
Julie Sammons
Senior Loan Officer
NMLS: 870309
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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Proudly serving Michigan
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A Bit About Me
At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.
My Latest Blogs
How to Get Pre-Approved for a Mortgage: What to Expect During the Preapproval Process Ever dreamed
May 11, 2026
How to Get Pre-Approved for a Mortgage: What to Expect During the Preapproval Process
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How to Win in a Competitive Wayne County Area Market Without Overpaying
Apr 4, 2026
Buying a home in today's Wayne County Area real estate scene feels like stepping into a high-stakes auction. Bidding wars erupt, prices climb, and that dream property slips away if you're not prepared. But here's the good news: you can come out on top without overpaying by playing smart.
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How to Win in a Competitive Market Without Overpaying (Brownstown Edition!)
Mar 31, 2026
Picture this: You're scrolling Zillow in Brownstown, MI, heart racing as that cozy ranch-style home pops up-perfect for family barbecues by Lake Erie. But poof! It's gone in hours, snatched in a frenzy of bidding wars. Sound familiar? In today's competitive market, winning your dream home without breaking the bank feels like a high-stakes game of real estate bingo.
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Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*


