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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Kym Baker
Picture of Kym Baker

Hi, I'm Kym!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating

Hi, I'm Kym!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

I pride myself in my role at Ruoff Mortgage, which I believe is to help finance the most important investment most people make. I enjoy being a part of a team that works hard to deliver on our promises, with efficiency, respect, great communication, and even a little fun.

"I've learned that people will forget what you said, people will forget what you did, but people will never forget how you made them feel." ~Maya Angelou.

I take this quote to heart. My goal is that each family and individual I work with has a smooth, stress free experience; one that they enjoyed and would recommend to their friends and family.

On a personal note: I love to spend time with my dog, Edward and watching the Chicago Cubs. I also like to travel and hope to take an African safari in the future!

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Kym Baker is very knowledgeable always on time with responses and answers to questions. I would recommend Kym to friends and family without hesitation.

    Brian M, happy client
  • The process went smoothly, and when something came up Kym was quick to help me figure a solution out.

    Shania D, happy client
  • I am a first time home buyer that had PLENTY of questions. Kym helped me through it all very well.

    Kristen C, happy client
  • Kym kept everything moving forward quickly and stayed on a tight schedule.

    Clark W, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (574) 524-6185 or message me below!

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