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I will work hard to help you achieve your homeownership goals.
I will work hard to help you achieve your homeownership goals.
I started in the mortgage industry over 25 years ago as a loan originator for 1st Source Bank. About 10 years ago I transitioned to Ruoff Mortgage as a Senior Loan Officer and am now the Niles MI Branch Manager.
I have a fantastic team at Ruoff that enables me to give clients the best experience possible. I am well known for offering customers straight talk and sound advice. I take pride in finding the right mortgage that fits each and every one of my customers' needs. We offer FHA, VA, USDA, and Conventional loans.
My family and I live in Southwestern Michigan. I primarily serve clients in Niles, Edwardsburg, Cassopolis, and the surrounding area. However, I am also licensed in Indiana, Illinois, Texas, Tennessee, and Florida.
It is a pleasure working with great realtors and customers that have become lifelong friends. I look forward to meeting you and helping with all of your mortgage needs. Either I or my Junior Loan Officer Ryan Rogers will be reaching out to you when you submit an application today!
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From finding your perfect home to moving in, we've got you covered.
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Ron and Karen were SO helpful!
Amanda M I.White Pigeon, MI, June 22nd, 2025 12:54 PM
Easy, quick, and done correctly.
Clarence S.Buchanan, MI, June 21st, 2025 04:00 PM
Wonderful experience I love my new home.
Maggie H.Marcellus, MI, June 7th, 2025 07:18 AM
Very pleasant experience
Kathryn S B.MISHAWAKA, IN, June 4th, 2025 12:41 PM
Straight forward communication and Ron did an excellent job of making me and my fiance feel comfortable during the whole process... Stellar job and I will definitely recommend ruoff to others.
Leon L. N.Marcellus, MI, June 3rd, 2025 01:38 PM
Ron was quick with the entire process. He was willing to work to get our interest, payment, down payment and closing costs exactly what we were wanting.
Rena L T.Dowagiac, MI, May 29th, 2025 11:10 AM
Communication
Matthew D N.Mishawaka, IN, May 20th, 2025 11:28 AM
awsome people works hard fast and keeps you up to date on everything 😊
Wesley M C.EDWARDSBURG, MI, May 16th, 2025 11:27 AM
Ron is a superstar. He was very easy to work with, very knowledgable about investment properties and was a wealth of knowledge. I will definitely use him for other deals and recommend him to others looking for a good loan officer.
Michael D M.Niles, MI, May 12th, 2025 11:06 AM
Ron truly made our purchase effortless, we will be sure and tell everyone use Ruoff!
Bobby W D.EDWARDSBURG, MI, May 10th, 2025 11:44 PM
Ron did a fantastic job on all fronts and was extremely helpful. Second mortgage I have worked with him on and was just as reliable and wonderful to work with as the first to around.
John B.Dowagiac, MI, May 10th, 2025 03:06 PM
Wonderful people to work with, if one person wasn't available for questions the whole office teamed up to get the job done
Brittany A D.Niles, MI, May 7th, 2025 11:04 AM
Great communication and prompt service.
Victoria I.Berrien Springs, MI, May 7th, 2025 12:34 AM
Branches throughout
the US.
Customer Satisfaction Score.*
Days or less average
clear-to-close.**
Years of helping
homeowners like you.
Milestones updating you throughout the process.
Minutes at the closing
table on average.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
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**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http:
Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.