Linda Riley - Loan Officer - Warsaw, Indiana

Hello.

I have been in the financial services industry since 1991. I started out at Lake City Bank in Retail and moved into the mortgage lending business in 2004. In 2008, I began my career at Ruoff Home Mortgage. My expertise includes Conventional, New Construction, USDA, FHA, and FHA 203K financing. I am constantly educating myself on new guidelines and updates in order to give my clients the latest information. I also work with individuals that have less than perfect credit and help them increase their chances of being able to buy a home. I believe in giving outstanding customer service and always staying in contact in order to better serve my clients. I strive to make myself available any time to answer questions or help with any concerns.

Faith, Family, and Friends are very important to me along with spending time enjoying life. I love to dance, hike, bike ride and try new adventures. I am very involved at Sacred Heart Church, Salvation Army, and delivering Meals On Wheels for the Kosciusko Council on Aging. I also served on the Kosciusko Board of Realtors for 4 years and am currently on the PR Committee for the Board.

My assistant, Vanessa Barber comes to Ruoff with over a decade of financial services experience. She also began her career at Lake City Bank in 1996 in Operations, moving into Treasury Management and finally finishing out in Marketing. She has great customer service skills and an extensive knowledge of many aspects of banking. Vanessa has been involved with Junior Achievement, the Cancer Care Fund, Kosciusko Economic Development Corporation Marketing Committee, and Partners in Education.

Together, Vanessa and I make a great team. We pride ourselves in maintaining a good working relationship with our clients and the commitment does not end when we complete the loan transaction. We also track the specific terms of your loan against market conditions. We offer a wide range of loan options to choose from.

We are looking forward to assisting you with all your mortgage lending needs!

Step Ahead

Confirm your home financing options ahead of schedule

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

Client Testimonials

Jenell H.
Linda was always an arms reach away. Even if she was currently unavailable, the wait for a call back was ridiculously short. She's on top of her game.
Hannah H.
Linda was so great! Always cheerful and happy to help. Our closing went smoothly without any issues. We loved working with her!
Thomas V.
Even after the 50th email and call from me, Linda was cheerful and happy to help answer my questions. She also asked about out dog Lucky, who played with Linda's dog on several occasions.
Nanette D.
I really have nothing but good things to say. I was nervous about closing at the title company but Linda was present and I appreciated that very much.
Phil & Lea Ann G.
Communication was awesome!
Jamie K.
Linda was on top of everything. She explained everything very well! This was our first time buying a home and she made it very easy for us.
Julii L.
customer focused!
Angel M.
My overall experience was great! Everything went as expected.
Melissa M.
Linda was very caring and extremely professional. She made me feel at ease. I'm very thankful to have had the opportunity to work with her.
Jeremy H.
First of all, Linda was a pleasure to meet and work with. Linda made everything so easy and took time needed for the process or any questions I may had. I would recommend anyone to go see her when they need to purchase a home. She was just awesome! Thank you, Linda!!
Mary G.
Everything was perfect, was very pleased.
Teresa C.
Friendly, quick response, and helped me with my questions.
Kelli A.
Made sure I knew everything going on and never made me feel like I was ignorant.
Marianne E.
Linda Riley was really efficient and knows every angle of the process. Linda and Vanessa Barber answered our questions promptly. They kept us updated and made sure that all things are clear to us. We closed our house earlier
Lily S.
Linda was very organized and did everything right away. Our process went much smoother because she attended to everything immediately and knew the answer to everything. Linda was exceptional and I will recommend her to everyone I know!
Jacqueline B.
Linda was very knowledgeable and so friendly.
Matt O.
Linda went over and beyond to help us out. She even took my calls around 10:30pm to make sure my questions got answered. I am so happy I choose Ruoff and will be coming back in the future.
Kayla T.
Well it's not a secrete anymore... I closed on my home! There were so many caring hands involved. Words cannot express how grateful I am to have had Ruoff Mortgage (Linda Riley and Vanessa Barber) in my corner. They did an amazing job and made the process seem effortless!
Charles W.
Very responsive, informative, understanding!
Jeff and Jill C.
Very friendly, always there to help. Linda was so patient and always answered our questions quickly. She did an awesome job!
Gretchen G.
I have worked with Ruoff before and you guys are the best..I feel like family.
Juan R.
The process, and understanding our needs to help us choose the right loan for us. Thank you very much !
Joshua H.
Linda explained everything really well and made the process every enjoyable .