High Contrast:
Get Started
Picture of Larry Dickey Jr
Picture of Larry Dickey Jr

Hi, I'm Larry!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.99% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Larry!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.99% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I moved to Fort Wayne in 1995 after graduating from Ball State University with a bachelor's degree in finance. I have been in the mortgage lending business ever since and am currently licensed to originate loans in both Indiana and Michigan. Prior to attending Ball State University, I spent 2 1/2 years in the United States Army and served in the Gulf War.

Most of my time outside of work is spent with my wife and two children. I previously helped coach baseball, flag football, and the Homestead wrestling club and currently coach travel league baseball. I also sat on the Board of Directors for the Fort Wayne Board of Realtors previously.

My customer service philosophy is to always make sure the financing portion of the buying/building process goes smoothly so my customers can really focus on enjoying their new home. In addition, I also strive to make sure my customers are getting into a program that best meets their needs. My military experience taught me to pay attention to the smallest details, which is very important in the finance industry.

Ruoff has been providing home loans to the people of Indiana since 1984 -- more than 30 years. It is because of the phenomenal Ruoff Mortgage team, including our in-house processing, underwriting and closing departments, that I am able offer my clients and referral partners low costs, competitive rates, a wide variety of loan programs, sound advice and that hometown bank feeling.

Get Started

President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020
President's club seal 2021
President's club seal 2022
President's club seal 2023
President's club seal 2024

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Everything went the way it was layed out and Larry did an amazing job keeping up with everything and getting with me if he needed something. There really isn't an short comings or anything that I wish would have gone diffrently.

    Scott M B.

    Butler, IN, December 4th, 2023 12:24 PM

  • Review 2

    Source of Rating Icon

    Larry was awesome. He made buying our first home an easy process. We are thankful for his help.

    Nathan D C.

    Fort Wayne, IN, January 12th, 2024 04:49 PM

  • Review 3

    Source of Rating Icon

    Clear communication, knowledgeable, and quick to answer questions. From start to finish, we were kept up to date and it was overall a seamless experience. Buying our first home actually felt easy thanks to Larry and Ruoff!

    Brey M C.

    Fort Wayne, IN, January 8th, 2024 11:08 PM

  • Review 4

    Source of Rating Icon

    We were informed during every step in the process, and we appreciate that!

    Dawn M O.

    Fort Wayne, IN, February 11th, 2025 07:57 PM

  • Review 5

    Source of Rating Icon

    Larry was a pleasure to do business with and I will refer him to anyone looking for mortgage services. He was very knowledgeable and responsive whenever I had a question. Thank you very much Larry!

    Matthew T O.

    Fort Wayne, IN, February 7th, 2025 02:20 PM

  • Review 6

    Source of Rating Icon

    Larry and his assistant Janeen were very clear, concise, and direct. This was exactly what I needed in puechasing my own home. They made it very simple for me to buy my first home and explained everything - even when I had no clue how to approach buying a home for my first time. Larry was recommended to me and I will forever recommend him to everyone forever!!

    Makenna H.

    Fort Wayne, IN, January 5th, 2025 08:05 PM

  • Review 7

    Source of Rating Icon

    Easy process with extreme attention to detail, very pleasant experience in what can be am overwhelming experience. Larry made the process seamless and I would send anyone I knew looking to purchase a home his way. Thank you very much Larry!!!

    Albert D.

    Fort Wayne, IN, January 6th, 2025 11:17 AM

  • Review 8

    Source of Rating Icon

    Larry was outstanding in communication and very helpful.

    Linda M B.

    Fort Wayne, IN, December 26th, 2024 03:22 PM

  • Review 9

    Source of Rating Icon

    Larry was very pogessional , fast and proficient. He made the process very easy .

    Russell A.

    Fort Wayne, IN, December 23rd, 2024 11:28 AM

  • Review 10

    Source of Rating Icon

    Larry and the team were amazing our and helped us every step of the way!

    Sophie F.

    Noblesville, IN, December 21st, 2024 04:10 PM

  • Review 11

    Source of Rating Icon

    Larrys help

    Chad M L.

    Fort Wayne, IN, December 18th, 2024 11:23 AM

  • Review 12

    Source of Rating Icon

    It was great the whole process

    Paul Duane M.

    Fort Wayne, IN, December 1st, 2024 03:49 PM

  • Review 13

    Source of Rating Icon

    Larry was great to work with! He was responsive, knowledgable, and patient from start to finish. Working with Larry and Janeen throughout the loan application, approval, and closing process was a pleasure. I would strongly recommend Larry and the team at Ruoff to anyone looking to purchase a home.

    Caylen M.

    Waterloo, IN, November 21st, 2024 11:37 AM

  • Review 14

    Source of Rating Icon

    All estimates were hands on . The closing was so quick about two weeks ahead of schedule Takes a good team to do this Thanks Again Don & Jean

    Donald D B.

    Bluffton, IN, November 21st, 2024 11:08 AM

  • Review 15

    Source of Rating Icon

    Having Larry Dickey as our loan officer was the very best experience! He is excellent!

    Michael S.

    Fort Wayne, IN, November 15th, 2024 11:07 AM

  • Review 16

    Source of Rating Icon

    Larry has been a great support to us for years now! We wouldn't want to work with anyone else!

    Jordan F.

    Huntertown, IN, November 18th, 2024 12:08 PM

See More

Why should you choose Ruoff?

65

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

41

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 260.402.5661 or message me below!

Download our !