
Scott Phegley
Senior Loan Officer
NMLS: 610874
The right home begins with the right person by your side. I'll be with you from pre-approval to the closing table.
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Customer Satisfaction Score.


Awards
Proudly serving Illinois, Indiana
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A Bit About Me
With over 25 years of real estate and mortgage experience, I help families and individuals across Sullivan, Terre Haute, Vincennes, and Princeton in Indiana, and Marshall, Paris, Robinson, and Lawrenceville in Illinois, purchase, refinance, build, or move up.
I deliver fast, clear pre-approvals backed by deep local market knowledge so you understand every option available. My low-pressure, educational approach and strong communication keep you informed and comfortable from start to finish. I listen to your goals and match the right solution without unnecessary pressure.
Awards & Achievements

Top Mortgage Lenders
The Scotsman Guide’s list of Top Mortgage Lenders, a ranking of the nation’s top-producing mortgage companies.

President's Club
4x WinnerAwarded to loan officers who consistently exceed volume targets and deliver exceptional client satisfaction scores across all closed transactions.
Experience the Ruoff Advantage
At Ruoff Mortgage, customer satisfaction is at the core of everything we do. We are the experts, so you don't have to be.*



