Ruoff Mortgage
Background Image with a decorative green wall inside a house, a couch, and two plants on each side of the couch.

Ryan Langley

VP | Branch Manager

NMLS: 527553

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

Read full bio
Ryan

96.95%

Customer Satisfaction Score.

Scotsman GuidePresident's Club

Awards

Proudly serving Florida, Indiana

Meet our happy homeowners***

View All Testimonials

Aryn E L.

Bloomington, IN, Jul 11, 2026, 3:11 PM

It was a smooth process. Ryan and Justina answered all of our questions promptly and completely.

Madeline J S.

BLOOMINGTON, IN, May 26, 2026, 1:02 PM

Ryan Langley was amazing to work with during the purchase of our home. As first-time home buyers, we had a ton of questions, and he was always so patient and great at explaining everything clearly. He was incredibly responsive and reachable, even while on vacation, which made the whole process so much less stressful. Ryan is personable, knowledgeable, and truly goes above and beyond for his clients. Highly recommend!

Matthew William W.

Springville, IN, May 1, 2026, 1:48 PM

Ryan did a great job communicating with me, understanding my goals and the position I was in. the process was smooth and he always got back to me quickly when I contacted him. Smooth and easy process.

Hope M B.

Bloomington, IN, May 5, 2026, 5:36 PM

Availability and timeliness of responses

Bradley E D.

Spencer, IN, Apr 24, 2026, 3:21 PM

It was a great overall experience with Ryan and his team

James A C.

OWENSBURG, IN, Apr 21, 2026, 3:09 PM

Ryan was constantly communicative about every step of the process. He worked late night's to help us, and we truly appreciate everythong he did. Always available for questions/concerns as well.

Aryn E L.

Bloomington, IN, Jul 11, 2026, 3:11 PM

It was a smooth process. Ryan and Justina answered all of our questions promptly and completely.

Madeline J S.

BLOOMINGTON, IN, May 26, 2026, 1:02 PM

Ryan Langley was amazing to work with during the purchase of our home. As first-time home buyers, we had a ton of questions, and he was always so patient and great at explaining everything clearly. He was incredibly responsive and reachable, even while on vacation, which made the whole process so much less stressful. Ryan is personable, knowledgeable, and truly goes above and beyond for his clients. Highly recommend!

Matthew William W.

Springville, IN, May 1, 2026, 1:48 PM

Ryan did a great job communicating with me, understanding my goals and the position I was in. the process was smooth and he always got back to me quickly when I contacted him. Smooth and easy process.

Hope M B.

Bloomington, IN, May 5, 2026, 5:36 PM

Availability and timeliness of responses

Bradley E D.

Spencer, IN, Apr 24, 2026, 3:21 PM

It was a great overall experience with Ryan and his team

James A C.

OWENSBURG, IN, Apr 21, 2026, 3:09 PM

Ryan was constantly communicative about every step of the process. He worked late night's to help us, and we truly appreciate everythong he did. Always available for questions/concerns as well.

Angela T.

Solsberry, IN, Apr 6, 2026, 6:55 PM

Ryan is extremely knowledgeable and very pleasant to work with. He walked us through every step of the way, making the process seamless. He answered our questions at any time, even after hours. We felt he was looking out for what was best for us, giving us confidence in the process. The escrow officer and closing oficer were also very friendly, professional, and helpful, again making our experience a good one. We would choose Ruoff again!

Anthony R T.

Solsberry, IN, Apr 6, 2026, 3:25 PM

Ryan was incredibl! He worked with me in advance of our loan application telling us everything we would need . My wife and I waited until we were comfortable with the rate and by knowing the documents that we needed in advance we had them prepared and ready to go. We have very busy lives so when the rate got to where we were comfortable to apply we didn't have to scramble to documents to get our loan application in before the he rates changed. We have been in contact with Ryan Langley for over a year check rates often in a market that was so up and down. By Ryan be patient with us we were able to apply when we were comfortable with the rate and again weren't scrambling to get documentation together. The process was very smooth for me as I'm not a tech savvy guy. Ryan always updated me with where the loan was at with the process and always got back with me quickly to answer any questions we had. In full disclosure it wasn't that I picked Ruoff Mortage as much as I picked Ryan Langley. I per know Ryan and have always trusted him. I know someone else who did a loan through him and had a very positive experience. That is why we chose Ryan and we were not disappointed. We are very pleased

James Dale P.

Bloomington, IN, Mar 30, 2026, 11:45 PM

Fast, easy, accurate

Karen Joyce K.

Bloomington, IN, Mar 30, 2026, 3:08 PM

Knowledgeable and clear communication

Melvin D W.

Bloomington, IN, Mar 20, 2026, 11:44 PM

Ryan was great to work with. He responded quickly with a quote when i contacted him . The whole process was very smooth and easy. Thenks Thanks again

Amar H F.

Bloomington, IN, Mar 20, 2026, 11:56 AM

Excellent communication.

Matthew J.

Bloomington, IN, Mar 4, 2026, 4:13 PM

Ryan and Justina were great to work with They got us over the finish line despite unusual circumstances. Thanks.

Angela T.

Solsberry, IN, Apr 6, 2026, 6:55 PM

Ryan is extremely knowledgeable and very pleasant to work with. He walked us through every step of the way, making the process seamless. He answered our questions at any time, even after hours. We felt he was looking out for what was best for us, giving us confidence in the process. The escrow officer and closing oficer were also very friendly, professional, and helpful, again making our experience a good one. We would choose Ruoff again!

Anthony R T.

Solsberry, IN, Apr 6, 2026, 3:25 PM

Ryan was incredibl! He worked with me in advance of our loan application telling us everything we would need . My wife and I waited until we were comfortable with the rate and by knowing the documents that we needed in advance we had them prepared and ready to go. We have very busy lives so when the rate got to where we were comfortable to apply we didn't have to scramble to documents to get our loan application in before the he rates changed. We have been in contact with Ryan Langley for over a year check rates often in a market that was so up and down. By Ryan be patient with us we were able to apply when we were comfortable with the rate and again weren't scrambling to get documentation together. The process was very smooth for me as I'm not a tech savvy guy. Ryan always updated me with where the loan was at with the process and always got back with me quickly to answer any questions we had. In full disclosure it wasn't that I picked Ruoff Mortage as much as I picked Ryan Langley. I per know Ryan and have always trusted him. I know someone else who did a loan through him and had a very positive experience. That is why we chose Ryan and we were not disappointed. We are very pleased

James Dale P.

Bloomington, IN, Mar 30, 2026, 11:45 PM

Fast, easy, accurate

Karen Joyce K.

Bloomington, IN, Mar 30, 2026, 3:08 PM

Knowledgeable and clear communication

Melvin D W.

Bloomington, IN, Mar 20, 2026, 11:44 PM

Ryan was great to work with. He responded quickly with a quote when i contacted him . The whole process was very smooth and easy. Thenks Thanks again

Amar H F.

Bloomington, IN, Mar 20, 2026, 11:56 AM

Excellent communication.

Matthew J.

Bloomington, IN, Mar 4, 2026, 4:13 PM

Ryan and Justina were great to work with They got us over the finish line despite unusual circumstances. Thanks.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs


Loan Details

Est. Monthly Payment

$770.00

Principal & Interest

$770.00

Property Taxes

$0.00

Home Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$770.00

Apply Now
Ryan Langley

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way.As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club

President's Club

8x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Indiana

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******††Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.