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Picture of Larry Dickey Jr
Picture of Larry Dickey Jr

Hi, I'm Larry!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.23% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Larry!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

96.23% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I moved to Fort Wayne in 1995 after graduating from Ball State University with a bachelor's degree in finance. I have been in the mortgage lending business ever since and am currently licensed to originate loans in both Indiana and Michigan. Prior to attending Ball State University, I spent 2 1/2 years in the United States Army and served in the Gulf War.

Most of my time outside of work is spent with my wife and two children. I previously helped coach baseball, flag football, and the Homestead wrestling club and currently coach travel league baseball. I also sat on the Board of Directors for the Fort Wayne Board of Realtors previously.

My customer service philosophy is to always make sure the financing portion of the buying/building process goes smoothly so my customers can really focus on enjoying their new home. In addition, I also strive to make sure my customers are getting into a program that best meets their needs. My military experience taught me to pay attention to the smallest details, which is very important in the finance industry.

Ruoff has been providing home loans to the people of Indiana since 1984 -- more than 30 years. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.

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President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you*

  • Larry was amazing to work with. We've worked with him twice now. We couldn't have asked for better quality of people to work with. He and everyone working with him on our case were nice, knowledgeable, and easy to talk to. If we didn't know or understand something, they took the time to explain it in a way that didn't make us feel silly for asking. We would absolutely recommend Ruoff to any of our friends or family.

    Ryan B, happy client
  • Very organized and very friendly and very helpful! Wonderful company and Larry and Janeen are the best!!

    Anna G, happy client
  • The entire process from start to finish was smooth and seamless. Everyone involved was fantastic to work with, especially Larry Dickey, who went above and beyond to assist us with some special tasks and kept us informed on the status and what was needed to finalize our mortgage.

    Brian L, happy client
  • The open and prompt communications definitely made my wife and I feel as though there was genuine concern for making our buying/lending experience seamless and smooth, and we were important to the Ruoff family. Thank you!

    John G, happy client
  • Larry was quick to answer questions I didn't even know I was going to ask. He was one step ahead of me at all times.

    Dylan C, happy client
  • I've bought three homes in my life, and working with Larry was by far the best experience I've had with a loan officer.

    Jordan C, happy client
  • I appreciate how easy it was to work with Ruoff. It seemed like I never had to ask my questions because they were already providing me with timely and helpful information in a friendly manner.

    Alison E, happy client
  • I had no surprises and everyone answered my questions and concerns right away. I really like the Loan Butler app I can upload documents and get status updates of things that were pending. Great job!

    Nathan B, happy client
  • Larry was great to work with, explained everything very clearly and helped us stay on track.

    Michael D, happy client
  • Both Larry and Janeen were awesome, as usual. This is my third time coming back and I wouldn't have it any other way!

    Brooke B, happy client
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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 260.402.5661 or message me below!

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