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Picture of Kim Arnos
Picture of Kim Arnos

Hi, I'm Kim!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.30% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kim!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.30% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have spent almost 20 years in the mortgage industry specializing in FHA, VA, USDA, Conventional and Construction Loans. During those years I have worked hard to maintain a strong commitment to excellence, building a reputation of offering knowledgeable and honest service to my clients. I work on a referral basis from satisfied clients and am always willing to go above and beyond the norm just to make sure my clients are satisfied.

I like to educate my clients through the entire loan process, so they know exactly what is going on from beginning to end. I am all about helping others obtain their financial goals and dreams. I focus on making every client a Customer for life.

Call today for a free personalized quote!

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President's Club Member

President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023
President's club seal 2024

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Kim went over and beyond for us. She respond within minutes when we would send her a message and always kept us in the loop, even when our home was months from being finished. Kim treated us as if we were her own family and was always there to reassure us through this difficult process. Kim kept us informed and we are so happy to have worked with her.

    Marah E M.

    Roanoke, IN, November 25th, 2023 04:34 PM

  • Review 2

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    kim was amazing

    Bryton M B.

    New Haven, IN, June 6th, 2025 02:00 PM

  • Review 3

    Source of Rating Icon

    Communication

    Ashley R.

    Decatur, IN, June 3rd, 2025 11:10 AM

  • Review 4

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    Kim Arnos went above and beyond in the process. She remained positive when obstcles arose. She was very supportive and frequently was creative in getting results. I am limited in advanced technology and Kim was very understanding and helpful dealing with me. She saved the process for me.

    Barbara C D.

    DECATUR, IN, May 22nd, 2025 11:53 AM

  • Review 5

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    Kim is great! She made the process easy

    Brittany M H.

    Decatur, IN, May 13th, 2025 11:04 AM

  • Review 6

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    Went above and beyond to get the loan processed quickly.

    Amy J S.

    Fort Wayne, IN, April 20th, 2025 04:17 PM

  • Review 7

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    Kim went beyond what I was expecting. She was always willing to help me understand the whole process even past the normal business hours. The coaching she provided will stick with me for a life time and if I decide to buy another home Kim will definitely be the one I will contact.

    Kenneth Allan H.

    Albion, IN, March 25th, 2025 01:17 PM

  • Review 8

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    Kim was absolutely wonderful to work with! She made this process easy to understand and was so patient with us. We so appreciate you , Kim!

    Rachael M C.

    Fort Wayne, IN, February 13th, 2025 11:28 AM

  • Review 9

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    Great communication , thoroughness, and coordination

    Michelle Renee M.

    Wolcottville, IN, February 8th, 2025 05:45 PM

  • Review 10

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    Kim is so pleasant and wonderful to work with!

    Sierra T.

    Huntington, IN, February 5th, 2025 11:53 AM

  • Review 11

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    Kim was excellent at communicating throughout the process. She explained everything in detail and followed up to make sure that all of our questions were answered. We would absolutely recommend her to friends and family or work with her again.

    Micah A B.

    Fort Wayne, IN, February 4th, 2025 12:11 PM

  • Review 12

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    We are very pleased to work with Kim again. Kim is the best !

    Oxana V A.

    Rochester, IN, February 4th, 2025 11:08 AM

  • Review 13

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    Ever thing and all of team members they work hand and hand to me they are like the A team wife and I enjoy talking with them

    Pedro Flores A.

    Rochester, IN, February 2nd, 2025 05:31 PM

See More

Why should you choose Ruoff?

61

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2024 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.705.5450 or message me below!

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