I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
Whether you're a first-time homebuyer, looking to refinance, or exploring investment opportunities, I am dedicated to providing personalized guidance and exceptional service. Let's embark on this journey together, making your homeownership dreams a reality.
What sets me apart is my creative approach to problem-solving. I take pride in offering innovative solutions to address credit challenges and financial constraints. My goal is to empower clients with the knowledge and resources they need to make confident decisions about their mortgage options. My extensive background in banking, combined with 11 years in homebuilding and real estate, uniquely positions me to provide valuable insights and tailored solutions in the mortgage industry.
Beyond the world of finance, my passions include my love for animals, particularly spending quality time with my loyal companion, Edward. As a devoted Chicago Cubs fan, I find joy in supporting my favorite team and connecting with fellow enthusiasts. Outside of work, my husband Brian and I enjoy attending car shows and indulging in the thrill of jet skiing, embracing the spirit of adventure together.
Feel free to reach out to me to discuss your mortgage needs or simply share your love for animals, sports, or adventure. I look forward to assisting you on your path to financial success and homeownership.
From finding your perfect home to moving in, we've got you covered.
Need a lower monthly payment, or want to get cash out? Learn more about your options.
Get your house on the market, and look for your next home!
The communication was amazing!! I originally started my home buying journey through another company but I nearly gave up a few times because they were so difficult to talk to but once we decided to switch to Ruoff, everything felt so much simpler and they made it such an easy to understand process! I could not recommend them enough!!
Kylee R.Nappanee, IN, July 12th, 2024 11:11 AM
Kym Baker was AMAZING to work with. She made everything so easy and took the time to help me understand everything I needed to know as a first time homeowner. I plan to stay with her for years to come and will happily be referring everyone I know to her.
Katlin R R.Wakarusa, IN, November 6th, 2023 11:09 AM
Communication
Jessica N C.Elkhart, IN, September 10th, 2024 07:00 AM
Kym was an absolute pleasure to work with. Very knowledgeable, friendly, great communication and was very efficient. She moved the process along quickly, which we appreciated. She made sure to explain each step and always answered our questions to the highest extent. Highly recommend!
Rebecca W.Addison, MI, August 26th, 2024 11:07 AM
Kym did an awesome job at everything. Always responded quickly to any questions.
Brittany N T.Elkhart, IN, August 16th, 2024 12:59 PM
Communication was the best part. Kym let me know when & what I needed to close. She is awesome and my wife & I will definitely be using her services again.
Christopher Tracy A.South Bend, IN, January 22nd, 2024 11:05 AM
You guys just made it super easy and smooth running took away alot of headache.
Brendan M.Marcellus, MI, June 25th, 2024 08:44 AM
Patience. Kindness
Clarence W.Elkhart, IN, June 24th, 2024 11:05 AM
Katelynn M. Kym Baker was very helpful. She always replied quickly and helped us navigate our first home purchase. She went above and beyond to help us do what was best for us. We would highly recommend anyone to use her as a loan officer.
Katelynn M.Marcellus, MI, June 23rd, 2024 05:14 PM
Kym was always available to answer our questions, even at odd hours. She handled my anxiety with grace and understanding! Very much appreciate the attention and help she was always ready to give. Already recommended her to one friend and will send her to anyone else who is entering this wild housing market. Thank you for everything.
Phillip Lewis W.Baldwin, MI, June 3rd, 2024 12:03 PM
Great communication. Thank you very much Kym
Jason A S.South Bend, IN, June 3rd, 2024 07:56 AM
Kym was always prompt and so knowledgeable and made this process seamless for us. She was key in helping us get this mortgage and she is a ray of sunshine.
Erica S.South Bend, IN, May 31st, 2024 11:19 AM
Having an open communication and having an accesible Loan Officer/ Agent really made us feel comfortable. As new home owners it made the process a breeze. We definitely felt like they were rooting for us the whole way, thank you!
Alma C G.South Bend, IN, May 17th, 2024 12:25 PM
Everything
Rickey J R.Elkhart, IN, May 12th, 2024 03:07 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.