I will work hard to help you achieve your homeownership goals.
99.20%Customer Satisfaction Rating
Hi, I'm
Justin!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
99.20%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you
Justin Phillips was very friendly, and never seemed bothered with my questions. He even answered questions after normal business hours. I was looking for a particular interest rate and he let me know the rates as they changed on a consistent basis.
Gregory S,
happy
client
Justin was great with his communication. Even setting his own personal alarm to remind us to head in and get our homestead exemption setup.
Jason E,
happy
client
Justin Phillips treated us like his own family. He was kind, helpful, and very supportive when we needed to clear a few things up. His patience and guidance along with dedication to us got us the home we love.
Christopher B,
happy
client
I had to ask no questions unless I wanted to know something specific. Justin filled me in on every detail there was!
Brian W,
happy
client
I’m really happy I chose Ruoff for my Mortgage. Justin always answered any questions I had and kept me informed as things happened.
Latisha H,
happy
client
Justin kept in contact with me through the whole process
Daniel D,
happy
client
Perfect communication and execution. Justin and the entire staff shared our excitement!
Steven T,
happy
client
I love how easy it was to communicate with Justin. He really went above and beyond to make sure we understood the entire process from start to finish!
Tori G,
happy
client
Justin Phillips was extremely helpful. He answered all of our questions quickly and with expertise. We were very pleased with his great attitude and commitment to helping us through the process.
Customer Satisfaction Score according to Customerville.
17
Days or less average
clear-to-close.
38
Years of helping
homeowners like you.
7
Milestones updating you throughout the process.
10
Minutes at the closing
table on average.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.
