 PM
Julie was absolutely amazing and very helpful! She was able to help us all hours of the day and on the weekends! Definitely will recommend her to family and friends !
Juan PG T.Millbury, OH, December 22nd, 2025 11:31 AM
Julie and all she did snd how fast she did it
Dylan T S.Rudolph, OH, December 10th, 2025 11:02 AM
Julie was amazing to work with!
Sarah W.Perrysburg, OH, November 18th, 2025 08:09 PM
Very clear communication from ruoff . Took the case very personally and were very excited to help us with any questions or concerns
Colin R D.Perrysburg, OH, November 21st, 2025 11:06 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.