Indiana Housing (IHCDA)

IHCDA Mortgage Credit Certificate

If you’re planning to purchase your first home, the Indiana Housing and Community Development Authority can help you put money back in your wallet or pocketbook with a Homeownership Tax Credit (also known as a federal Mortgage Credit Certificate, or MCC). Here’s how the Homeownership Tax Credit works. You obtain a mortgage through a participating lender. In addition to your mortgage, you will receive a certificate that offers you a federal tax credit of up to $2,000 per year.

IHCDA Next Home Program

The Indiana Housing and Community Development Authority makes the process of buying a home a reality for thousands of Hoosier families.
The Next Home Program is designed to help first time, previous or current homeowners obtain a new home without a purchase price limit. Both FHA and Conventional options are available.

Let Ruoff Home Mortgage help you secure a mortgage with the IHCDA Next Home Programs

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