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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Kevin Clancy
Picture of Kevin Clancy

Hi, I'm Kevin!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

91.40% Customer Satisfaction Rating

Hi, I'm Kevin!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

91.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have been a residential mortgage banker for over 20 years working for some of our nation's largest banking institutions in the retail, wholesale, and correspondent lending channels. Honesty and integrity are the foundations of my business and I take the time to get to know my clients and identify their goals in order to provide the customized service they deserve. My lending expertise and relationship driven principles ensure that you will have the best possible mortgage experience, so contact me today!

I live in Fishers and enjoy spending time with my wife Audrey and our two sons, Sean and Kyle. I'm a 1988 graduate of Indiana State where I was a member of their football team. I am very active in my church and community and have coached youth sports for more than 10 years. I enjoy playing guitar, golfing, traveling, and spending time with my family and friends. I love football and am an avid Colts fan.

On EVERY transaction, I make Three Promises to each client, REALTOR and referral partner on the transaction:

1. Consistent communication and accurate updates throughout the transaction

2. FUNDS verified received BEFORE the closing starts

3. Guaranteed ON-TIME Closing

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Kevin handled our entire end-to-end financing with precision, strong experience and great caring. Kevin regularly goes above/beyond. This is our 2nd mortgage with Kevin. As an example, and also for the second time I asked Kevin to involve my 12 year old daughter who is exceptionally smart, loves learning and experiencing, in the closing process. Kevin found opportunities to bring my daughter into the conversation and ask her questions-he made Tatum feel a part of the process of acquiring a home. Job well done. Thank you Kevin.

    Thomas S, happy client
  • Everything was very organized! I knew what was going on throughout the whole process. Kevin Clancy is great! He is very knowledgable, and I would recommend him to anyone. He helped throughout the whole process and answered all of my questions.

    Lauren M, happy client
  • I have moved around quite a bit in my career, so this is the fourth home I have purchased. My experience working with Kevin was the most seamless I have ever experienced. He was knowledgable, professional, and always ready and willing to help and answer questions. He is a consummate professional, and I would highly recommend Kevin to anyone looking to obtain a mortgage.

    Daniel C, happy client
  • This was the first mortgage I had ever applied for as a single person. I knew immediately after talking to Kevin Clancy that I had a knowledgeable professional in my corner who was listening to my concerns and who understood my mortgage needs. Like family!

    Jeannie K, happy client
  • Kevin did an excellent job of keeping us informed of our progress throughout the whole process. He was also friendly and knowledgeable.

    Kate M, happy client
  • Kevin set an expectation it would take 10 days to get loan approval providing I got him everything he needed promptly.... it only took 6. Other lenders need 20 to 30 days to do what you do in a fraction of the time.

    Christopher S, happy client
  • Kevin was great to work with. I felt like he was part of our team in getting our house bought with less stress. Everything was explained really well along the way, and the follow through was always spot on.

    Al W, happy client
  • Kevin kept us informed of everything along the way. He quickly responded to any questions we had and helped connect us with other professionals who had services we needed that Ruoff didn't offer. Kevin went out of his way to make the process as easy for us as possible at every step of the way, including picking up and delivering documents to our home!

    Julia M, happy client
  • Kevin Clancy was an outstanding loan officer. His communication on every front was flawless. Even though we did not have the opportunity to meet Kevin personally, it was as if we had many times.

    Gary P, happy client
  • The entire process, dealing with Chris, Todd, and Kevin was seamless, customer-friendly, and simply the best we have had in half a century of buying and selling homes. We would recommend them to anybody and everybody getting ready to engage in the real estate experience.

    Timothy H, happy client
  • Very simple, smooth process compared to my first time closing on a home (with another loan company). Loved the Loan Butler mobile app! Felt fully involved and informed for every step of the process. It made things quick and easy.

    Travis L, happy client
  • Kevin was readily available throughout the entire process and communicated information in a very clear manner. The process including closing was extremely smooth.

    Barb W, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 694-5922 or message me below!

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