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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Kevin Clancy
Picture of Kevin Clancy

Hi, I'm Kevin!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Hi, I'm Kevin!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have been a residential mortgage banker for over 20 years working for some of our nation's largest banking institutions in the retail, wholesale, and correspondent lending channels. Honesty and integrity are the foundations of my business and I take the time to get to know my clients and identify their goals in order to provide the customized service they deserve. My lending expertise and relationship driven principles ensure that you will have the best possible mortgage experience, so contact me today!

I live in Fishers and enjoy spending time with my wife Audrey and our two sons, Sean and Kyle. I'm a 1988 graduate of Indiana State where I was a member of their football team. I am very active in my church and community and have coached youth sports for more than 10 years. I enjoy playing guitar, golfing, traveling, and spending time with my family and friends. I love football and am an avid Colts fan.

On EVERY transaction, I make Three Promises to each client, REALTOR and referral partner on the transaction:

1. Consistent communication and accurate updates throughout the transaction

2. FUNDS verified received BEFORE the closing starts

3. Guaranteed ON-TIME Closing

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • This was my second closing with Kevin. Each time I had confidence that he really was watching out for me. In between the original closing and the recent one for the refi, I had looked around at several other lenders. I hadn’t realized how much work Kevin had done for me. But it was very apparent when I saw that I was the one running myself ragged in trying to satisfy the requirements of another lender. When I contacted Kevin it was like a soothing balm washing over me: I was the one being served instead of having to work to meet the lenders’ requirements. Kevin really simplifies and streamlines the process. He takes the burden off of his clients.

    Jeannie V, happy client
  • The entire process, dealing with Chris, Todd, and Kevin was seamless, customer-friendly, and simply the best we have had in half a century of buying and selling homes. We would recommend them to anybody and everybody getting ready to engage in the real estate experience.

    Timothy H, happy client
  • Kevin was extremely helpful in the loan process. He was quick to answer questions and hop on the phone as needed. We can't thank him enough!

    Kelli F, happy client
  • Kevin handled our entire end-to-end financing with precision, strong experience and great caring. Kevin regularly goes above/beyond. This is our 2nd mortgage with Kevin. As an example, and also for the second time I asked Kevin to involve my 12 year old daughter who is exceptionally smart, loves learning and experiencing, in the closing process. Kevin found opportunities to bring my daughter into the conversation and ask her questions-he made Tatum feel a part of the process of acquiring a home. Job well done. Thank you Kevin.

    Thomas S, happy client
  • You did really well with being up-front and transparent throughout the entire process, and made the entire process stress-free! It really helped my fiancée and me with our first home-buying process!

    Christian W, happy client
  • Kevin is proactive in contacting us when the time is optimal to refinance. He is responsive and helpful when answering questions. He has made the process simple and smooth each time.

    Barbara W, happy client
  • Very simple, smooth process compared to my first time closing on a home (with another loan company). Loved the Loan Butler mobile app! Felt fully involved and informed for every step of the process. It made things quick and easy.

    Travis L, happy client
  • My loan officer, Kevin Clancy, was incredibly knowledgeable and helpful throughout the process and I would have been overwhelmed without his support and guidance.

    Jeffrey A, happy client
  • Kevin is not only great at his job, he makes you feel like family. Everything went smoothly at closing thanks to all of his hard work!

    Kathleen R, happy client
  • Everything was very organized! I knew what was going on throughout the whole process. Kevin Clancy is great! He is very knowledgable, and I would recommend him to anyone. He helped throughout the whole process and answered all of my questions.

    Lauren M, happy client
  • Kevin was very friendly and helpful and provided excellent customer service throughout the entire process! I highly recommend Kevin and Ruoff!

    Kathleen E, happy client
  • I have moved around quite a bit in my career, so this is the fourth home I have purchased. My experience working with Kevin was the most seamless I have ever experienced. He was knowledgable, professional, and always ready and willing to help and answer questions. He is a consummate professional, and I would highly recommend Kevin to anyone looking to obtain a mortgage.

    Daniel C, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.694.5922 or message me below!

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