High Contrast:
Get Started
Picture of Sarah Cole
Sarah Cole | NMLS: 79345 | OH: MLO.021156.003

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

President's Club Member

President's club seal 2023
President's club seal 2024
President's club seal 2025

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.

Refinance

Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Review 1

    Source of Rating Icon

    Sarah was great to work with. Her knowledge and communication set her over the top. Always enjoy working with her and I recommend her every chance I get.

    Mitchell W.

    Galion, OH, February 16th, 2026 11:07 AM

  • Review 2

    Source of Rating Icon

    Made the 1st time home buyer process very easy to understand, communication was great and the process very nice.

    Nicholas M.

    Brunswick, OH, February 11th, 2026 11:45 AM

  • Review 3

    Source of Rating Icon

    Very efficient and worked with our schedule. Very flexible, kind, and knowledgeable!

    Tristian J S.

    Akron, OH, February 4th, 2026 12:22 PM

  • Review 4

    Source of Rating Icon

    Sarah is awesome

    Reuben I. V.

    CLEVELAND, OH, November 22nd, 2025 05:36 AM

  • Review 5

    Source of Rating Icon

    Sarah was great to work with, yet again. She helped us with our furst home and came through again with constant and quick replies to all of our questions, and guiding us through a fast closing deadline. Thanks again!

    Olugbenga O O.

    COPLEY, OH, October 28th, 2025 08:26 PM

  • Review 6

    Source of Rating Icon

    Sarah was and incredible person to work with! She was very relational and seemed like "one of my friends" rather than me just being a business transaction. Also I LOVED the fact that I was able to close on the house in TWO WEEKS!! It took a ton of hard work and I really appreciated it! Very enjoyable and easy process. Thanks! -Brian

    Brian E W.

    Akron, OH, October 10th, 2025 11:12 AM

  • Review 7

    Source of Rating Icon

    Sarah worked after hours to get me into my home. She was very patient and knowledgeable about the whole process and as a first time homebuyer I couldn't have asked for a better person to handle my loan.!

    Nikiyah M.

    Euclid, OH, September 29th, 2025 12:25 PM

  • Review 8

    Source of Rating Icon

    Communication, knowledge of the loan process, excellent response time and extremely friendly!

    Andrew T.

    Independence, OH, September 3rd, 2025 12:27 PM

  • Review 9

    Source of Rating Icon

    Sarah is very good at what she does. Very knowledgeable in the loan process and determined to get it done!

    Sarah C C.

    Cleveland Heights, OH, August 28th, 2025 01:21 PM

  • Review 10

    Source of Rating Icon

    Sarah was wonderful to work with and provided everything we needed for a smooth closing.

    Justin L.

    Wadsworth, OH, August 12th, 2025 10:20 AM

  • Review 11

    Source of Rating Icon

    The communication was great! We were always kept updated on what point we were at in the loan process and what to expect. Everyone was so friendly and helpful.

    Rachel L.

    Wadsworth, OH, August 10th, 2025 03:56 PM

  • Review 12

    Source of Rating Icon

    Sarah was there everystep of the way. Everything was very simple and easy to navigate through.

    Andrei I D.

    Medina, OH, August 2nd, 2025 11:22 AM

  • Review 13

    Source of Rating Icon

    Sarah was exceptional from start to close and I would recommend her to anyone.

    Jason E C.

    Elyria, OH, July 30th, 2025 12:31 PM

See More

Why should you choose Ruoff?

67

Branches throughout
the US.

98.5%

Customer Satisfaction Score.*

15

Days or less average
clear-to-close.**

42

Years of helping
homeowners like you.

7

Milestones updating you throughout the process.

10

Minutes at the closing
table on average.

*Based on 2025 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender. NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

** The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review, and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender. Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit: http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 216.855.1199 or message me below!

Download our !