Picture of

What is your goal?


When are you
looking to buy?

Within 30 days
2-5 months
6 months - 1 year

How is your credit score?

Poor (619 or below)
Fair (620 - 679)
Good (680 - 719)
Excellent (720+)

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?


Let's connect!

Please complete all fields.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

Would you like to continue to complete your full application?

No, thanks.

What are your refinance goals?

Lower Rate
Smaller Payment
Shorter Loan

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Sabine Barrett
Picture of Sabine Barrett

Hi, I'm Sabine!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

Hi, I'm Sabine!

Home Loan Consultant

I will work hard to help you achieve your homeownership goals.

Let me help you get pre-approved today!

I am a Home Loan Consultant with Ruoff Mortgage's rapidly growing e-commerce division. My focus is on helping our potential and existing clients to realize short and long term financial goals through home loan refinancing.

With a resume spanning a 20 year career in sales to human resource recruiting, I have a long history of working directly with clients and understand that making customer service my number one priority is the single most valuable asset I can offer. I am very enthusiastic in the delivery of an exceptional user experience for each and every person I deal with daily.

I pride myself in focusing my attention on being positive, friendly, and approachable with every person I meet, no matter if in the line of a grocery store or across a boardroom table with my colleagues. My tenacity in my pursuit of excellence enables me to think of innovative solutions for my clients. Even in times when I'm not able to immediately help a client, I will work with the client to understand what will be needed to help them meet their refinancing goals. When working with me, you will gain a partner not just a Loan Consultant.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • We were very impressed that Ruoff kept us informed as to what was going on with the loan throughout the entire experience. We loved the fact that you could go to the portal on a daily basis if you wanted to see if there were any changes from the previous day.

    Ronald , happy client

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (260) 403-6727 or message me below!

Download our !