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What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
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What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
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Picture of Ryan Frantz
Picture of Ryan Frantz

Hi, I'm Ryan!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Hi, I'm Ryan!

SVP Area Manager

I will work hard to help you achieve your homeownership goals.

99.40% Customer Satisfaction Rating

Let me help you get pre-approved today!

With over a decade of mortgage lending and executive experience, I merge hard working, real-world expertise with cleverness, insight, humor, urgency, and care in my special approach to assisting my clients find the right loan program for them. I know that, as a mortgage planner, my job is not simply to facilitate the loan; my job is to be a trusted counselor. Home-buying can be a difficult, stressful, often-scary experience. A great counselor allows clients to feel safe and provides excellent service every step of the way.

Continually seeking new levels of personal and professional performance, I deliver success with attention to detail, personal challenges, and relentless follow-through. I pride myself on originality and progressive ideas. I believe that originating is a noble profession and that mortgage professionals who act in the best interest of their customers provide a valuable service to society.

After completing my 4-year collegiate career as a letterman for the Indiana University- Bloomington Men's Baseball Team, I graduated with a B.S. in Sports Marketing & Management. I began my mortgage career as a Loan Officer for Beazer Mortgage in 1999. I perfected my skill and progressed to management and executive positions for the mortgage arm of National Top Ten & Fortune 500 Homebuilder, Beazer Homes. I then flexed my entrepreneurial spirit and joined forces with Amy Robbins to head up the Robbins/Frantz Mortgage Planning Team through Fairway Independent Mortgage. Each full year I was at Fairway, from 2007-2011, I was in the National Top Ten Producers based on loans closed. In 2012, I seized the opportunity to join Midwest powerhouse, Ruoff Mortgage, as Area Manager of the Greater Indianapolis Area.

I reside in Carmel with my wife, Erika, and our daughters, Alexa and Vivienne, who are our pride and joy. Erika is a Top Producing REALTOR with ERA Real Estate Links, a Carmel based company. Erika and I find deep happiness spending time with our family and friends, and enjoy community and church activities. We are involved with Safe Families for Children and experience extreme gratitude through this program. I am an avid golfer and serve as Treasurer of the Men's TPC Group at Plum Creek Country Club. I was born and raised in Marion, Indiana. I have deep roots in Indiana and am proud to be a Hoosier.

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President's Club Member

President's club seal 2014
President's club seal 2015
President's club seal 2016
President's club seal 2017
President's club seal 2018
President's club seal 2019
President's club seal 2020

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • I originally was with another lender. After two weeks, we began having appraisal issues and the loan officer admitted it was an awful appraisal but they simply would not dispute it. I was put in touch with Ryan and he had my loan application to clear to close in one week with not a single issue. It was the easiest process I had ever had. Ryan was sensitive to the fact that I was already highly stressed out with the transaction and took so much of the burden off my shoulders. He and his assistant were exceptional!

    Kayla H, happy client
  • I loved how easy everything was from submitting documents to getting updates via text to the closing at my work! Just a fantastic experience from start to finish!

    Daniel , happy client
  • Ryan was always available for questions or phone calls. He also kept me updated every step of the way and things were clearly spelled out for me. There were no surprises or hidden fees/costs. I was actually pleasantly surprised my final costs were less than originally quoted. !

    Kelly K, happy client
  • We were thrilled to work with Ryan again! Our experience with Ryan and Ruoff in 2013 was amazing, so we immediately knew who we wanted to work with on our next home purchase and wasted no time reaching out to Ryan. He remembered us immediately and was interested in getting to know what had changed in our lives since 2013 - getting married, having twins! Ryan was again amazing to work with - personable, courteous, supportive, professional, timely...can’t say enough good things!

    James B, happy client
  • From the start, Ryan understood what my goals were and, on his own initiative, crafted a plan that met everyone's needs and far exceeded anything we had even imagined could happen.

    Philip , happy client
  • Speed of the process. It only took about 21 days to start to finish. It was a great experience! Last year in October we started a refi with another lender and we ended it after 4 months of inaction! They kept asking for the same info over and over. It was a frustrating experience.

    Patrick D, happy client
  • Ryan Frantz is the most knowledgeable and patient lender in the business. He is the absolute best!

    Matthew D, happy client
  • Excellent service.

    Diane M, happy client
  • Ryan was excellent to work with. We worked with him on a previous home and will never work with anyone else. The process is seamless and he was available at any time (even on vacation) to help us through the process and answer questions.

    Kassee L, happy client
  • Ryan Frantz was fantastic! He is knowledgeable and very helpful. He went above and beyond to help me with the computer breakdown I had. Because of his suggestions, I was able to obtain the documents he needed and get them to him.

    Susan , happy client
  • Keeping me updated on paperwork I needed to complete to meet the loan process fast and easy.

    Robert S, happy client
  • The thing that I noticed that the team did really well was their responsiveness and professionalism. I could rely on very timely response times and clear expectations on what was needed for the next steps to ensure a smooth transaction. Ryan Frantz was a true partner to get things done for my family and the on-time closing was a true testament to their focus on being client-focused in all things.

    Anthony W, happy client
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Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

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I would love to hear from you!

Call me at 317.538.0849 or message me below!

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