Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Mario Ingraffia
Picture of Mario Ingraffia

Hi, I'm Mario!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

98.51% Customer Satisfaction Rating

Hi, I'm Mario!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

98.51% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Mario was very quick with responses and very knowledgeable. I felt very uncertain and nervous with buying a house, and Mario explained things so clearly and in a way that made me feel comfortable taking out a loan.

    Audrey K, happy client
  • Anytime I had a question little or big, no matter if I emailed Mario, or texted him late at night he got right back to me and explained things so well

    Zachary Z, happy client
  • Mario explained things completely and was quick to reply to emails and phone messages.

    James and Suzanne T, happy client
  • Mario made it seem like I was his only client. Answered all my questions quickly and didn't matter what time of day.

    Matthew L, happy client
  • Everything was done just the way I expected! Actually, it was done quicker than expected!

    Donald C, happy client
  • I am disabled and Mario came to me... that means a lot to me.

    Samuel B, happy client
  • Mario was a pleasure to work with. He helped out when another lender failed on their promises. I will always recommend Mario and Ruoff.

    Eric L, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (440) 941-1053 or message me below!

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