Picture of

What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Laura Mickler
Picture of Laura Mickler

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.68% Customer Satisfaction Rating

Hi, I'm Laura!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.68% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have been a life-long resident of the Muncie, Indiana area and love helping my customers settle into their forever homes all over central Indiana. My goal with every transaction is to build a relationship with my customers so that I can be a resource to them even after their loan closes. I want to make sure you meet your goals!

Home buying can be a stressful process and I work hard to be a calming voice for you during that process. I know that your home is one of the most important things in your life--it's where your life happens! I am proud to share my home with my husband and 2 little boys.

Whatever your season of life, whatever your circumstances, I'm here to make your home ownership dream come true!

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Wow, everything was great. From my initial meeting to closing, Laura did an amazing job! We threw her some curveballs and she still hit it out of the park. Seriously, she was amazing. You need to keep your eye on this lady because she is going places! She was always available and answered all of our questions. Very impressed. Ryan V. did a great job too. They teamed up and got our paperwork done in about 3 weeks. Great group of loan officers.

    Elizabeth D, happy client
  • Laura was absolutely incredible to work with. We quickly bonded and she made the process as painless as possible and easy to understand. We are so grateful to have found her during this process.

    Judi L, happy client
  • Laura not only helped me rebuild my credit to get the loan I wanted. She was very thorough in explaining what I wanted to know. In the end, she realized I was eligible to get some of the down payment back because the house was sold from a family member.

    John G, happy client
  • Laura kept everything simple and in terms and conditions we understood clearly.

    David B N, happy client
  • Laura was fantastic! She kept me updated throughout the entire process and was always available when I had questions! I will recommend her every time!

    Meghan F, happy client
  • Laura was absolutely wonderful to work with. She always made sure we understood the different stages of the process and responded quickly when we had questions. It was my pleasure to recommend her to friends that have begun the housing search as well.

    Molly H, happy client
  • Laura was a delight and very easy to talk to during my first-time homebuying experience. She explained everything in a way I could understand, and easily answered all my questions.

    Kathryn G, happy client
  • All went very smooth, I've known Laura for 20 ish years. It was a no brainer to use Ruoff and Laura for our first home purchase. Also as an avid open-wheel racing and IndyCar fan, Ruoff's involvement with Andretti racing and IndyCar was the icing on the cake, along with being an Indiana company. I hope you are able to continue to be involved in racing in Indiana.

    Anthony M, happy client
  • Laura was amazing from the first call I made to her to the very end. She handled things in a very business-like manner but also made me feel I gained a friend. I trusted her judgment and her knowledge was wonderful. I would recommend her and Ruoff to anyone that is looking for a home purchase or refinance.

    Laura L, happy client
  • Laura was very organized and quick, whenever I sent her a document she was quick to put it toward the next step. She also made it easy for me and let me know in the beginning what I would need, which made the process go a lot easier. Laura took the time to explain things to me and summarize things so I could understand it as it was my first time buying a home and I knew next to nothing.

    Courtney R, happy client
  • Laura was always available night or day and weekends too. She always hit the nail on the head and impressed me.

    Benjamin S, happy client
  • Laura was very responsive and kind. I appreciated the way she made me feel at ease about the process over phone and email.

    Emily H, happy client

Why should you choose Ruoff?

59

Branches throughout
the US.

98.8%

Customer Satisfaction Score according to Customerville.

17

Days or less average
clear-to-close.

35

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (765) 625-0794 or message me below!

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