Hi. I’m Sheila, a Senior Loan Officer who works hard to make sure your pre-approval turns into home ownership.
Available after hours & weekends: call 765.404.4626 or sheila.welsh@ruoff.com
Based on quarterly 98% or better third party customer satisfaction survey data
Hello.
With more than two decades in the mortgage and real estate industries, Sheila Welsh knows that as a mortgage planner, your job is not simply to facilitate the loan; your job is to be a trusted counselor. Counseling clients through the home-buying process, which can be a difficult and stressful experience, Sheila's expertise allows clients to feel at ease knowing that she is providing excellent service each step of the way. Sheila's wealth of knowledge continually places her as a top producer among her peers.
Ruoff Home Mortgage offers a comprehensive selection of loan products to fit your needs. Sheila will help you navigate through the mortgage loan process, providing you with a prompt, smooth, and professional transaction.
My experience...
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
I believe that Ruoff is a great choice for all of your lending needs because we are a locally owned company that has everything that you need. We offer a very wide variety of lending programs through FHA, VA, USDA, and conventional lending. We also keep everything in house, once you begin the loan process your file will be processed and underwritten by a Ruoff employee, this saves you from added headaches and stress but most importantly saves you time and money. Call me today if I can help you purchase your dream home or refinance your existing loan to save you money!!
Step Ahead
Confirm your home financing options ahead of schedule
Loans That End in "A"
Whether you are looking to make your first purchase or refinance, you may be able to enjoy the benefits of a FHA, VA, or USDA loan.
One time Close, New Construction Program
Our One-Time Closing Construction Loan program combines your construction financing and permanent financing.
IHCDA Programs
Whether you’re a first-time homebuyer or a seasoned veteran of the housing market, IHCDA has a mortgage product to meet your needs.
Client Testimonials
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Mary B.
Wow Sheila! So glad your with Ruoff. They are lucky to have an MLO with your experience & professionalism. I loved working with you so much! -
Cheryl B.
She is the best. Truly professional and gets the job done when she says it will be done!!!! -
Ashlie A.
Sheila helped me purchase my first home and made it such a fun, simple process. She went above and beyond to ensure that I understood everything that was going on and also kept me up to date regularly. -
Justin M.
Sheila did a fantastic job in answering all my questions and keeping me well informed throughout the process. This was for new construction, so it went on a few months. She hung with me through it all, from the application phase all the way to closing. -
Kyle H.
Being first time home buyers we had a lot of questions, sheila was there every step of the way and was very quick to answer questions and phone calls. I believe we made a good decision going with ruoff to buy our first home.