Kim Arnos

Hi. I’m Kimberly, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 260.705.5450 or

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Kim Arnos has spent almost 20 years in the mortgage industry specializing in FHA, VA, USDA, Conventional and Construction Loans. During those years she has worked hard to maintain a strong commitment to excellence, building a reputation of offering knowledgeable and honest service to her clients. Kim works on a referral basis from satisfied clients and is always willing to go above and beyond the norm just to make sure her clients are satisfied.

"I like to educate my clients through the entire loan process, so they know exactly what is going on from beginning to end", Kim said. "I am all about helping others obtain their financial goals and dreams. I focus on making every client a Customer for life."

Call today for a free personalized quote!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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