Roger Latham

Hi, I'm Roger, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership

Contact me anytime: 810.459.2654 or roger.latham@ruoff.com

Customer Satisfaction Badge Based on quarterly 98% or better third party customer satisfaction survey data

Hello.

This is my third decade in the mortgage industry, and I’ve learned a lot. The most important lesson is that there’s always something new to learn! I’ve served as a senior loan officer, branch manager, and owner/operator of a mortgage brokerage firm. I specialize in providing honest solutions that fit my clients’ needs. I enjoy working with first-time homebuyers and Veterans and I strive to find the best loan product for each customer.


Much has changed since I entered the industry in 1994. I’ve gained enough experience to know that Ruoff is top-notch in terms of speed, service, and overall quality. I enjoy working, networking, and living in the Milford, Michigan area and I’m happy to be part of a company that serves our city well. Are you considering a move or a refinance of your current home? Contact me today to put my decades of experience to work for you.

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.



I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

Home Ready

The HomeReady Mortgage backed by Fannie Mae is built to help our low to moderate income borrowers reach the dream of homeownership.

Home Ready

MSHDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, the Michigan State Housing Development Authority (MSHDA) has a mortgage product to meet your needs.

 MSHDA Programs

Client Testimonials