I will work hard to help you achieve your homeownership goals.
99.86%Customer Satisfaction Rating
Hi, I'm
Sheila!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
99.86%Customer Satisfaction Rating
Sheila Welsh | NMLS: 364985
Let me help
you
get pre-approved today!
With more than two decades in the mortgage and real estate industries, I know that as a mortgage planner, my job is not simply to facilitate the loan; my job is to be a trusted counselor. Counseling clients through the home-buying process, which can be a difficult and stressful experience, my expertise allows clients to feel at ease knowing that I am providing excellent service each step of the way. My wealth of knowledge continually places me as a top producer among my peers.
Ruoff Mortgage offers a comprehensive selection of loan products to fit your needs. I will help you navigate through the mortgage loan process, providing you with a prompt, smooth, and professional transaction.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
The response time and detail explaining each step of the process made it easy to understand.
Francisco Javier M.
West Lafayette, IN, September 2nd, 2025 09:36 PM
Review 2
5.0
Shelia was absolutely fantastic! She was super responsive. Helped us get necessary approvals over a weekend to ensure we got an accepted offer. Really thankful for her help and customer service throughout the entire process!
Taylor J D.
West Lafayette, IN, August 27th, 2025 10:39 PM
Review 3
5.0
This was our second time working with Sheila and Ruoff. Both times went really well. There were no problems and she walked us through everything, was always quick to respond to questions and follow up. I would recommend her to anyone I know.
Jessica R.
West Lafayette, IN, August 27th, 2025 01:42 PM
Review 4
5.0
The clear and quick responsiveness to the status of the home buying process was very professional and pleasant.
Spencer G T.
Lafayette, IN, August 19th, 2025 08:13 PM
Review 5
5.0
Sheila was great and so invested in helping us secure a home!
Madeline P.
Lafayette, IN, August 8th, 2025 01:56 PM
Review 6
5.0
Sheila added an amazing personal touch to the mortage process. She was always available to answer questions and helped us close on our house in a very short window. We appreciated all the work she did for us and would love to use her as our loan officer again if we buy another house. We will be recommending her to anyone who trying to buy a house
Drake P.
Lafayette, IN, August 8th, 2025 11:09 AM
Review 7
5.0
Shelia was very accessible & a joy to work with. Only thing I could ask for would be my old 3-1/4% interest rste from 5 years ago..
James R L.
Lafayette, IN, August 1st, 2025 11:39 AM
Review 8
5.0
Sheila as the best we've ever worked with!
Shauna R H.
West Lafayette, IN, July 31st, 2025 11:26 AM
Review 9
5.0
We have closed loans on 9 primary residence . Simply put, Sheila and Ruoff is our best experience yet .
Joshua A H.
West Lafayette, IN, July 30th, 2025 08:00 PM
Review 10
5.0
sheila just made the whole process very easy by keeping us up to date and informed during the whole process I appreciate that she was always available for any questions we had!
Melissa M D.
Westpoint, IN, July 4th, 2025 11:07 AM
Review 11
5.0
Sheila made the experience seamless and pleasant
Michael W D.
Westpoint, IN, July 2nd, 2025 06:52 AM
Review 12
5.0
Communication
Emily Ann E.
Lafayette, IN, June 28th, 2025 03:02 PM
Review 13
5.0
easy communication. If I texted, I got a response almost immediately. She wa always abiable to call and advise me. She made the process super easy.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
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