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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

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reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Oraibe Breadiy
Picture of Oraibe Breadiy

Hi, I'm Oraibe!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Hi, I'm Oraibe!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

100.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

As a Senior Loan Officer with Ruoff, I love being part of helping people with one of the largest and most important transactions of their life. I especially love a challenge and will do what it takes to get the client the best deal – I can do anything I put my mind to, and that includes making sure you accomplish your homeownership goals.

In my spare time, I like to spend quality time with family and friends. I also like to swim and play softball. I am a mother to my wonderful children, who are the reason I get out of bed in the morning.

Before joining Ruoff, I was a realtor for 13 years. Because I have experience as an agent, as well as a paralegal and consultant, I am able to understand this industry from many angles. The best advice I can give someone looking into financing a home is to find someone who will educate you through the process and go to bat for you if things get hard as I will.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Dealing with Oraibe was the very best part of the loan process, besides owning our very own home! Talking with Oraibe rapidly became like speaking with family! It was like we had known her for years, there was no tension or any feelings that she was distant or in it for the money! We felt that she was fighting with us, not against us! She guided us through this process and was there for every step.

    Greg R, happy client
  • The most amazing part of the whole process with Orabie - she was a pleasure to work with, very knowledgeable, professional and was always true to her word.

    Salah H., happy client
  • Oraibe was very easy to work with. She answered quickly and professionally. I will use her in the future for sure.

    Chad H, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 7347522120 or message me below!

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