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Ryan Langley

VP | Branch Manager

NMLS: 527553 | KY: MC942996

The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.

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Ryan

96.95%

Customer Satisfaction Score.

Scotsman Guide AwardPresident's Club Award

Awards

Proudly serving Florida, Indiana, Kentucky

Meet our happy homeowners***

View All Testimonials

Review 1

Cole J C.

Bloomington, IN, Oct 7, 2026, 3:21 AM

5.0

Ryan was the absolute best! He was so great that I had to write a review. I really appreciated his optimism, encouragement, knowledge, and clearness throughout the whole loan process. He seemed like he was willing to do whatever it took to get me a house which meant a lot! Justina Howard, his assistant, was also incredible! She was so easy to work with and communicated extremely well! I would 100% recommend using them and look forward to hopefully using them again in the future!

Review 2

Carl E L.

London, KY, Oct 1, 2026, 3:04 PM

5.0

This is my 2nd time using Ryan and its always a great experience. Very professional but very friendly Will definitely use again Thank

Review 3

Alicia Rose N.

Bloomington, IN, Sep 29, 2026, 3:49 PM

5.0

We had an amazing experience working with Ryan! As first-time home buyers, we had a LOT of questions, and he was always incredibly responsive, patient, and thorough. He took the time to explain everything clearly and made sure we felt comfortable and informed throughout the entire process. Our home-buying journey had a few unexpected bumps along the way, and Ryan was fantastic through all of it. He was always easy to reach, stayed on top of everything, and made what could have been a stressful process feel so much more manageable. Once we found the right home, Ryan continued to go above and beyond and even got us cleared to close much sooner than we expected! We truly couldn’t have asked for a better lender for our first home-buying experience. Ryan was knowledgeable, dependable, responsive, and genuinely great to work with. We’re so grateful for all of his help and would recommend him without hesitation!

Review 4

Frances Anne M.

Bloomington, IN, Sep 25, 2026, 8:12 PM

5.0

Ryan was quick to respond and precise about details and what was needed each step of the way! He also was polite and friendl.

Review 5

Michael Eugene D.

Greenwood, IN, Aug 22, 2026, 4:57 PM

5.0

Everything was smooth and very efficient

Review 6

David S.

Bloomington, IN, Aug 17, 2026, 3:28 PM

5.0

Ryan is the best of the best in both client care and industry knowledge!

Review 1

Cole J C.

Bloomington, IN, Oct 7, 2026, 3:21 AM

5.0

Ryan was the absolute best! He was so great that I had to write a review. I really appreciated his optimism, encouragement, knowledge, and clearness throughout the whole loan process. He seemed like he was willing to do whatever it took to get me a house which meant a lot! Justina Howard, his assistant, was also incredible! She was so easy to work with and communicated extremely well! I would 100% recommend using them and look forward to hopefully using them again in the future!

Review 2

Carl E L.

London, KY, Oct 1, 2026, 3:04 PM

5.0

This is my 2nd time using Ryan and its always a great experience. Very professional but very friendly Will definitely use again Thank

Review 3

Alicia Rose N.

Bloomington, IN, Sep 29, 2026, 3:49 PM

5.0

We had an amazing experience working with Ryan! As first-time home buyers, we had a LOT of questions, and he was always incredibly responsive, patient, and thorough. He took the time to explain everything clearly and made sure we felt comfortable and informed throughout the entire process. Our home-buying journey had a few unexpected bumps along the way, and Ryan was fantastic through all of it. He was always easy to reach, stayed on top of everything, and made what could have been a stressful process feel so much more manageable. Once we found the right home, Ryan continued to go above and beyond and even got us cleared to close much sooner than we expected! We truly couldn’t have asked for a better lender for our first home-buying experience. Ryan was knowledgeable, dependable, responsive, and genuinely great to work with. We’re so grateful for all of his help and would recommend him without hesitation!

Review 4

Frances Anne M.

Bloomington, IN, Sep 25, 2026, 8:12 PM

5.0

Ryan was quick to respond and precise about details and what was needed each step of the way! He also was polite and friendl.

Review 5

Michael Eugene D.

Greenwood, IN, Aug 22, 2026, 4:57 PM

5.0

Everything was smooth and very efficient

Review 6

David S.

Bloomington, IN, Aug 17, 2026, 3:28 PM

5.0

Ryan is the best of the best in both client care and industry knowledge!

Review 7

Abdalahi Sidi M.

Bloomington, IN, Aug 6, 2026, 3:59 PM

5.0

Great people

Review 8

Aryn E L.

Bloomington, IN, Jul 11, 2026, 3:11 PM

5.0

It was a smooth process. Ryan and Justina answered all of our questions promptly and completely.

Review 9

Madeline J S.

BLOOMINGTON, IN, May 26, 2026, 1:02 PM

5.0

Ryan Langley was amazing to work with during the purchase of our home. As first-time home buyers, we had a ton of questions, and he was always so patient and great at explaining everything clearly. He was incredibly responsive and reachable, even while on vacation, which made the whole process so much less stressful. Ryan is personable, knowledgeable, and truly goes above and beyond for his clients. Highly recommend!

Review 10

Matthew William W.

Springville, IN, May 1, 2026, 1:48 PM

5.0

Ryan did a great job communicating with me, understanding my goals and the position I was in. the process was smooth and he always got back to me quickly when I contacted him. Smooth and easy process.

Review 11

Hope M B.

Bloomington, IN, May 5, 2026, 5:36 PM

5.0

Availability and timeliness of responses

Review 12

Bradley E D.

Spencer, IN, Apr 24, 2026, 3:21 PM

5.0

It was a great overall experience with Ryan and his team

Review 13

James A C.

