Samantha Conrad

Hi. I’m Samantha, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.

Available after hours & weekends: call 574.903.3242 or

Customer Satisfaction Badge Based on quarterly 98% or better third party customer satisfaction survey data


I have worked in the real estate and mortgage industry for the last 15 years. I have held different positions during those years and that gives me a high level of experience in all areas of the entire home buying process.

Outside of the office I enjoy reading, scrapbooking and spending time with my family. I also enjoy camping, scouting events and being involved with our church family, as well.

My customer service philosophy is to be able to educate my clients and Realtor partners on all options that may be available to them so that they can choose what's right for them. I truly enjoy creating relationships that will last a whole lifetime.

I choose to work at Ruoff Home Mortgage because I have found Ruoff's family owned business to honor the same values and long-term relationships that I build one on one with my clients.

My experience...

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.

I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!

Step Ahead

Confirm your home financing options ahead of schedule

Step Ahead

Loans That End in "A"

Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.

Loans That End in "A"

One time Close, New Construction Program

Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.

One time Close, New Construction Program

IHCDA Programs

Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.

IHCDA Programs

Client Testimonials

Fast Approval

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