Kim Hockaday

Hi. I’m Kim, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 317.286.8016 or kim.hockaday@ruoff.com

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Hello.

My name is Kim Hockaday. I am a Senior Loan Officer with Ruoff Home Mortgage. I started my tenure in the mortgage business in 2003. Previously, I worked at a leading real estate firm and also a title company, so I am able to analyze the whole picture when working with each client.


I provide mortgage services for borrowers seeking Conventional, Jumbo, FHA, VA, IHCDA, construction, and USDA loans for the purposes of purchasing or refinancing their homes. Ruoff Home Mortgage is able to offer a full menu of program and rate options to ensure that each client obtains the right loan for their situation.


Customer service is my top priority. I work hard to ensure that my clients understand and feel comfortable with the mortgage process. I understand that buying a home is the biggest purchase one will ever make and I strive to make that process as smooth as possible. I pride myself on being honest and fair with each client to ensure that they are able to obtain the best loan with the best rate and lowest costs that Ruoff Home Mortgage is able to offer, given their unique situation and set of circumstances.


I am proud to have personally received a Five Star Mortgage Professional award in 2014 and 2016. If you would like to receive award-winning service from a company and Senior Loan Officer that truly cares about you, I would love to have the opportunity to speak with you today.

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.


I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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