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Kristee Dampeer

Senior Loan Officer

NMLS: 2118861

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Kristee

99.07%

Customer Satisfaction Score.

Scotsman Guide

Awards

Proudly serving Indiana, Michigan

Meet our happy homeowners***

View All Testimonials

David P.

South Bend, IN, Sep 9, 2025, 3:12 PM

Kristee was nothing short of exceptional! She made the process incredibly easy and seamless, and I wouldn't hesitate to recommend her immediatelyto others!

Noelle M W.

Mishawaka, IN, Aug 1, 2024, 5:50 PM

I literally called Kristee (as I have in the past) and she GOT TO WORK. She expalined things I did not understand but LITERALLY DID EVERYTHING!!! I got to closing and there was little to do on my part. She is kind and genuine. Strong work ethic. She does EVERYTHING she can for her clients. She is AMAZING! Thank you Kristee for ALWAYS being so thorough and kind.

Ana Maria B L.

South Bend, IN, Oct 31, 2024, 6:57 PM

Kristee Dampeer did a terrific job at every stage of our refinancing journey. From our first telephone consultation, through the application and documentation process, to obtaining loan approval and through the closing, she was on top of things at all times. When issues arose that needed to be solved, she showed creativity and determination. She worked through every obstacle with patience, and kept us informed of her plans the whole way through. She is an outstanding loan office and a credit to Ruoff Mortgage.

Laura G.

Mishawaka, IN, Jul 24, 2026, 4:16 PM

Oh my goodness! This entire experience was absolutely wonderful Kristee was so educational for our first time buying a house, always answered in amazing time, was so patient with us while we got everything together, walked me through ever step and just was absolute pleasure. Her energetic personality helped make me feel really comfortable, she seemed extremely trustworthy, any time we didn't understand anything she was on it. Even with a sight error on our side we were able to walk through how to handle it and made our closing just great!!!! Thank you so much!!! 100% overall fantastic experience.

Christopher K.

South Bend, IN, Jul 24, 2026, 3:52 PM

I could not have been more pleased with how knowledgeable and helpful Kristee Dampeer was during the home purchase process. She was immediatelyl available, answered every question quickly and efficiently, and kept the process completely organizaed as it moved along. I will recommend her as a senior loan offer to friends and professional colleagues without question. Kristee was a pleasure to work with.

Joshua B.

South Bend, IN, Jul 5, 2026, 7:41 PM

Kristee is awesome. She was extremely helpful. We appreciate everything she did for us. Choosing Ruoff was the best decision. Thanks again.

Kimberly S.

South Bend, IN, Jun 20, 2026, 12:32 PM

Kristi was excellent! She was thoughtful, efficient, and respectful of our time. I especially appreciated her use of technology - being able to quickly review and sign documents through the online portal made it easy for us to stay on track and even be ready to close early. She is professional and knowledgeable in all regards, and we sincerely enjoyed working with her for the purchase of our second home.

Benjamin S.

South Bend, IN, Jun 16, 2026, 3:14 PM

Kristee made this a great experience! We are already referring her to friends that are also looking to purchase in South Bend.

David P.

South Bend, IN, Sep 9, 2025, 3:12 PM

Kristee was nothing short of exceptional! She made the process incredibly easy and seamless, and I wouldn't hesitate to recommend her immediatelyto others!

Noelle M W.

Mishawaka, IN, Aug 1, 2024, 5:50 PM

I literally called Kristee (as I have in the past) and she GOT TO WORK. She expalined things I did not understand but LITERALLY DID EVERYTHING!!! I got to closing and there was little to do on my part. She is kind and genuine. Strong work ethic. She does EVERYTHING she can for her clients. She is AMAZING! Thank you Kristee for ALWAYS being so thorough and kind.

Ana Maria B L.

South Bend, IN, Oct 31, 2024, 6:57 PM

Kristee Dampeer did a terrific job at every stage of our refinancing journey. From our first telephone consultation, through the application and documentation process, to obtaining loan approval and through the closing, she was on top of things at all times. When issues arose that needed to be solved, she showed creativity and determination. She worked through every obstacle with patience, and kept us informed of her plans the whole way through. She is an outstanding loan office and a credit to Ruoff Mortgage.

Laura G.

Mishawaka, IN, Jul 24, 2026, 4:16 PM

Oh my goodness! This entire experience was absolutely wonderful Kristee was so educational for our first time buying a house, always answered in amazing time, was so patient with us while we got everything together, walked me through ever step and just was absolute pleasure. Her energetic personality helped make me feel really comfortable, she seemed extremely trustworthy, any time we didn't understand anything she was on it. Even with a sight error on our side we were able to walk through how to handle it and made our closing just great!!!! Thank you so much!!! 100% overall fantastic experience.

