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Kim McClurg

Senior Loan Officer

NMLS: 770971

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Kim

99.03%

Customer Satisfaction Score.

Scotsman Guide AwardRuoff Experience Award Winner Award

Awards

Proudly serving Michigan

Meet our happy homeowners***

View All Testimonials

Review 1

Kelsie K K.

Jackson, MI, Jul 15, 2026, 12:45 AM

5.0

The whole process was effortless, Kim made everything simple.

Review 2

Danielle Marie L.

Jackson, MI, Jul 3, 2026, 3:06 PM

5.0

The process Went smoothly from start to finish Kim was very knowledgeable and friendly!

Review 3

Ryan James L.

Jackson, MI, Jul 3, 2026, 12:49 AM

5.0

👍👍👍👍👍👍!!!!!!

Review 4

John A D.

Horton, MI, May 26, 2026, 5:06 PM

5.0

I cant say enough good things about Kim McClurg! She is hands down the best loan officer I have ever worked with! I will be definitely coming back to her for future mortgage loans! She needs a raise.

Review 5

Nicholas James A.

Olivet, MI, Mar 29, 2026, 8:27 PM

5.0

Awesome communication. Quick with answers.

Review 6

Robert Charles R.

ALBION, MI, Mar 22, 2026, 12:36 AM

5.0

Our loan officer Kim met with us immediately. The entire process was amazing due to her knowledge and experience.

Review 1

Kelsie K K.

Jackson, MI, Jul 15, 2026, 12:45 AM

5.0

The whole process was effortless, Kim made everything simple.

Review 2

Danielle Marie L.

Jackson, MI, Jul 3, 2026, 3:06 PM

5.0

The process Went smoothly from start to finish Kim was very knowledgeable and friendly!

Review 3

Ryan James L.

Jackson, MI, Jul 3, 2026, 12:49 AM

5.0

👍👍👍👍👍👍!!!!!!

Review 4

John A D.

Horton, MI, May 26, 2026, 5:06 PM

5.0

I cant say enough good things about Kim McClurg! She is hands down the best loan officer I have ever worked with! I will be definitely coming back to her for future mortgage loans! She needs a raise.

Review 5

Nicholas James A.

Olivet, MI, Mar 29, 2026, 8:27 PM

5.0

Awesome communication. Quick with answers.

Review 6

Robert Charles R.

ALBION, MI, Mar 22, 2026, 12:36 AM

5.0

Our loan officer Kim met with us immediately. The entire process was amazing due to her knowledge and experience.

Review 7

Randy James B.

Brooklyn, MI, Mar 16, 2026, 12:06 PM

5.0

Kim was absolutely a tremendous help with helping me to secure my loan and extremely knowledgeable about any questions I had. Her kindness and understanding of the struggles I incurred during this stressful time was heaven sent. Her knowledge of the process put my mind at ease and allowd me to focus on other aspects of buying my house. Kim is truly an incredible asset to this company and I would recommend her to ANYONE I know to assist them with a loan. Thank you, Kim.

Review 8

Jared A S.

Jackson, MI, Mar 7, 2026, 5:15 PM

5.0

Kim was very transparent throughout the entire process. Provided regular updates with phone calls just to check in and ask if any questions have come up .

Review 9

Belinda G K.

HOMER, MI, Dec 27, 2025, 10:22 PM

5.0

great customer service, timely communication, informative and patience. Thank you

Review 10

Hope N M.

Jackson, MI, Dec 25, 2025, 11:56 PM

5.0

Kim kept us up to date on everything we needed to do and the status of our loan and losing. The website was easy to use to upload documents too!

Review 11

Kathleen V S.

Jackson, MI, Dec 22, 2025, 4:16 PM

5.0

Very nice and professional. Great communication. Kim made me feel very comfortable through the whole loan process.

Review 12

Linda L K.

Jackson, MI, Oct 10, 2025, 3:06 PM

5.0

Treated me like family

Review 13

Donna V.

Jackson, MI, Sep 25, 2025, 1:32 AM

5.0

They made everything run smoothly and easy i really appreciate all of everyones support

Review 7

Randy James B.

Brooklyn, MI, Mar 16, 2026, 12:06 PM

5.0

Kim was absolutely a tremendous help with helping me to secure my loan and extremely knowledgeable about any questions I had. Her kindness and understanding of the struggles I incurred during this stressful time was heaven sent. Her knowledge of the process put my mind at ease and allowd me to focus on other aspects of buying my house. Kim is truly an incredible asset to this company and I would recommend her to ANYONE I know to assist them with a loan. Thank you, Kim.

Review 8

Jared A S.

Jackson, MI, Mar 7, 2026, 5:15 PM

5.0

Kim was very transparent throughout the entire process. Provided regular updates with phone calls just to check in and ask if any questions have come up .

Review 9

Belinda G K.

HOMER, MI, Dec 27, 2025, 10:22 PM

5.0

great customer service, timely communication, informative and patience. Thank you

Review 10

Hope N M.

Jackson, MI, Dec 25, 2025, 11:56 PM

5.0

Kim kept us up to date on everything we needed to do and the status of our loan and losing. The website was easy to use to upload documents too!

Review 11

Kathleen V S.

Jackson, MI, Dec 22, 2025, 4:16 PM

5.0

Very nice and professional. Great communication. Kim made me feel very comfortable through the whole loan process.

Review 12

Linda L K.

Jackson, MI, Oct 10, 2025, 3:06 PM

5.0

Treated me like family

Review 13

Donna V.

Jackson, MI, Sep 25, 2025, 1:32 AM

5.0

They made everything run smoothly and easy i really appreciate all of everyones support

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Kim McClurg

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Michigan

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.