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I moved to Fort Wayne in 1995 after graduating from Ball State University with a bachelor's degree in finance. I have been in the mortgage lending business ever since and am currently licensed to originate loans in both Indiana and Michigan. Prior to attending Ball State University, I spent 2 1/2 years in the United States Army and served in the Gulf War.
Most of my time outside of work is spent with my wife and two children. I previously helped coach baseball, flag football, and the Homestead wrestling club and currently coach travel league baseball. I also sat on the Board of Directors for the Fort Wayne Board of Realtors previously.
My customer service philosophy is to always make sure the financing portion of the buying/building process goes smoothly so my customers can really focus on enjoying their new home. In addition, I also strive to make sure my customers are getting into a program that best meets their needs. My military experience taught me to pay attention to the smallest details, which is very important in the finance industry.
Ruoff has been providing home loans to the people of Indiana since 1984 -- more than 30 years. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.
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Everything went the way it was layed out and Larry did an amazing job keeping up with everything and getting with me if he needed something. There really isn't an short comings or anything that I wish would have gone diffrently.
Scott M B.Butler, IN, December 4th, 2023 12:24 PM
Clear communication, knowledgeable, and quick to answer questions. From start to finish, we were kept up to date and it was overall a seamless experience. Buying our first home actually felt easy thanks to Larry and Ruoff!
Brey M C.Fort Wayne, IN, January 8th, 2024 11:08 PM
Larry was awesome. He made buying our first home an easy process. We are thankful for his help.
Nathan D C.Fort Wayne, IN, January 12th, 2024 04:49 PM
Ver smooth process
Todd G H.Angola, IN, May 21st, 2023 08:20 AM
Larry was very clear and concise with everything, every step of the way. We appreciated how proffesional he was and would recommend Ruoff and Larry to others we know looking to buy a house.
Doctor Judge W.North Manchester, IN, May 23rd, 2023 04:53 PM
Larry was easy to work with and answered any questions promptly. All texts and/or calls were immediately responded to. It was a great experience due to him!!
Jenny D.Fort Wayne, IN, May 30th, 2023 12:10 PM
Every question was answered promptly. And there wasn't anything that held us up in moving forward and closing the deal.
Aaron J B.Anderson, IN, June 3rd, 2023 07:28 PM
Excellent service. Very professional, knowledgeable, timely, and friendly. Highly recommend.
Joan E O.Fort Wayne, IN, June 5th, 2023 12:07 PM
Larry was a pleasure to deal with. I would always look at him for my future mortgage needs.
Aman K.Auburn, IN, June 24th, 2023 07:55 PM
Great process
Jacob S H.New Haven, IN, June 26th, 2023 02:00 PM
Everything went great through the whole process and they worked well to accommodate me!
Jacob T H.Goshen, IN, June 29th, 2023 02:56 PM
Everything was very easy, obviously just wish the interests rates were a bit lower, but that was to be expected right now.
Emily M.February 13th, 2023 10:23 AM
All the questions I had about the process were answered both quickly and thoroughly.
Justin B.February 17th, 2023 09:22 AM
Larry always does a great job!
Holly E.March 1st, 2023 10:11 AM
Everything went great with Larry and his team!
Cari B.Ashley, IN, July 24th, 2023 08:10 AM
Larry was very fast in response and was professional and knowledgeable. Despite my less-than-standard working hours, he was able to get the loan secured for me.
Stephen M.Fort Wayne, IN, August 1st, 2023 12:56 PM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2025
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http:
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.