Ruoff Mortgage
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.

Nathanael Jones

Senior Loan Officer

NMLS: 1841663 | GA: 67741 | KY: MC858410 | OH: MLO-OH.1841663

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Nathanael

99.28%

Customer Satisfaction Score.

Scotsman GuideRuoff Experience Award Winner

Awards

Proudly serving Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, Texas, Virginia

Meet our happy homeowners***

View All Testimonials

Colton J A.

Zanesville, OH, Jul 12, 2026, 9:12 PM

The easy to use webslite . Me.Jones is exelent to with! He answers the phone day or night and it didn't matter what day . At the beginning of this I had sent him a message on a Sunday evening and he was on it!

Jeffrey M S.

Groveport, OH, Jul 10, 2026, 7:10 PM

Nathanael spent literally hours on the phone with us reviewing interest rates, fees/costs, anticipated monthly payments, etc. before we actually began the loan application. This was amazing! Once we felt very comfortable with Nathanael, we filled out the paperwork - the Loan Butler is an incredible tool, and Nathanael then went to work. Constantly keeping us updated on our options. And once we found the house that we fell in love with, our Realtor partnered with Nathanael and his team to ensure an unheard of two-week turnaround that we could utilize in our offer - and now we're moving in to the house we love! It's really hard to find a team of individuals who are willing to work so hard for their customers anymore. I have already spread the word to as many folks as I can about Ruoff and especially Nathanel and his Team. Thank you all!

Karley G.

West Chester, OH, Jun 20, 2026, 4:07 PM

Nathanael always went above and beyond for us. He always took the time to communicate with us when it was convenient with our schedules. Nathanael always made sure to explain what was happening with each step of the loan process and was very thorough.

Cameron Garrett W.

Columbus, OH, Jun 2, 2026, 1:59 PM

Nathanel always made himself, and his team as well, available at all times. If we had questions, or needed anything at all from him, he was instantly available, even if he was out of the country. He answered every question we had for him and worked with our agent and title company to make closing smooth. He even showed up unexpectedly for our closing, giving it a more personal feeling experience.

Caleb H G.

Newcomerstown, OH, May 19, 2026, 3:48 PM

From start to finish the process didn't take very long.

Victor Y.

Dublin, OH, May 6, 2026, 8:01 PM

Nathan was terrific throughout the entire process. He really guided my wife and I through all the steps and made all the intricacies of getting a loan approval really easy and simple. I couldn't recommend him highly enough for anyone looking to buy a home. Thank you Nathan!

Colton J A.

Zanesville, OH, Jul 12, 2026, 9:12 PM

The easy to use webslite . Me.Jones is exelent to with! He answers the phone day or night and it didn't matter what day . At the beginning of this I had sent him a message on a Sunday evening and he was on it!

Jeffrey M S.

Groveport, OH, Jul 10, 2026, 7:10 PM

Nathanael spent literally hours on the phone with us reviewing interest rates, fees/costs, anticipated monthly payments, etc. before we actually began the loan application. This was amazing! Once we felt very comfortable with Nathanael, we filled out the paperwork - the Loan Butler is an incredible tool, and Nathanael then went to work. Constantly keeping us updated on our options. And once we found the house that we fell in love with, our Realtor partnered with Nathanael and his team to ensure an unheard of two-week turnaround that we could utilize in our offer - and now we're moving in to the house we love! It's really hard to find a team of individuals who are willing to work so hard for their customers anymore. I have already spread the word to as many folks as I can about Ruoff and especially Nathanel and his Team. Thank you all!

Karley G.

West Chester, OH, Jun 20, 2026, 4:07 PM

Nathanael always went above and beyond for us. He always took the time to communicate with us when it was convenient with our schedules. Nathanael always made sure to explain what was happening with each step of the loan process and was very thorough.

Cameron Garrett W.

Columbus, OH, Jun 2, 2026, 1:59 PM

Nathanel always made himself, and his team as well, available at all times. If we had questions, or needed anything at all from him, he was instantly available, even if he was out of the country. He answered every question we had for him and worked with our agent and title company to make closing smooth. He even showed up unexpectedly for our closing, giving it a more personal feeling experience.

Caleb H G.

Newcomerstown, OH, May 19, 2026, 3:48 PM

From start to finish the process didn't take very long.

Victor Y.

Dublin, OH, May 6, 2026, 8:01 PM

Nathan was terrific throughout the entire process. He really guided my wife and I through all the steps and made all the intricacies of getting a loan approval really easy and simple. I couldn't recommend him highly enough for anyone looking to buy a home. Thank you Nathan!

Victoria P.

Columbus, OH, Apr 14, 2026, 4:41 PM

Nathaneal was wonderful to work with! He was super prompt in his response time and his communication was always warm and crystal clear.

Michael E G.

Batavia, OH, Apr 23, 2026, 1:15 PM

Natahanael was exceptional to work with. He was prompt and professional and had answers for every one of my many questions for him. I will absolutely recommend him to anyone looking for a new mortgage!

Robert W P.

Glenview, IL, Apr 9, 2026, 3:14 PM

Nathanael was knowledgable, personable and very responsive

Cameron A S.

Pickerington, OH, Apr 6, 2026, 3:08 PM

Went over the full loan process and the different options we had

Maria J.

Columbus, OH, Apr 7, 2026, 3:08 PM

Nathanael was great to work with and made my experience as my first time great!

Catherine S C.

Pickerington, OH, Apr 3, 2026, 3:37 PM

Nathanael was super helpful and great at explaining everything, he made the process super easy for us. We are so happy he helped us buy our dream home!

Morgan B.

West Lafayette, IN, Mar 2, 2026, 4:18 PM

Nathanael is a miracle worker! After the relocation company we were offering took a week to accept our offer, he got us clear-to-close in 3 days! I would recommend him and his team to anyone!

Victoria P.

Columbus, OH, Apr 14, 2026, 4:41 PM

Nathaneal was wonderful to work with! He was super prompt in his response time and his communication was always warm and crystal clear.

Michael E G.

Batavia, OH, Apr 23, 2026, 1:15 PM

Natahanael was exceptional to work with. He was prompt and professional and had answers for every one of my many questions for him. I will absolutely recommend him to anyone looking for a new mortgage!

Robert W P.

Glenview, IL, Apr 9, 2026, 3:14 PM

Nathanael was knowledgable, personable and very responsive

Cameron A S.

Pickerington, OH, Apr 6, 2026, 3:08 PM

Went over the full loan process and the different options we had

Maria J.

Columbus, OH, Apr 7, 2026, 3:08 PM

Nathanael was great to work with and made my experience as my first time great!

Catherine S C.

Pickerington, OH, Apr 3, 2026, 3:37 PM

Nathanael was super helpful and great at explaining everything, he made the process super easy for us. We are so happy he helped us buy our dream home!

Morgan B.

West Lafayette, IN, Mar 2, 2026, 4:18 PM

Nathanael is a miracle worker! After the relocation company we were offering took a week to accept our offer, he got us clear-to-close in 3 days! I would recommend him and his team to anyone!

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Nathanael Jones

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

Ruoff Customer Experience Award

Ruoff Customer Experience Award

Awarded for outstanding commitment to clients, a core component of Ruoff’s philosophy.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Alabama, Florida, Georgia, Illinois, Indiana, Kentucky, Michigan, Minnesota, North Carolina, Ohio, Pennsylvania, Texas, Virginia

Nathanael Jones

Senior Loan Officer

NMLS: 1841663

GA: 67741

KY: MC858410

OH: MLO-OH.1841663

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.