High Contrast:
Get Started
Picture of Larry Dickey Jr
Picture of Larry Dickey Jr

Hi, I'm Larry!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.23% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Larry!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.23% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I moved to Fort Wayne in 1995 after graduating from Ball State University with a bachelor's degree in finance. I have been in the mortgage lending business ever since and am currently licensed to originate loans in both Indiana and Michigan. Prior to attending Ball State University, I spent 2 1/2 years in the United States Army and served in the Gulf War.

Most of my time outside of work is spent with my wife and two children. I previously helped coach baseball, flag football, and the Homestead wrestling club and currently coach travel league baseball. I also sat on the Board of Directors for the Fort Wayne Board of Realtors previously.

My customer service philosophy is to always make sure the financing portion of the buying/building process goes smoothly so my customers can really focus on enjoying their new home. In addition, I also strive to make sure my customers are getting into a program that best meets their needs. My military experience taught me to pay attention to the smallest details, which is very important in the finance industry.

Ruoff has been providing home loans to the people of Indiana since 1984 -- more than 30 years. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.

Get Started

President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Everything went the way it was layed out and Larry did an amazing job keeping up with everything and getting with me if he needed something. There really isn't an short comings or anything that I wish would have gone diffrently.

    Scott M B.

    Butler, IN, December 4th, 2023 12:24 PM

  • Review 2

    Source of Rating Icon

    Larry was awesome. He made buying our first home an easy process. We are thankful for his help.

    Nathan D C.

    Fort Wayne, IN, January 12th, 2024 04:49 PM

  • Review 3

    Source of Rating Icon

    Clear communication, knowledgeable, and quick to answer questions. From start to finish, we were kept up to date and it was overall a seamless experience. Buying our first home actually felt easy thanks to Larry and Ruoff!

    Brey M C.

    Fort Wayne, IN, January 8th, 2024 11:08 PM

  • Review 4

    Source of Rating Icon

    The communication was excellent and making sure everyone was on the same page and quick responses from all involved. Everyone was very nice and helpful throughout the entire process.

    Sarah B.

    Warren, IN, July 7th, 2024 07:01 PM

  • Review 5

    Source of Rating Icon

    As first time homebuyers, we thought this might be a scary process. Everyone was extremely helpful with guiding us through the process and making us feel confident in our decisions! Would definitely recommend Larry and the Team to our friends and family! Thank you!

    Yurimar S.

    Fort Wayne, IN, April 16th, 2024 11:41 AM

  • Review 6

    Source of Rating Icon

    Was updated through the whole process. Answered questions thoroughly and accurately.

    Sidney M.

    Fort Wayne, IN, July 15th, 2024 11:08 AM

  • Review 7

    Source of Rating Icon

    Everything was quick, painless. I felt well informed.

    Dana John E.

    Fort Wayne, IN, June 8th, 2024 03:35 PM

  • Review 8

    Source of Rating Icon

    Kept me well informed. Easy to work with.

    Samuel Robert H.

    Fort Wayne, IN, June 16th, 2024 07:14 PM

  • Review 9

    Source of Rating Icon

    Every step was fast and easy thanks to larry , he went beyond his best to help us

    Jordan A.

    Huntertown, IN, June 18th, 2024 12:11 PM

  • Review 10

    Source of Rating Icon

    Larry made the process easy. Even when things came up, Larry worked things out and we had a smooth closing.

    Ashtin E.

    Auburn, IN, July 1st, 2024 11:09 AM

  • Review 11

    Source of Rating Icon

    Quick response

    Zachary A R.

    FORT WAYNE, IN, May 3rd, 2024 06:30 PM

  • Review 12

    Source of Rating Icon

    Extremely fast response time and valuable information given without asking.

    Michael C.

    Fort Wayne, IN, May 5th, 2024 12:05 PM

  • Review 13

    Source of Rating Icon

    I really appreciated the constant reminders on important document and dates. Janeen and Larry did a great job of keeping us on track with all our documents.

    Ally T.

    Fort Wayne, IN, May 6th, 2024 07:16 PM

  • Review 14

    Source of Rating Icon

    Larry was very professional and helpful, making the experience easy and less stressful!

    Faith R.

    Fort Wayne, IN, May 26th, 2024 12:46 PM

  • Review 15

    Source of Rating Icon

    Larry was very knowledgeable, friendly and always available to talk when I had questions. He made the home buying process easy!

    Krystal Marie G.

    New Haven, IN, May 27th, 2024 08:56 PM

  • Review 16

    Source of Rating Icon

    Larry was awesome to work with. He worked with me for 2 years and I finally was able to navigate my self employed status. Super thankful for all Larry did to help us get into our first house.

    Robert B.

    Fort Wayne, IN, May 31st, 2024 11:28 AM

See More

Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.402.5661 or message me below!

Download our !