I will work hard to help you achieve your homeownership goals.
Hi, I'm
Racee!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
wonderful experience
Pamela Lynn T.
Lexington, KY, April 28th, 2025 11:51 AM
Review 2
5.0
My agent at ruoff was excellent through every step of the process I would 100% recommend them to family or friends . Thanks a lot!
Mark Jerome M.
Wallingford, KY, April 25th, 2025 12:59 PM
Review 3
5.0
Racee was extremely helpful and awesome to work with. She made buying a first home an absolute breeze. I dont know what I would have done without her. I know that if I ever want to get another home, I will be following up with her and the wonderful people at Ruoff!
Timothy Michael H.
Irvine, KY, April 21st, 2025 11:36 AM
Review 4
5.0
The loan officer Racee was exceptionally kind and professional in all her doings. She went above and beyond our expectations.
Patricia B.
Lexington, KY, April 5th, 2025 01:33 PM
Review 5
5.0
Everything concerning the process was top notched 👍🏽
Kweku P.
Lexington, KY, April 4th, 2025 09:17 PM
Review 6
5.0
Racee was absolutely wonderful. So glad I had her.
Donna Jean L.
Richmond, KY, April 4th, 2025 01:49 PM
Review 7
5.0
Communication was always timely and constant.
Diana L S.
Georgetown, KY, April 1st, 2025 05:22 PM
Review 8
5.0
Racee did an awesome job. She responded to my concerns after hours and on the weekend. She did a excellent job. I will definitely recommend her to my friends looking for a mortgage loan.
James Michael S.
Georgetown, KY, March 31st, 2025 11:25 AM
Review 9
5.0
Thank you, I really appreciate your work.You make me happy
Ayobami Folake O.
FRANKFORT, KY, March 21st, 2025 12:48 PM
Review 10
5.0
Racee was responsive, helpful and patient with all of our questions. Couldn’t recommend her more!
Christina S.
Mount Sterling, KY, March 12th, 2022 01:27 PM
Review 11
5.0
Racee is awesome! Anyone looking to finance a home should give her a call. She will ALWAYS respond to your call or text and she knows exactly where things stand in your loan process. She’s my mortgage gal and should be yours, too!
Laura B.
Lexington, KY, March 1st, 2022 08:06 AM
Review 12
5.0
Racee is knowledgeable, kind and super efficient! She makes the process easy and communicates step by step so the agent and clients know exactly what is happening! Working with Racee is the best experience -100% plus!!!
Kim B.
Frankfort, KY, February 25th, 2022 08:21 AM
Review 13
5.0
We had a great time working with Racee! She was a great communicator from start to finish & was great about helping make sure all the ducks were in a row even with our file being complicated because of being self employed. Looking forward to the next one <3
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.