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Picture of Kim Arnos
Picture of Kim Arnos

Hi, I'm Kim!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kim!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have spent almost 20 years in the mortgage industry specializing in FHA, VA, USDA, Conventional and Construction Loans. During those years I have worked hard to maintain a strong commitment to excellence, building a reputation of offering knowledgeable and honest service to my clients. I work on a referral basis from satisfied clients and am always willing to go above and beyond the norm just to make sure my clients are satisfied.

I like to educate my clients through the entire loan process, so they know exactly what is going on from beginning to end. I am all about helping others obtain their financial goals and dreams. I focus on making every client a Customer for life.

Call today for a free personalized quote!

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President's Club Member

President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Kim went over and beyond for us. She respond within minutes when we would send her a message and always kept us in the loop, even when our home was months from being finished. Kim treated us as if we were her own family and was always there to reassure us through this difficult process. Kim kept us informed and we are so happy to have worked with her.

    Marah E M.

    Roanoke, IN, November 25th, 2023 04:34 PM

  • Review 2

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    This is the second time dealing with Kim and the experience was excellent both times. She was very knowledgeable and responsive to questions and made the process very easy.

    Gregory M C.

    Fort Wayne, IN, September 18th, 2024 03:22 PM

  • Review 3

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    Kim is excellent to work with. She is very personable and keeps us informed.

    Marah E M.

    ROANOKE, IN, September 27th, 2024 02:58 PM

  • Review 4

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    Kim was extremely patient and informative. I enjoyed working with her throughout the whole process!

    John Michael C.

    Ossian, IN, September 3rd, 2024 12:27 PM

  • Review 5

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    Very knowledgeable and prompt on everything

    Benjamin H P.

    Fort Wayne, IN, August 26th, 2024 11:05 AM

  • Review 6

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    I have never had such an easy house buying experience and with such expediency. It was only 15 days after I viewed the house before I sat down to closing. Kim was there with me every step of the way. On our first communication a month before that she set me up with my pre-qualification and then on to my pre-approval she was there for me to answer any questions I had. Sometimes it was a text or a phone call later at night because of my odd work schedule she was there to help me along. I really liked the Loan Butler app she introduced me too. It was so easy to work through all of the required documentation needed at my own pace and on my schedule. I have to say, just as I told her myself, I will gladly recommend her to all of my family and friends looking for a mortgage specialist. She is the best mortgage officer I have ever worked with.

    James M C.

    Huntertown, IN, August 17th, 2024 08:43 PM

  • Review 7

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    Kim is the best mortgage loan officer ever. She is the only person I trusted that was involved with my home buying process. She truly looked out for the well being of my family and helped us a lot along the way. I certainly had a lot of questions and long conversations with her and she was always very willing, patient, and knowledgeable.

    Zachary P R.

    Fort Wayne, IN, August 10th, 2024 06:10 PM

  • Review 8

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    She was very knowledgeable and excellent communication skills without kim it would of been a horrible experience for my first time buying a home for me and my family

    Austin S.

    Marion, IN, August 8th, 2024 01:23 PM

  • Review 9

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    Fast and easy

    Joshua L C.

    Auburn, IN, August 2nd, 2024 11:02 AM

  • Review 10

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    Kim was fantastic! When things got stressful, she would contact me and knew exactly what to say to ease my concerns. She was always available and responded quickly. I would highly recommend her to anyone looking for a Loan Officer. She’s very experienced and knows her stuff!

    Julie M.

    Fort Wayne, IN, August 1st, 2024 09:18 PM

  • Review 11

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    Kim was super informative and made sure that I had everything I needed!

    Lydia H.

    New Haven, IN, July 19th, 2024 11:12 AM

  • Review 12

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    This question reads (what did you notice that we did really well) that is a spit in the eye you guys are remarkably outstanding just completely spectacular from keeping my wife and I informed to answering every question. your professionalism mixed with down to earth personality makes it completely stress-free and seamless you guys go above and beyond and our realtor Mr Shane was fantastic and absolute joy to work with if he didn't know the answer he got the answer and he really understood what my wife and I were looking for in a home we loved that we could ask for his opinion and we knew we were getting an honest one. he's very professional and down to earth as well. my wife and I want to say thank you again for all that you guys have done for our family and I we appreciate you guys more than you will ever know.

    Cody C.

    Hartford City, IN, July 26th, 2024 12:27 AM

  • Review 13

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    They took care of everything and let us know when we were missing something or needed to complete something so everything flowed as well as possible.

    Kyle D F.

    Huntertown, IN, April 8th, 2024 11:28 AM

  • Review 14

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    Kim was incredibly fast with getting everything processed especially considering we had a few changes along the way.

    Sarah M D.

    Fort Wayne, IN, April 18th, 2024 11:31 AM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

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I would love to hear from you!

Call me at 260.705.5450 or message me below!

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