Christopher K.

South Bend, IN, Jul 24, 2026, 3:52 PM

I could not have been more pleased with how knowledgeable and helpful Kristee Dampeer was during the home purchase process. She was immediatelyl available, answered every question quickly and efficiently, and kept the process completely organizaed as it moved along. I will recommend her as a senior loan offer to friends and professional colleagues without question. Kristee was a pleasure to work with.

Joshua B.

South Bend, IN, Jul 5, 2026, 7:41 PM

Kristee is awesome. She was extremely helpful. We appreciate everything she did for us. Choosing Ruoff was the best decision. Thanks again.

Kimberly S.

South Bend, IN, Jun 20, 2026, 12:32 PM

Kristi was excellent! She was thoughtful, efficient, and respectful of our time. I especially appreciated her use of technology - being able to quickly review and sign documents through the online portal made it easy for us to stay on track and even be ready to close early. She is professional and knowledgeable in all regards, and we sincerely enjoyed working with her for the purchase of our second home.

Benjamin S.

South Bend, IN, Jun 16, 2026, 3:14 PM

Kristee made this a great experience! We are already referring her to friends that are also looking to purchase in South Bend.

Samuel T.

Elkhart, IN, Jun 12, 2026, 8:34 PM

Kristee is very prompt , professional and does a great job explaining everything. Very quick responses and best cloaing i have ever been through.

Thomas P R.

Granger, IN, Jun 10, 2026, 12:13 PM

Kristee is the best And the reason we got the house we were looking at. We toured it on a Friday afternoon and need to submit a n offer on Saturday evening. From initial contact with Kristee that afternoon Kristee was on top of everything and got us a pre approval letter for the offer in time to Meet the deadline. She was proactive and on top of everything. Responsive to our questions and spport through the whole process. Could not think describing a outstanding loan experience without pointing to Kristee

Steven A D.

Mishawaka, IN, Jun 3, 2026, 10:15 PM

1234567890

Merle E W.

MISHAWAKA, IN, Jun 4, 2026, 12:30 AM

Answering emails and text after hours and on weekends

Austin G A.

South Bend, IN, May 26, 2026, 3:22 PM

Kristee was on top of it the entire way. I was ready to close early and she helped make that happen. Could not have asked for a better experience in buying my first home! Thank you so much Kristee!

Michael T C.

GOSHEN, IN, May 19, 2026, 3:04 PM

Everything was done in a timely manner!😀

Kali M W.

Plymouth, IN, May 12, 2026, 3:47 PM

Kristee really went above and beyond to help us. Answered all our questions and kept in contact throughout the whole process.

Joel A W.

Syracuse, IN, May 9, 2026, 11:01 AM

Thank you for making are home buying smooth and eas.

Samuel T.

Elkhart, IN, Jun 12, 2026, 8:34 PM

Kristee is very prompt , professional and does a great job explaining everything. Very quick responses and best cloaing i have ever been through.

Thomas P R.

Granger, IN, Jun 10, 2026, 12:13 PM

Kristee is the best And the reason we got the house we were looking at. We toured it on a Friday afternoon and need to submit a n offer on Saturday evening. From initial contact with Kristee that afternoon Kristee was on top of everything and got us a pre approval letter for the offer in time to Meet the deadline. She was proactive and on top of everything. Responsive to our questions and spport through the whole process. Could not think describing a outstanding loan experience without pointing to Kristee

Steven A D.

Mishawaka, IN, Jun 3, 2026, 10:15 PM

1234567890

Merle E W.

MISHAWAKA, IN, Jun 4, 2026, 12:30 AM

Answering emails and text after hours and on weekends

Austin G A.

South Bend, IN, May 26, 2026, 3:22 PM

Kristee was on top of it the entire way. I was ready to close early and she helped make that happen. Could not have asked for a better experience in buying my first home! Thank you so much Kristee!

Michael T C.

GOSHEN, IN, May 19, 2026, 3:04 PM

Everything was done in a timely manner!😀

Kali M W.

Plymouth, IN, May 12, 2026, 3:47 PM

Kristee really went above and beyond to help us. Answered all our questions and kept in contact throughout the whole process.

Joel A W.

Syracuse, IN, May 9, 2026, 11:01 AM

Thank you for making are home buying smooth and eas.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Kristee Dampeer

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana, Michigan

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.