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Picture of Nick Lightfoot
Picture of Nick Lightfoot

Hi, I'm Nick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.10% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Hi, I'm Nick!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.10% Customer Satisfaction Rating
Scotsman Guide Top Lenders Award

Let me help you get pre-approved today!

I have been a Loan Officer for 5 years, and loves interacting with his customers and removing some of the anxiety and misconceptions that surround homebuying. I love working at Ruoff because of the quality of people that I work with, the efficiency of how we work, and the commitment to supporting one another.

When I'm not originating loans, I enjoy spending time with my kids, golfing, playing guitar and traveling. I also love hockey, and have been a coach for 15 years at youth, high school and collegiate levels. As an IU Alumni, the diversity and interesting people are why I enjoy being part of the Bloomington community.

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President's Club Member

President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Nick Lightfoot made the mortgage experience painless. He cares about his clients, explains the process clearly, and offers alternative solutions to assist them in decision-making. I highly recommend Nick!

    Loutfi J.

    Bloomington, IN, July 25th, 2024 08:09 AM

  • Review 2

    Source of Rating Icon

    My husband and I just closed on our first home thanks to Nick! He made the process so smooth for us and was more than willing to walk us through everything. He explained everything in detail so we really understood what was happening. We are so thankful our landlord/agent had a long standing relationship with him and recommended him as he gave us so much peace of mind throughout the process. Nick was very friendly, quick to respond, and all around the best! We would highly recommend anyone to work with him and Ruoff for their mortgage needs. The highlight of this whole experience is that we now will always have Nick as a resource and a person we can count on for life! We appreciate you and your team so much at Ruoff, thanks for everything, Nick!!

    Taylor Rae Z.

    INDIANAPOLIS, IN, April 19th, 2024 08:46 PM

  • Review 3

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    I will be telling anyone that is looking to buy or refinance to work with Nick Lightfoot, He is amazing!

    Daryl A G.

    Bluffton, IN, March 18th, 2024 04:38 PM

  • Review 4

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    The process was very quick and helpful. Answered every little thing that we needed within the same day and made the whole event very smooth. I really enjoyed everyone involved with our loan from start to finish!

    Alyssa J K.

    Bedford, IN, February 15th, 2024 11:53 AM

  • Review 5

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    Nick was fantastic to work with! Absolutely no ways I can think of that he could improve.

    Jordan A D.

    Bloomington, IN, January 19th, 2024 12:29 PM

  • Review 6

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    Nick was always quickly available for questions and was always willing to help me look into different options. He made me feel comfortable and like my question were important

    Jamie L P.

    Ellettsville, IN, January 10th, 2024 11:48 AM

  • Review 7

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    Everything went very well. Nick is wonderful to work with. I was impressed with how quickly my mortgage process went.

    Kristine M M.

    Spencer, IN, July 17th, 2023 12:07 PM

  • Review 8

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    The process was easy and straightforward.

    Christopher S C.

    Bloomington, IN, July 2nd, 2023 09:26 PM

  • Review 9

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    the whole process was perfect

    Cesar David P.

    Bloomington, IN, May 23rd, 2023 06:38 PM

  • Review 10

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    Nick was the best!

    Paul J C.

    Bloomington, IN, May 17th, 2023 12:21 PM

  • Review 11

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    Nick was wonderful about informing me of the loan process and kept in touch if there were changes. Jennifer was also wonderful in keeping me up to date. All around it was wonderful working with both of them to complete the purchase of my new home. I will recommend them to anyone who is looking to purchase a new home.

    April L A.

    Bedford, IN, August 28th, 2023 01:40 PM

  • Review 12

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    Very responsive and knowledgeable.

    Braxton Aubry R.

    Bloomington, IN, August 21st, 2023 12:05 PM

  • Review 13

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    Always accessible and work collaboratively with me to navigate through the mortgage process in a timely manner.

    Wei-Cheng H.

    Bloomington, IN, July 29th, 2023 09:43 PM

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Why should you choose Ruoff?

70

Branches throughout
the US.

98.4%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

40

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 812.345.4504 or message me below!

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