Linda Riley

Hi. I'm Linda Riley, Senior Loan Officer and this is Vanessa Barber, Loan Officer Assistant. We work hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 574.551.9330 or email

Based on quarterly 98% or better third party customer satisfaction survey data

Hello.

I have been in the financial services industry since 1991. I started out at Lake City Bank in Retail and moved into the mortgage lending business in 2004. In 2008, I began my career at Ruoff Home Mortgage. My expertise includes Conventional, New Construction, USDA, FHA, and FHA 203K financing. I am constantly educating myself on new guidelines and updates in order to give my clients the latest information. I also work with individuals that have less than perfect credit and help them increase their chances of being able to buy a home. I believe in giving outstanding customer service and always staying in contact in order to better serve my clients. I strive to make myself available any time to answer questions or help with any concerns.


Faith, Family, and Friends are very important to me along with spending time enjoying life. I love to dance, hike, bike ride and try new adventures. I am very involved at Sacred Heart Church, Salvation Army, and delivering Meals On Wheels for the Kosciusko Council on Aging. I also served on the Kosciusko Board of Realtors for 4 years and am currently on the PR Committee for the Board.


My assistant, Vanessa Barber comes to Ruoff with over a decade of financial services experience. She also began her career at Lake City Bank in 1996 in Operations, moving into Treasury Management and finally finishing out in Marketing. She has great customer service skills and an extensive knowledge of many aspects of banking. Vanessa has been involved with Junior Achievement, the Cancer Care Fund, Kosciusko Economic Development Corporation Marketing Committee, and Partners in Education.


Together, Vanessa and I make a great team. We pride ourselves in maintaining a good working relationship with our clients and the commitment does not end when we complete the loan transaction. We also track the specific terms of your loan against market conditions. We offer a wide range of loan options to choose from.


We are looking forward to assisting you with all your mortgage lending needs!

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.


I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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