Picture of

What is your goal?

Purchase

When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year
Unsure

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Yes
No

Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.
Continue

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan
Unsure

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Nick Melton
Picture of Nick Melton

Hi, I'm Nick!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

96.60% Customer Satisfaction Rating

Hi, I'm Nick!

VP Branch Manager

I will work hard to help you achieve your homeownership goals.

96.60% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Everything we asked of Nick was done. He was always available to answer even the craziest of questions. If he was in a meeting with someone else he let us know so we would not feel ignored. He got right back to us. When we had to drop the first house we really wanted, Nick never skipped a beat, he was right there and readied the new process.

    Pam K, happy client
  • Nick Melton is the best!

    Barbara S, happy client
  • I can not recommend him enough. He is the best of the best!! He was always there to answer questions any time of the day any day of the week. I will always use Nick for any future business.

    Ronald D, happy client
  • It was really great working with the Ruoff team. Nick was very friendly, informative and very knowledgeable. Kim and Katie were great too, super nice and they also were very helpful and knowledgeable. Would definitely recommend them to others.

    Karen W, happy client

Why should you choose Ruoff?

60

Branches throughout
the US.

98.8%

Customer Satisfaction Score according to Customerville.

17

Days or less average
clear-to-close.

35

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (812) 596-0691 or message me below!

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