High Contrast:
Get Started
Picture of Kayla Kreigh
Picture of Kayla Kreigh

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kayla!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

Hey there, I'm Kayla Kreigh, a seasoned Mortgage Loan Officer with over seven years of experience. I specialize in guiding first-time homebuyers through even the most intricate loan programs. I'm licensed in both Indiana and Ohio, ensuring my clients are well-informed about the lending process no matter where they're located.

Married to my husband, Eric, for nine wonderful years, we share our home with Stella, our black and white cat, and Daisy, our lively yellow labradoodle.

Beyond work, I'm deeply engaged in the community. For me, a home is more than just four walls; it's about fostering a thriving neighborhood. You might spot me at Target, picking up snacks for the Boys and Girls Club, or lending a hand at a Habitat for Humanity job site - I'm always eager to support my community in any way I can!

My love for all things home extends outside of business hours. I'm a design enthusiast, constantly on the lookout for fresh décor ideas. Whether it's browsing the aisles of T.J.Maxx and Hobby Lobby or seeking inspiration on Pinterest, you'll find me immersed in the world of home design.

I'd love the opportunity to help you take the steps toward becoming a homeowner. If you're ready to embark on this exciting journey, give me a call today. Let's make your dream home a reality! 

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Kayla was wonderful I would recommend her and Ruoff to anyone that asks me it was a pleasant experience.

    Lisa D.

    Selma, IN, July 22nd, 2024 11:05 AM

  • Review 2

    Source of Rating Icon

    Kayla was great from the beginning to the end. She answered every email, text, and question quickly. I was very new to this process and she made me so comfortable. I can’t say enough great things about the whole experience!

    Catina T.

    Muncie, IN, June 11th, 2024 02:05 PM

  • Review 3

    Source of Rating Icon

    Kayla was super easy to work with and answered all of our questions. The whole process on our end was turbulent but Kayla was able to navigate everything quickly and easily!

    Chelsey S.

    Oakville, IN, May 13th, 2024 02:01 PM

  • Review 4

    Source of Rating Icon

    Answering any questions we had in a timely manner. And helping guide us on the approval process.

    Darin S.

    Oakville, IN, May 13th, 2024 11:29 AM

  • Review 5

    Source of Rating Icon

    This process was shockingly quick and easy! Kayla was amazing to work with. She was very knowledgeable, and told me exactly what I needed to do. There were no surprises. I just couldn’t believe how easy it was! Phenomenal experience. I will always use Ruoff!

    Madelyn R W.

    Muncie, IN, May 8th, 2024 12:07 PM

  • Review 6

    Source of Rating Icon

    Kayla Kreigh has been simply amazing. Since I started asking her questions a year ago she has been so helpful even when I was a prospective house buyer. She made me feel like I could own a home easily and she was right! She made the process simple and stress-free. She answered all my questions and helped me make the right financial choices for my budget. I'm so grateful!

    India Haven P.

    Muncie, IN, May 7th, 2024 12:24 PM

  • Review 7

    Source of Rating Icon

    We appreciated all the information provided and Kayla’s prompt responses.

    Christine A S.

    Greensburg, IN, May 2nd, 2024 03:39 PM

  • Review 8

    Source of Rating Icon

    Communication, listened to my concerns

    Kathryn A B.

    Pendleton, IN, April 5th, 2024 11:01 AM

  • Review 9

    Source of Rating Icon

    They were the only people that would give me a loan for a house under 70k. They were quick and the closing went smoothly. I’ve dealt with other loan companies that are always asking for additional documents and are in a rush to get them. These guys were clear from the start what they needed and I wasn’t constantly gathering information. I’ll use them again.

    Ryan C S.

    Toledo, OH, April 4th, 2024 02:33 PM

  • Review 10

    Source of Rating Icon

    Kayla was amazing. She is so very pleasant, knowledgeable and timely throughout the entire purchasing process. I appreciate her time and expertise so much!

    Jaime R M.

    Muncie, IN, March 26th, 2024 09:26 AM

  • Review 11

    Source of Rating Icon

    Kayla made buying my first home an easy and stress free process. Every step of the way she answered questions for me in a way that I could actually understand! Kayla is very professional and pleasant to work with. I will definitely be highly recommending her and Ruoff to others in the future!

    Celeste R.

    Muncie, IN, March 7th, 2024 05:20 PM

  • Review 12

    Source of Rating Icon

    I have always heard home buying is a pain and to be prepared to be stressed out to my limits. I have told all of those people I didn't experience a single headache throughout the entire process of getting the mortgage. Kayla went above and beyond, was prompt, and I feel did way more behind the scenes than what I know to ensure my buying process was smooth. Thank you Kayla!

    John W.

    Matthews, IN, January 8th, 2024 11:17 AM

  • Review 13

    Source of Rating Icon

    I reached out to Ruoff a year ago and it really didn’t pop off for me until my coworkers daughter got assistant with her down payment thru underwriting and I was able to do the same. This allowed me to be more proactive and less stressed with finances to find a home and finding one that’s fha approved is difficult but my Realtor Kari w/ Caldwell helped me the whole way. Both Kayla my mortgage officer and Kari definitely knew what they were doing because they helped me from being pushed to high priced rent or being homeless to now being a homeowner!

    Jennifer S.

    Muncie, IN, January 3rd, 2024 12:04 PM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 419.310.1220 or message me below!

Download our !