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Larry Dickey Jr

Senior Loan Officer

NMLS: 163931

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Larry

97.64%

Customer Satisfaction Score.

Scotsman Guide AwardPresident's Club Award

Awards

Proudly serving Indiana

Meet our happy homeowners***

View All Testimonials

Review 1

Scott M B.

Butler, IN, Dec 4, 2023, 5:24 PM

5.0

Everything went the way it was layed out and Larry did an amazing job keeping up with everything and getting with me if he needed something. There really isn't an short comings or anything that I wish would have gone diffrently.

Review 2

Brey M C.

Fort Wayne, IN, Jan 9, 2024, 4:08 AM

5.0

Clear communication, knowledgeable, and quick to answer questions. From start to finish, we were kept up to date and it was overall a seamless experience. Buying our first home actually felt easy thanks to Larry and Ruoff!

Review 3

Nathan D C.

Fort Wayne, IN, Jan 12, 2024, 9:49 PM

5.0

Larry was awesome. He made buying our first home an easy process. We are thankful for his help.

Review 4

Nicholas H.

Fort Wayne, IN, Aug 11, 2026, 5:50 PM

5.0

I've worked with Larry many times. it's a easy and seamless process each time

Review 5

Daniel K B.

Fort Wayne, IN, Jul 31, 2026, 4:29 PM

5.0

Perfect communication and notified me instantly with updates.

Review 6

David Y.

Fort Wayne, IN, Jul 13, 2026, 3:07 PM

5.0

Larry was wonderful to work with and made the process smooth and easy.

Review 7

Xavier Lee B.

Fort Wayne, IN, Jul 12, 2026, 3:27 PM

5.0

And you guys were really adjustable when it was

Review 8

Joan E O.

Fort Wayne, IN, Jun 5, 2023, 4:07 PM

5.0

Excellent service. Very professional, knowledgeable, timely, and friendly. Highly recommend.

Review 1

Scott M B.

Butler, IN, Dec 4, 2023, 5:24 PM

5.0

Everything went the way it was layed out and Larry did an amazing job keeping up with everything and getting with me if he needed something. There really isn't an short comings or anything that I wish would have gone diffrently.

Review 2

Brey M C.

Fort Wayne, IN, Jan 9, 2024, 4:08 AM

5.0

Clear communication, knowledgeable, and quick to answer questions. From start to finish, we were kept up to date and it was overall a seamless experience. Buying our first home actually felt easy thanks to Larry and Ruoff!

Review 3

Nathan D C.

Fort Wayne, IN, Jan 12, 2024, 9:49 PM

5.0

Larry was awesome. He made buying our first home an easy process. We are thankful for his help.

Review 4

Nicholas H.

Fort Wayne, IN, Aug 11, 2026, 5:50 PM

5.0

I've worked with Larry many times. it's a easy and seamless process each time

Review 5

Daniel K B.

Fort Wayne, IN, Jul 31, 2026, 4:29 PM

5.0

Perfect communication and notified me instantly with updates.

Review 6

David Y.

Fort Wayne, IN, Jul 13, 2026, 3:07 PM

5.0

Larry was wonderful to work with and made the process smooth and easy.

Review 7

Xavier Lee B.

Fort Wayne, IN, Jul 12, 2026, 3:27 PM

5.0

And you guys were really adjustable when it was

Review 8

Joan E O.

Fort Wayne, IN, Jun 5, 2023, 4:07 PM

5.0

Excellent service. Very professional, knowledgeable, timely, and friendly. Highly recommend.

Review 9

Aman K.

Auburn, IN, Jun 24, 2023, 11:55 PM

5.0

Larry was a pleasure to deal with. I would always look at him for my future mortgage needs.

Review 10

Jacob S H.

New Haven, IN, Jun 26, 2023, 6:00 PM

5.0

Great process

Review 11

Jacob T H.

Goshen, IN, Jun 29, 2023, 6:56 PM

5.0

Everything went great through the whole process and they worked well to accommodate me!

Review 12

Emily M.

Feb 13, 2023, 3:23 PM

5.0

Everything was very easy, obviously just wish the interests rates were a bit lower, but that was to be expected right now.

Review 13

Justin B.

Feb 17, 2023, 2:22 PM

5.0

All the questions I had about the process were answered both quickly and thoroughly.

Review 14

Holly E.

Mar 1, 2023, 3:11 PM

5.0

Larry always does a great job!

Review 15

Cari B.

Ashley, IN, Jul 24, 2023, 12:10 PM

5.0

Everything went great with Larry and his team!

Review 16

Stephen M.

Fort Wayne, IN, Aug 1, 2023, 4:56 PM

5.0

Larry was very fast in response and was professional and knowledgeable. Despite my less-than-standard working hours, he was able to get the loan secured for me.

Review 9

Aman K.

Auburn, IN, Jun 24, 2023, 11:55 PM

5.0

Larry was a pleasure to deal with. I would always look at him for my future mortgage needs.

Review 10

Jacob S H.

New Haven, IN, Jun 26, 2023, 6:00 PM

5.0

Great process

Review 11

Jacob T H.

Goshen, IN, Jun 29, 2023, 6:56 PM

5.0

Everything went great through the whole process and they worked well to accommodate me!

Review 12

Emily M.

Feb 13, 2023, 3:23 PM

5.0

Everything was very easy, obviously just wish the interests rates were a bit lower, but that was to be expected right now.

Review 13

Justin B.

Feb 17, 2023, 2:22 PM

5.0

All the questions I had about the process were answered both quickly and thoroughly.

Review 14

Holly E.

Mar 1, 2023, 3:11 PM

5.0

Larry always does a great job!

Review 15

Cari B.

Ashley, IN, Jul 24, 2023, 12:10 PM

5.0

Everything went great with Larry and his team!

Review 16

Stephen M.

Fort Wayne, IN, Aug 1, 2023, 4:56 PM

5.0

Larry was very fast in response and was professional and knowledgeable. Despite my less-than-standard working hours, he was able to get the loan secured for me.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

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Larry Dickey Jr

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club Award

President's Club

12x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Indiana

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

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Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.