Ryan Frantz

Hi. I’m Ryan, a SVP, Area Manager who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 317.538.0849 or ryan.frantz@ruoff.com

Customer Satisfaction Badge Based on quarterly 98% or better third party customer satisfaction survey data


With over a decade of mortgage lending and executive experience, Ryan Frantz merges hard working, real-world expertise with cleverness, insight, humor, urgency, and care in his special approach to assisting his clients find the right loan program for them.

Ryan knows that, as a mortgage planner, your job is not simply to facilitate the loan; your job is to be a trusted counselor. Home-buying can be a difficult, stressful, often-scary experience. A great counselor allows clients to feel safe and provides excellent service every step of the way.

Continually seeking new levels of personal and professional performance, he delivers success with attention to detail, personal challenges, and relentless follow-through. Ryan prides himself on originality and progressive ideas.

Few mortgage lending leaders possess more extensive experience and irresistible zeal than Ryan Frantz. Ryan believes that originating is a noble profession and that mortgage professionals who act in the best interest of their customers provide a valuable service to society.

After completing his 4-year collegiate career as a letterman for the Indiana University- Bloomington Men's Baseball Team, Ryan graduated with a B.S. in Sports Marketing & Management. Ryan began his mortgage career as a Loan Officer for Beazer Mortgage in 1999. He perfected his skill and progressed to management and executive positions for the mortgage arm of National Top Ten & Fortune 500 Homebuilder, Beazer Homes. Ryan then flexed his entrepreneurial spirit and joined forces with Amy Robbins to head up the Robbins/Frantz Mortgage Planning Team through Fairway Independent Mortgage. Each full year he was at Fairway, from 2007-2011, Ryan was in the National Top Ten Producers based on loans closed. In 2012, he seized the opportunity to join Midwest powerhouse, Ruoff Home Mortgage, as Area Manager of the Greater Indianapolis Area.

Ryan resides in Carmel with his wife, Erika, and their daughters, Alexa and Vivienne, who are their pride and joy. Erika is a Top Producing REALTOR with ERA Real Estate Links, a Carmel based company. Ryan and Erika find deep happiness spending time with their family and friends, and enjoy community and church activities. They are involved with Safe Families for Children and experience extreme gratitude through this program. Ryan is an avid golfer and serves as Treasurer of the Men's TPC Group at Plum Creek Country Club. He was born and raised in Marion, Indiana. He has deep roots in Indiana and is proud to be a Hoosier.

Ryan looks forward to assisting you with all of your mortgage lending needs.

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials