Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Lyn MacCarty
Picture of Lyn MacCarty

Hi, I'm Lyn!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.59% Customer Satisfaction Rating

Hi, I'm Lyn!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.59% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Lyn knew exactly what we needed and answered every question we had. She was prompt with her emails and kept us up to date on everything. Her compassion and friendliness helped us feel comfortable with what we could afford, how we could get it done and made the process smooth and easy! She was able to answer things or realtor couldn't do and she was even faster at finding out answers and getting back to us. I am so thankful for her help!

    Chelsea C, happy client
  • We were moving from the East Coast and needed a short, fast closing and Lyn worked extra hard to make that happen and we were able to close on our home before starting a new job.

    Aaron & Rachel R, happy client
  • We were really glad to have Lyn because she guided us and led us through the whole process and was always open and available to answer questions. This was extremely helpful. We wouldn't have known what to do without her.

    Denis K, happy client
  • She explained all the process and the help I needed even after work hours was great. Lyn was always there. She was more than a professional, she was a good friend!

    Ana D, happy client
  • Lyn worked all hours of the night making sure I was going to have a home, very much appreciated and very happy.

    Sean G, happy client
  • Lyn MacCarty was extremely accommodating to my needs. I got a quick response from her no matter the mode of contact. I really enjoyed working with her and would recommend this company to anyone looking to get a mortgage.

    Jamie P, happy client
  • Lyn was great and kept us informed all the way. We highly recommend her.

    Douglas P, happy client
  • Lyn did an excellent job. She could not have done it any better, it was excellent. For any further needs I will have with mortgages, she will be the first person I will contact. I appreciated being able to work with her.

    Diana S, happy client
  • Really love how Lyn is right there with you, making sure everything comes out right in the end.

    Jennifer J, happy client
  • Lyn did very well in explaining everything to us in a way that's easy to understand.

    Elliscent C, happy client
  • Lyn was very efficient and quickly responded to all our requests. She also ensured our needs were always met.

    Joel G, happy client
  • Lyn did a great job of communicating with me regardless of how rudimentary my questions were or when I contacted her. I always heard back within 24 hours and most of the time within 6 hours. I am very grateful for her quick responses and patience.

    Rachel S, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (269) 208-3377 or message me below!

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