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Picture of Kate Cusack
Picture of Kate Cusack

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.52% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Hi, I'm Kate!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.52% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award
Customer Experience Award

Let me help you get pre-approved today!

As you start on life's most significant financial journey—buying a home—I understand the gravity of the decision you face. That's why I'm here to offer more than just mortgage services; I'm committed to providing unwavering support and guidance every step of the way.

With a keen focus on your needs, I'm dedicated to securing home financing solutions that not only fit your current circumstances but also ensure long-term affordability and value. Efficiency is key to homebuying, and I'll tirelessly work to expedite the loan process without compromising on thoroughness or quality.

Communication lies at the heart of my approach. By fostering open and transparent communication, I build enduring relationships with both clients and industry peers. As an Indiana native deeply rooted in "the region" for over a decade, I bring a local perspective and a wealth of experience.

Beyond the world of mortgages, I cherish moments spent with my loved ones—my husband and our fur-kids, Jake, Juno, and Jinx. Whether exploring new destinations, reveling in the great outdoors, delving into captivating reads, or crafting homemade breads and treats, I embrace life's simple pleasures.

Rest assured I will be your partner on your homeownership journey. I am dedicated, communicative, and committed to your financial well-being.

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What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Kate is extremely knowledgeable and one of the friendliest and most personable people I have worked with. I would recommend her services to anyone!

    Jared D G.

    Crown Point, IN, May 18th, 2025 01:50 PM

  • Review 2

    Source of Rating Icon

    As a first time homebuyer I've heard many horror stories about the homebuying process. I was so nervous going in, but after my first phone call with Kate I immediately knew I was in good hands. Kate was very friendly and bubbly and a chunk of our phone call wasn't even about the loan we just got talking and she got to know me as a person and not just a loan number. Kate was professional, knowledgeable, and incredibly patient and happy to answer any and all of the many crazy questions i had. Throughout the whole process kate was always available and kept me up to date on evey single step of the process. She promptly responded to all my messages and was super patient and accommodating with my crazy work schedule.

    Ashley M S.

    Hammond, IN, May 19th, 2025 11:31 AM

  • Review 3

    Source of Rating Icon

    Kate has been amazing through this whole experience. This is the 2nd mortgage that my wife and I have had Kate help us with. We followed Kate to Ruoff and we don't regret it. Kate has been so helpful and dedicated in helping us with anything that we need. Kate is the GOAT!!

    Dylan S.

    Whitestown, IN, May 12th, 2025 11:32 AM

  • Review 4

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    Kate was extremely knowledgeable and personable through this entire experience. Home buying was an arduous process with many ups and downs for us, but we always knew we could rely on Kate to do whatever she could to help.

    Kaitlyn J.

    Walkerton, IN, May 11th, 2025 03:05 PM

  • Review 5

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    Kate, truly went above and beyond to make the experience seamless and stress-free. Her clear communication, prompt responses, and thorough knowledge made the entire process smooth from start to finish. She took the time to answer every question with patience and ensured I felt informed and supported every step of the way. It was her professionalism and personal touch that truly made the experience excellent.

    Eric G V.

    Portage, IN, May 9th, 2025 01:31 PM

  • Review 6

    Source of Rating Icon

    Our Senior Loan Officer Kate Cusack!

    Robert G.

    Wheatfield, IN, May 7th, 2025 11:10 AM

  • Review 7

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    Kate was so knowledgeable and kind throughout the whole process! She walked us through every step and we felt so supported. I could not have asked for anyone better in the process of purchasing our first home!

    Emma E.

    Portage, IN, May 6th, 2025 05:35 PM

  • Review 8

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    Kate did everything to help me understand anything i was confused about. She helped me understand any questions i had, and made everything So easy for us!

    Wade K.

    Crown Point, IN, May 5th, 2025 12:37 PM

  • Review 9

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    Kate was on top of it and we love working with her!

    Donna G.

    Wheatfield, IN, May 3rd, 2025 11:30 AM

  • Review 10

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    From getting approved for a loan to buying a house the experience was wonderful and the process was extremely smooth. Not only that I was always up to date on what was going on and well informed on the decisions that I needed to make!

    Nicholas M.

    Demotte, IN, April 8th, 2025 11:47 AM

  • Review 11

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    Excellent customer service. Very fast and accurate responses to any and all questions. Kept us in the loop the whole time.

    Breanne B.

    Knox, IN, April 4th, 2025 03:30 AM

  • Review 12

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    Kate made the process so much easier than I would have expected! being a first time home buyer is pretty scary and overwhelming but with Kate by my side it was a breeze

    Brittany G.

    Chesterton, IN, March 14th, 2025 11:05 AM

  • Review 13

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    Kate Cusack was very professional and always pleasant to work with. I'd truly and genuinely recommend her to anyone who needs help with getting a mortgage loan for a house!!

    Daniel S M.

    Cedar Lake, IN, March 7th, 2025 11:32 AM

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Why should you choose Ruoff?

60

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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I would love to hear from you!

Call me at 219.775.6645 or message me below!

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