Picture of

What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Nick Lightfoot
Picture of Nick Lightfoot

Hi, I'm Nick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Hi, I'm Nick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have been a Loan Officer for 5 years, and loves interacting with his customers and removing some of the anxiety and misconceptions that surround homebuying. I love working at Ruoff because of the quality of people that I work with, the efficiency of how we work, and the commitment to supporting one another.

When I'm not originating loans, I enjoy spending time with my kids, golfing, playing guitar and traveling. I also love hockey, and have been a coach for 15 years at youth, high school and collegiate levels. As an IU Alumni, the diversity and interesting people are why I enjoy being part of the Bloomington community.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?

59

Branches throughout
the US.

98.8%

Customer Satisfaction Score according to Customerville.

17

Days or less average
clear-to-close.

35

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (812) 345-4504 or message me below!

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