OWENSBURG, IN, Apr 21, 2026, 3:09 PM

5.0

Ryan was constantly communicative about every step of the process. He worked late night's to help us, and we truly appreciate everythong he did. Always available for questions/concerns as well.

Review 7

Abdalahi Sidi M.

Bloomington, IN, Aug 6, 2026, 3:59 PM

5.0

Great people

Review 8

Aryn E L.

Bloomington, IN, Jul 11, 2026, 3:11 PM

5.0

It was a smooth process. Ryan and Justina answered all of our questions promptly and completely.

Review 9

Madeline J S.

BLOOMINGTON, IN, May 26, 2026, 1:02 PM

5.0

Ryan Langley was amazing to work with during the purchase of our home. As first-time home buyers, we had a ton of questions, and he was always so patient and great at explaining everything clearly. He was incredibly responsive and reachable, even while on vacation, which made the whole process so much less stressful. Ryan is personable, knowledgeable, and truly goes above and beyond for his clients. Highly recommend!

Review 10

Matthew William W.

Springville, IN, May 1, 2026, 1:48 PM

5.0

Ryan did a great job communicating with me, understanding my goals and the position I was in. the process was smooth and he always got back to me quickly when I contacted him. Smooth and easy process.

Review 11

Hope M B.

Bloomington, IN, May 5, 2026, 5:36 PM

5.0

Availability and timeliness of responses

Review 12

Bradley E D.

Spencer, IN, Apr 24, 2026, 3:21 PM

5.0

It was a great overall experience with Ryan and his team

Review 13

James A C.

OWENSBURG, IN, Apr 21, 2026, 3:09 PM

5.0

Ryan was constantly communicative about every step of the process. He worked late night's to help us, and we truly appreciate everythong he did. Always available for questions/concerns as well.

Calculate Based on Your Individual Needs


Purchase Calculator

Property Costs

/mo.
/mo.
/mo.

Loan Details

Est. Monthly Payment†

$1,663.00

Principal & Interest

$1,663.00

Property Tax

$0.00

Homeowners Insurance

$0.00

HOA Fees

$0.00

PMI

$0.00

Total Monthly

$1,663.00

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Ryan Langley

A Bit About Me

At Ruoff Mortgage, being a loan officer means being more than a lender. I’m your advocate, guide, and trusted partner during your homebuying journey. I take pride in educating clients, answering questions, and creating tailored strategies that fit their unique goals. From our first conversation to closing, I’m there every step of the way. As a loan officer with Ruoff Mortgage, I’m dedicated to delivering a premium home financing experience built on trust and transparency. Whether you're a first-time buyer or refinancing, I provide personalized loan solutions and expert insight to help you move forward with confidence. My goal is simple: to make homeownership feel achievable, informed, and stress-free.

Awards & Achievements

Top Mortgage Lenders Award

Top Mortgage Lenders

The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club Award

President's Club

8x Winner

Awarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.

Experience the Ruoff Advantage

We've worked hard to earn our A+ BBB rating, and we're committed to maintaining it. Our team puts your needs first and takes pride in guiding you through the mortgage process.

42

Years of helping homeowners like you

We are excited to announce that for the ninth year in a row we have made The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies. We are ranked #31 in Retail Units, #48 in Retail Volume, and #59 on the Overall Lender list.

15 DAY

Average Clear to Close**

Ruoff Mortgage has earned a top spot on Experience.com’s Top Performers list for the third year in a row, being recognized as a top 10 Mortgage Company in the Jumbo Division for customer satisfaction. This competition ranks loan officers and their organizations based on millions of customer reviews, survey completion rates, and star ratings submitted to the Experience.com platform.

98.5%

Customer satisfaction rating*

At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*

Proudly serving Florida, Indiana, Kentucky

Ryan Langley

VP | Branch Manager

NMLS: 527553

KY: MC942996

My Operating Hours

Mon: 9:00 AM - 5:00 PM

Tue: 9:00 AM - 5:00 PM

Wed: 9:00 AM - 5:00 PM

Thu: 9:00 AM - 5:00 PM

Fri: 9:00 AM - 5:00 PM

Sat: Closed

Sun: Closed

Ruoff Mortgage Logo White

Ruoff Mortgage Company, Inc. | NMLS ID: 141868

© 2026 Ruoff Mortgage Company, Inc. All rights reserved. Ruoff Mortgage is a registered trademark.

Fair Housing Logo White

******†††‡Some restrictions apply.

Reviews and comments have been submitted by customers voluntarily, and are solely the views of such customers, and have been screened by Ruoff Mortgage Company, Inc. Terms were specific to customers’ specific qualifications and program availability and personal experiences may vary. Loan?decision is subject to satisfactory appraisal and title review and no change in financial condition. This is not an offer for extension of credit or a commitment to lend. Interest rate subject to change based on market condition and credit review.

The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.

Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS#141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Credit Score Range is for informational purposes only. Your credit will not be pulled by using the features of this calculator.

Some restrictions apply. Ask for details. This calculation and associated communications are provided to you for informational purposes only. This is not an offer for extension of credit or a commitment to lend. Please contact the Ruoff Mortgage team directly to learn more about its mortgage products and your eligibility for such products. Loan decision is subject to satisfactory appraisal and title review and no change in financial condition. Interest rate subject to change based on market condition and credit review. Mortgage insurance is required on mortgage loans with loan amounts greater than 80% of the home value. Loan options that include private mortgage insurance are reflected as a Borrower Paid Mortgage Insurance (BPMI) premium, the cost of which is added to the monthly principal and interest payment. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868. Equal Housing Lender. NMLS#141868.

Experience.com is a leading provider of Customer Experience Management Software, and this marks the tenth year of recognizing top mortgage professionals and companies that have shown exceptional customer service and performance over the past year.