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I have spent almost 20 years in the mortgage industry specializing in FHA, VA, USDA, Conventional and Construction Loans. During those years I have worked hard to maintain a strong commitment to excellence, building a reputation of offering knowledgeable and honest service to my clients. I work on a referral basis from satisfied clients and am always willing to go above and beyond the norm just to make sure my clients are satisfied.
I like to educate my clients through the entire loan process, so they know exactly what is going on from beginning to end. I am all about helping others obtain their financial goals and dreams. I focus on making every client a Customer for life.
Call today for a free personalized quote!
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From finding your perfect home to moving in, we've got you covered.
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Kim' s knowledge level and her constant communication about even the littlest question I may have , yet she never made me feel like I was a bother to her. she was even in Florida on personal time, yet she took the time to answer questions for me . Kim is the reason we keep choosing to use Ruoff!
Ellen M W.Cincinnati, OH, November 25th, 2025 11:09 AM
Excellent experience
William A M.Fort Wayne, IN, November 25th, 2025 11:57 AM
My loan officer was Kim Arnos and she was the best by far! I bought a couple houses, but no paperwork has been as easy or more thoroughly explained by a loan officer. She definitely gets five stars for me.
Joshua S.Fort Wayne, IN, November 24th, 2025 02:45 PM
Very communicative! very friendly! always tried to be quick with her work and let us know possible options and how those options would best convenience us. we are very happy and appreciative of kim ans her team for letting us have such a pleasant experience in getting our first home. Highly recommend her snd her team! Thank you!
Martina E S.Fort Wayne, IN, November 13th, 2025 08:00 AM
Great to work with
Charles J C.Monroeville, IN, November 8th, 2025 09:42 PM
Kim made the process very simple and easy! She was there every stso of the way! Highly recommend working with Kim as she is very personable and professional!
Emma K H.Monroeville, IN, November 8th, 2025 02:18 PM
I was always able to get in contact with my loan officer.
Brian Michael G.Garrett, IN, October 16th, 2025 08:39 AM
Kim is knowle, prompt, helpful and kind!
Julia S T.Fort Wayne, IN, October 6th, 2025 11:07 AM
Kim and Anicia really went above what anyone else would to get me to closing on my preferred day!! They are the best!
Kathryne B. H.Fort Wayne, IN, October 3rd, 2025 12:16 PM
Kim was very helpful and made a smooth experience for us, Thank you!
Tabitha J B.South Whitley, IN, September 12th, 2025 11:04 AM
Kim was absolutely amazing to work with. She explained everything very well and if i had any questions she made sure to answer my questions quickly. I would recommend her to anyone.
Matthew L.FORT WAYNE, IN, September 19th, 2025 11:21 AM
Kim is amazing! So thankful for all her help!
Emily W.Indianapolis, IN, September 9th, 2025 11:02 AM
Obstacles were handled efficiently and professionally.
Anthony S L.Fort Wayne, IN, September 8th, 2025 11:23 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.