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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Justin Campbell
Picture of Justin Campbell

Hi, I'm Justin!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Hi, I'm Justin!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

I am a Senior Mortgage Loan Officer with Ruoff Mortgage, serving all of Indiana. I bring over 15 years of real estate and mortgage lending experience and expertise. Service is always the foundation of my business and I believe in providing the best home-buying experience possible and I will continuously strive to exceed your expectations. Good communication and hard work are the keys to excellent customer service and a top priority for me.

I reside in Vigo County with my wife and our 3 children, who are our pride and joy. I and my wife find joy in spending time with our family and attending our children's events. I am also involved with my oldest son's Boy Scout troop.

Whether you are buying your first home, refinancing your current home, looking to build or wanting to move up, we will work together to find the right product and solution to all of your financial needs. Call, text or email me today and let's get started.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Communication was quick and helpful! I loved the Digital Closing Experience. It made the closing day go much quicker. Justin was so great. He answered all my questions and then checked that we understood his explanation. There were quite a few bumps in the road, but Justin helped us roll with it and we ended up with our forever home.

    Alisha E, happy client
  • Communication was great and we always got quick responses when we had questions!

    Christopher L, happy client
  • The service and support that we received from Justin Campbell were superb. He was very professional yet personable which made it really easy to work with him. He was always available to answer questions no matter the time of day. I highly recommend his services to homebuyers.

    Vanessa K, happy client
  • Justin was remarkable at communicating in a timely manner. I would 100% recommend Ruoff and Justin to my friends and family.

    Dustin G, happy client
  • The communication I had with Justin put me at ease with the whole process. Any time I had a question, he was quick to get me the answer and/or to explain the process.

    Brenda W, happy client
  • Justin Campbell explained everything from start to finish, answered calls, and returned emails. Very professional and knowledgeable. Very nice person.

    Juan B, happy client
  • Justin's communication is always clear and fast, he is very good at being responsive, listening to concerns and making us feel like he has our best interest in mind.

    Sarah C, happy client
  • The entire process was seamless and positive because of Justin’s knowledge and prompt response. He made it possible for us to own our first home and we couldn’t be more thankful for the work he put in. It was a pleasure to work with him and Ruoff.

    Savannah C, happy client
  • Justin was always very polite and eager to help me with whatever I asked!

    Cierra N, happy client
  • Justin was always very nice and quick to respond. He was great at explaining everything and answering all my questions.

    Stephanie O, happy client
  • Justin did a great job helping us from the first initial meeting with him to making sure we had everything we needed to make this loan work for us. He has gone above and beyond making sure that we understood all documents and why they were important.

    Alison D, happy client
  • Justin was always on top of everything. I am an organized person and he really made me feel confident we chose the right lender for this task. Justin made the mortgage process smooth start to finish with very personal touches. My wife and I felt like his only client.

    Kevin D, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 561-1051 or message me below!

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