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Picture of Nick Lightfoot
Picture of Nick Lightfoot

Hi, I'm Nick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.58% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Nick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.58% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have been a Loan Officer for 5 years, and loves interacting with his customers and removing some of the anxiety and misconceptions that surround homebuying. I love working at Ruoff because of the quality of people that I work with, the efficiency of how we work, and the commitment to supporting one another.

When I'm not originating loans, I enjoy spending time with my kids, golfing, playing guitar and traveling. I also love hockey, and have been a coach for 15 years at youth, high school and collegiate levels. As an IU Alumni, the diversity and interesting people are why I enjoy being part of the Bloomington community.

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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

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    Nick was awesome! Respectful, clear, responsive!

    Liza B.

    Bloomington, IN, September 24th, 2024 07:59 AM

  • Review 2

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    Well informed at all steps of the process!! Enjoyed working with Nick!

    Suzanne C.

    Ellettsville, IN, September 27th, 2024 11:26 AM

  • Review 3

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    Nick was on the ball with both myself and the realtor. He did a great job!

    Luke A D.

    Fort Myers, FL, September 11th, 2024 01:33 PM

  • Review 4

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    We had a great experience working with Nick and Ruoff! The process was very simple and easy to follow and Nick was also available to answer any questions we had! Thank you!

    Megan S.

    Bloomington, IN, August 20th, 2024 03:57 PM

  • Review 5

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    Nick provided everything that I needed to know about applying for and acquiring a mortgage. He was always available and made the process easily understandable. A most valuable and trusted individual. Thank you.

    Judy Lynn W.

    Bloomington, IN, July 29th, 2024 02:37 PM

  • Review 6

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    Nick was great to work with

    Anne A E.

    Bloomington, IN, July 28th, 2024 08:52 PM

  • Review 7

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    Nick Lightfoot made the mortgage experience painless. He cares about his clients, explains the process clearly, and offers alternative solutions to assist them in decision-making. I highly recommend Nick!

    Loutfi J.

    Bloomington, IN, July 25th, 2024 08:09 AM

  • Review 8

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    My husband and I just closed on our first home thanks to Nick! He made the process so smooth for us and was more than willing to walk us through everything. He explained everything in detail so we really understood what was happening. We are so thankful our landlord/agent had a long standing relationship with him and recommended him as he gave us so much peace of mind throughout the process. Nick was very friendly, quick to respond, and all around the best! We would highly recommend anyone to work with him and Ruoff for their mortgage needs. The highlight of this whole experience is that we now will always have Nick as a resource and a person we can count on for life! We appreciate you and your team so much at Ruoff, thanks for everything, Nick!!

    Taylor Rae Z.

    INDIANAPOLIS, IN, April 19th, 2024 08:46 PM

  • Review 9

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    I will be telling anyone that is looking to buy or refinance to work with Nick Lightfoot, He is amazing!

    Daryl A G.

    Bluffton, IN, March 18th, 2024 04:38 PM

  • Review 10

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    The process was very quick and helpful. Answered every little thing that we needed within the same day and made the whole event very smooth. I really enjoyed everyone involved with our loan from start to finish!

    Alyssa J K.

    Bedford, IN, February 15th, 2024 11:53 AM

  • Review 11

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    Nick was fantastic to work with! Absolutely no ways I can think of that he could improve.

    Jordan A D.

    Bloomington, IN, January 19th, 2024 12:29 PM

  • Review 12

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    Nick was always quickly available for questions and was always willing to help me look into different options. He made me feel comfortable and like my question were important

    Jamie L P.

    Ellettsville, IN, January 10th, 2024 11:48 AM

  • Review 13

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    Everything went very well. Nick is wonderful to work with. I was impressed with how quickly my mortgage process went.

    Kristine M M.

    Spencer, IN, July 17th, 2023 12:07 PM

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Why should you choose Ruoff?

67

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 812.345.4504 or message me below!

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