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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

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Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Get Started Picture of Roger Latham
Picture of Roger Latham

Hi, I'm Roger!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.60% Customer Satisfaction Rating

Hi, I'm Roger!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

97.60% Customer Satisfaction Rating

Let me help you get pre-approved today!

This is my third decade in the mortgage industry and I’ve learned a lot. The most important lesson is there is always something new to learn about lending! I’ve served as a Senior Loan Officer, Branch Manager, and an owner of a mortgage brokerage firm. I specialize in providing honest solutions to fit my clients’ needs. I enjoy working with first-time homebuyers and Veterans, and I strive to find the best loan product for each customer. Much has changed since I entered the industry in 1994. I’ve gained enough experience to know that Ruoff is “top-notch” in terms of speed, service, and overall quality. I enjoy working, networking, and living in the Milford, Michigan area. I’m happy to be part of a company that serves our city well. If you are considering a move or a refinance of your current home, contact me today to put my decades of experience to work for you.

Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Roger was very helpful thru out the entire process. He came to our house several times & was always available via e-mail or phone whenever we had a question & was very informational thru out the entire process. He was very knowledgeable of the entire process & followed thru during every step of the way.

    Barbara B, happy client
  • Roger was organized and very communicative. It made the process much easier!

    Shelby R, happy client
  • It was simple and easy.

    Dan C, happy client
  • Roger made me feel comfortable.

    Linda M, happy client
  • Roger was great at communicating and helping us navigate the sometimes confusing process, and was very patient with us as I sometimes asked questions twice or more. Very kind and helpful agent.

    Evan F, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (810) 459-2654 or message me below!

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