Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Ryan Frantz
Picture of Ryan Frantz

Hi, I'm Ryan!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

99.75% Customer Satisfaction Rating

Hi, I'm Ryan!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

99.75% Customer Satisfaction Rating

Let me help you get pre-approved today!

With over a decade of mortgage lending and executive experience, I merge hard working, real-world expertise with cleverness, insight, humor, urgency, and care in my special approach to assisting my clients find the right loan program for them. I know that, as a mortgage planner, my job is not simply to facilitate the loan; my job is to be a trusted counselor. Home-buying can be a difficult, stressful, often-scary experience. A great counselor allows clients to feel safe and provides excellent service every step of the way.

Continually seeking new levels of personal and professional performance, I deliver success with attention to detail, personal challenges, and relentless follow-through. I pride myself on originality and progressive ideas. I believe that originating is a noble profession and that mortgage professionals who act in the best interest of their customers provide a valuable service to society.

After completing my 4-year collegiate career as a letterman for the Indiana University- Bloomington Men's Baseball Team, I graduated with a B.S. in Sports Marketing & Management. I began my mortgage career as a Loan Officer for Beazer Mortgage in 1999. I perfected my skill and progressed to management and executive positions for the mortgage arm of National Top Ten & Fortune 500 Homebuilder, Beazer Homes. I then flexed my entrepreneurial spirit and joined forces with Amy Robbins to head up the Robbins/Frantz Mortgage Planning Team through Fairway Independent Mortgage. Each full year I was at Fairway, from 2007-2011, I was in the National Top Ten Producers based on loans closed. In 2012, I seized the opportunity to join Midwest powerhouse, Ruoff Mortgage, as Area Manager of the Greater Indianapolis Area.

I reside in Carmel with my wife, Erika, and our daughters, Alexa and Vivienne, who are our pride and joy. Erika is a Top Producing REALTOR with ERA Real Estate Links, a Carmel based company. Erika and I find deep happiness spending time with our family and friends, and enjoy community and church activities. We are involved with Safe Families for Children and experience extreme gratitude through this program. I am an avid golfer and serve as Treasurer of the Men's TPC Group at Plum Creek Country Club. I was born and raised in Marion, Indiana. I have deep roots in Indiana and am proud to be a Hoosier.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Ryan and the team were amazing. I was deployed with the military throughout the entire process; Ryan went the extra mile every day to ensure my wife and I were taken care of and ensured our unique needs were always addressed. The technology provided made everything go very smoothly, and the in-depth customer service was phenomenal. Without hesitation, I will recommend Ryan and the Ruoff team to my friends and family when they have home mortgage needs. Thank you!

    Jeff V, happy client
  • This is my second time working with Ryan as my loan officer. The reason I asked him to help me with refinancing my home is due to the positive experience I had the first time. Ryan is extremely professional and when I’m working with him, I feel that his goal is to invest 100% of his efforts in making sure the loan process runs smoothly & perfectly. Ryan is the perfect representation of Ruoff!

    Ellen L, happy client
  • I can't say enough good things about Ryan! This is the second home I've purchased and I couldn't believe the differences! He's a true asset to your company.

    Connor P, happy client
  • Ryan communicated and explained things very well. He made sure I felt comfortable with everything throughout the entire process. He always had a great attitude when we spoke on the phone.

    Aretha D, happy client
  • Ryan was very helpful and ensured I understood the next steps throughout the process. I've worked with Ryan many times and it's always a smooth process.

    Doug V, happy client
  • The communication was excellent. Ryan was constantly in communication with me and I loved the milestone emails. I felt that I knew what was going on throughout the entire process.

    Shawnice H, happy client
  • Ryan always works hard to make sure I have everything I needed to prepare and submitted it. Ryan also works hard to make sure I get the best customer service possible.

    Johnie E, happy client
  • Ryan was amazing to work with he would also take the time to help me with any questions we had. I also really enjoyed being able to sign most of the closing documents before closing.

    Matt C, happy client
  • Ryan did an excellent job, communication about all options and products was great. I could not have asked for an easier process with a mortgage company.

    Jason E, happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (317) 538-0849 or message me below!

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