Kirk Kingery

Hi, I'm Kirk, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership

Contact me anytime: 765.606.7799 or kirk.kingery@ruoff.com

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Hello.

Another name for “Loan Officer” could be “Problem Solver.” After 25 years in the business, including experience as a Branch Manager, I’ve learned to solve many of the problems that get in the way of home ownership and financial stability. I specialize in renovation loans and can help you navigate the ever-changing process of qualifying for your next mortgage. I love helping people find their next home and I’m happy to work for a company that speeds up the transaction. I define success as being happy with yourself and your decisions, and my goal is to help my customers achieve their own version of success. I’m organized, honest, and I work hard for my clients. It sounds simple, but I find that treating people the way I would like to be treated is the best way to do business.


Prior to working in the mortgage industry, I served in the United States Air Force, which helped to prepare me for life’s greatest and most important challenge: raising three successful children. Someday I’d like to travel the world. In the meantime, I enjoy being outdoors and playing golf, boating, and camping. And coffee. Don’t underestimate the power of coffee.

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.



I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Home Ready

The HomeReady Mortgage backed by Fannie Mae is built to help our low to moderate income borrowers reach the dream of homeownership.

Home Ready

Fast Approval

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