Rick White

Hi. I’m Rick, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 574.302.1724 or email

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Hello.

Ruoff Home Mortgage is a full service Mortgage Bank offering homebuyers a wide array of home buying options to meet their particular needs at some of the most competitive Rates, Terms, and Costs in the Lending Industry. Expertise and Outstanding, Personal service is given on any number of Loan Products including but not limited to FHA, VA, USDA, and Conventional Lending. that best meet their needs at a competitive price. We work with 15 investors to provide FHA, VA, USDA, Indiana Housing, MCC, Homepath and Conventional lending.

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.


I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Fast Approval

In a hurry?

Apply Online Today and Determine Your Financing with Fast Professional Service.

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