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What is your goal?

Purchase

When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

How much are you
looking to spend?

$150 - 175k

What is your estimated
down payment?

18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

What is your current balance on your mortgage?

$75 - 100k

What is your estimated home value?

$150 - 175k
Please complete all fields.
Picture of Sandy Berkebile
Picture of Sandy Berkebile

Hi, I'm Sandy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating

Hi, I'm Sandy!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

98.20% Customer Satisfaction Rating

Let me help you get pre-approved today!

I have over 25 years in the mortgage industry, with 19 of those years as a Loan Officer. My favorite part about originating loans is helping my customers get into their first homes and their dream homes. I love working for Ruoff because of all the people I get to work with, including the excellent support staff at our corporate office in Fort Wayne.

When I'm not working on mortgages, I work at a lot of IU Football, Basketball and Baseball events. I've got 6 kids and love to spend time with my 3 grandkids. Besides IU Sports, my favorite part about living in Bloomington is all the diversity that it has to offer.

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Why should you choose Ruoff?

59

Branches throughout
the US.

98.8%

Customer Satisfaction Score according to Customerville.

17

Days or less average
clear-to-close.

35

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at (812) 322-8651 or message me below!

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