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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Your next step is to complete a full application.

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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Linda Riley
Picture of Linda Riley

Hi, I'm Linda!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Hi, I'm Linda!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating
Scotsman Guide Top Originator Award

Let me help you get pre-approved today!

I have been in the financial services industry since 1991. I started out at Lake City Bank in Retail and moved into the mortgage lending business in 2004. In 2008, I began my career at Ruoff Mortgage. My expertise includes Conventional, New Construction, USDA, FHA, and FHA 203K financing. I am constantly educating myself on new guidelines and updates in order to give my clients the latest information. I also work with individuals that have less than perfect credit and help them increase their chances of being able to buy a home. I believe in giving outstanding customer service and always staying in contact in order to better serve my clients. I strive to make myself available any time to answer questions or help with any concerns.

Faith, Family, and Friends are very important to me along with spending time enjoying life. I love to dance, hike, bike ride and try new adventures. I am very involved at Sacred Heart Church, Salvation Army, and delivering Meals On Wheels for the Kosciusko Council on Aging. I also served on the Kosciusko Board of Realtors for 4 years and am currently on the PR Committee for the Board.

I pride myself in maintaining a good working relationship with my clients and the commitment does not end when I complete the loan transaction. I also track the specific terms of your loan against market conditions. We offer a wide range of loan options to choose from. I am looking forward to assisting you with all your mortgage lending needs!

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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • My husband and I had issues with a previous lender when we purchased our first home. We were nervous before the purchase of our second home about lenders. Linda took care of us, and we couldn't be happier with her or Ruoff during this home purchase. She was always happy to take my calls and explain everything to me, and answered all of my many questions to where I could understand.

    Tara H, happy client
  • Linda is top-notch! She explains everything well and is so patient.

    Kathryn B, happy client
  • I have worked with Linda several times in the past and have always appreciated her enthusiastic approach and outstanding customer service! She is very knowledgeable, does a fantastic job explaining the process, and answers questions quickly. I would highly recommend Ruoff and Linda to anyone going through the mortgage or refinance process.

    Jill M, happy client
  • Linda was very organized and did everything right away. Our process went much smoother because she attended to everything immediately and knew the answer to everything. Linda was exceptional and I will recommend her to everyone I know!

    Lily S, happy client
  • Linda was wonderful to work with. She helped to show my husband how to get his credit in order to get a loan two yes ago and never looked down on him and so we went back to her for a loan and she was very pleasant and helped us along the process. I would highly recommend her to others. Thank you to all the pleasant staff that helped us get approved.

    Robert and Diana S, happy client
  • Great service! Go above and beyond what is expected to get things down quickly and easily.

    Kinsey M, happy client
  • Linda was amazing! She was absolutely wonderful to work with. She has such a loving heart, honest, upfront and went over and beyond to help me by answering all my questions and gave me helpful tips did extra leg work and was right there if I needed her. I am so happy that Linda helped get my loan for my new house!! You are blessed to have her on your team! Thank you, Ruoff!

    Teresa F, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.551.9330 or message me below!

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