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Picture of Kim Arnos
Picture of Kim Arnos

Hi, I'm Kim!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Kim!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.53% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have spent almost 20 years in the mortgage industry specializing in FHA, VA, USDA, Conventional and Construction Loans. During those years I have worked hard to maintain a strong commitment to excellence, building a reputation of offering knowledgeable and honest service to my clients. I work on a referral basis from satisfied clients and am always willing to go above and beyond the norm just to make sure my clients are satisfied.

I like to educate my clients through the entire loan process, so they know exactly what is going on from beginning to end. I am all about helping others obtain their financial goals and dreams. I focus on making every client a Customer for life.

Call today for a free personalized quote!

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President's Club Member

President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • I just wanted to say Kim was amazing throughout the entire process. Not only was she available last minute to get us re-pre-qualified when we found the perfect home at the last minute (on Mother's Day no less), she also had all of the paperwork ready for us to close early. She also made it a priority to come meet us in person at our close to make sure we didn't have any additional questions about our loan going forward. We so appreciate her responsiveness, dedication and cheerful attitude! So glad we went with Kim! Head and shoulders above our previous loan experience team.

    Jacqueline N W, happy client
  • Kim Arnos handled the whole process very well and was prompt to answer me back when she could. She made the process easy and straightforward. Anicia was also a big help to get our documents handled and made the process as smooth as possible.

    Jason B, happy client
  • We were so happy to work with Kim again buying our current home! She was very professional and efficient during the whole process. Thank you so much for your help!

    Valerie A M, happy client
  • It didnt matter what time of day I had questions I could get ahold of Kim or Anicia and she would respond asap and that made us know that we were in good hands and knew that they would have no issue making our experience perfect! If anyone ask me about a mortgage I give them Kims info! They did amazing! I

    Griffin C Y, happy client
  • I cannot be any happier with Kim and the rest of the staff that I worked with the process was so simple and easy and way better than what I was expecting!

    Andrew K, happy client
  • I thought the process was super easy. I was constantly notified about changes and the whole closing went super smoothy. Kim Arno's was very accommodating and was by far, the best Loan Officer I have ever dealt with.

    Phillip N, happy client
  • We have used Kim many times now, her original business card is still on our fridge. No matter how many times we have moved, shes always there and so wonderful to work with. I could text or call or email at any time and get a quick response. I will continue to recommend her to everyone!

    Kassandra N B, happy client
  • I wouldn't change anything, it's a great company to have in your corner, when going through a tough times

    Clinton J R, happy client
  • 10/10 I couldnt have asked for a better experience.

    Robert C A, happy client
  • Kim really made sure I was prepared and gave me lots of knowledge about the process. What I like most is that I know I can call or email her anytime if I ever have questions. I also appreciated her assistant Ancicia her and Kim work great as a team and with all their help I am now a homeowner.

    Alyssia B, happy client
  • Kim and. Anicia were very responsive to questions and solutions. Wonderful to work with and would highly recommend!

    Laurel L. S, happy client
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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.705.5450 or message me below!

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