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Thanks to a joint partnership with Ruoff Home Mortgage, you're part of an elite group of homeowners eligible for exclusive employee benefits, including a $500 cash back guarantee and $750 off closing costs!

Whether you're looking to purchase a home or refinance your existing home, our focus is taking exceptional care of you. If you're ready, we're ready. Let's get started!

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Benefits of Ruoff Home Mortgage Preferred Program:

$500 Cash Back Guarantee*  Receive a cash back guarantee of $500 after closing your loan.

Reduced Closing Costs**  You'll receive $750 off of your closing costs.

Save Thousands On A New Home  When you use our HomeBird's Preferred Agent Program, get an additional closing clost credit of 0.5% off your purchase price.

Our Team Of Experts  Dedicated loan specialists to specifically handle your employees' home loans

Online Application  Stress-free online application with 24-hour access and quick turnaround approval decision.

Loan Milestone Updates  Even better, once your loan has been approved, you'll be updated every step of the way during the loan process with our Loan Milestone Updates - from loan application to final approval, you'll get real-time status notifications.

Exceptionally Competitive Rates

*Under Ruoff Home Mortgageā€™s $500 Cash Back Guarantee, closed loan customers who qualified under the $500 Cash Back Guarantee will be sent a check within 30 days of the closing date in the amount of $500 made payable to the primary borrower on the transaction. Not valid with any other discount or promotion.
**Under Ruoff Home Mortgage (RHM) $750 Reduced Closing Cost Offer, RHM will provide a lender credit of up to $750 off of borrower closing costs and/or prepaids at the consummation of the loan as documented on the final Closing Disclosure. If the borrower closing costs and/or prepaid total is less than $750, RHM will pay the full borrower closing cost/prepaid total, up to $749.99.
Ruoff Mortgage Company, Inc., d/b/a Ruoff Home Mortgage, is an Indiana corporation licensed by the Indiana Department of Financial Institutions (DFI). For complete licensing information visit:

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