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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
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Picture of Mike Miller
Picture of Mike Miller

Hi, I'm Mike!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating

Hi, I'm Mike!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • As a first time homebuyer, I felt the whole process went smoothly. Mike Miller was very pleasant to work with and quick to respond to all of my questions. His communication was great, he explained things well. I also enjoyed using the online portal, it was easy to navigate and very helpful. I will definitely recommend Ruoff to anyone in the market for a home.

    Courtney C, happy client
  • Mike Miller is amazing. I was not familiar at all with the refinance and cash out process and he walked me through every step of the way! And at the same time, he put my mind at ease that I was making the right financial decision!

    Chelsie R, happy client
  • We are very technology challenged but Mike was very helpful and brought papers for us to sign right in our home. That made the process less stressful for us and we appreciated his extra effort.

    John G, happy client
  • I appreciated the professionalism that Mike Miller provided. In our opinion, Mr. Miller is a great asset to your company and we felt very bless to have worked with him.

    Beverly M, happy client
  • Love the Loan Butler. Very easy to navigate! And Mike Miller is the best! Always responsive and helpful!

    Staci P, happy client
  • I felt like Mike treated me as family. He had great advice on issues for cash out ReFi and it went very quickly and smoothly. My husband had checked out fees and Ruoff`s were very reasonable.

    Barbara F, happy client
  • Mike is the best and is a huge asset to the company.

    Steven T, happy client
  • Mike was always available when I needed a pre-approval letter, even on his vacation! He worked diligently so we could close quickly.

    Janet S, happy client
  • Always a pleasure to work with Mike Miller - he makes it effortless.

    Annette G, happy client
  • I had an amazing experience! As a first time homeowner, I had a lot of questions about my mortgage. All of my questions and worries were answered! There is nothing I would change about my experience.

    Morgan M, happy client
  • Mike was always very quick to respond to my questions or concerns. He truly put me at ease during a stressful time.

    Kimberley R, happy client
  • Mike Miller was the reason we went to Ruoff. It is obvious he connects with people and what their needs are and delivered what was promised. He was incredibly professional and responsive throughout the entire process.

    Tracey D, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 317.730.7049 or message me below!

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