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What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Ryan Miracle
Picture of Ryan Miracle

Hi, I'm Ryan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.12% Customer Satisfaction Rating

Hi, I'm Ryan!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

99.12% Customer Satisfaction Rating

Let me help you get pre-approved today!

I was born and raised in central Ohio, attended Ohio Northern University, and now I’m proud to be raising my young family here. I love central Ohio and love helping the people here find their first, next or dream home. I’m good at problem solving home loan problems that other lenders struggle to figure out.

Having been in real estate since I was a kid, my mortgage knowledge is tough to match. I got into the mortgage lending industry during the 2008 crash, and have helped over 3,700 dreamers fulfill their homeownership goals. As an elder millennial, I can speak the language of those just starting out and those in their golden years. It is important to me that I learn your story, so that I can make your home buying experience better by knowing what truly matters to you.

I enjoy working as a mortgage broker, and feeling productive and useful to the people around me. I really enjoy teaching Realtors in continuing education classes that give them additional skill to serve their clients at a higher level. Real estate provides a good living for my family, but my reward comes from helping as many families as possible, helping others around me grow, and bringing my best for my clients every single day.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (740) 361-0009 or message me below!

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