Picture of

What is your goal?


When are you
looking to buy?

How is your credit score?

Where are you
looking to buy?

$150 - 175k
18 - 21%
Please complete all fields.

Are you working with a loan officer?

Let's connect!

Please complete all fields.

Your next step is to complete a full application.

Thank you for
reaching out!
A Loan Officer will be in contact with you soon.

What are your refinance goals?

Where are you currently living?

$75 - 100k
$150 - 175k
Please complete all fields.
High Contrast:
Get Started
Picture of Shelley Dobbins
Picture of Shelley Dobbins

Hi, I'm Shelley!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.00% Customer Satisfaction Rating

Hi, I'm Shelley!

Senior Loan Officer

I will work hard to help you achieve your homeownership goals.

95.00% Customer Satisfaction Rating

Let me help you get pre-approved today!

My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
Get Started

What is your goal?

Buy a Home

From finding your perfect home to moving in, we've got you covered.


Need a lower monthly payment, or want to get cash out? Learn more about your options.

Sell My Home

Get your house on the market, and look for your next home!

Hear from people like you

  • Ruoff was great from the start! They got back to me right away with my initial application process. Everything was fast and easy from start to finish. Ruoff has an online portal that makes it really easy to know where the loan process is at what I needed to do on my end as far as documents and signatures.

    Markie A, happy client
  • Shelly kept in touch with me on the process. She always got back with me if I had any questions.

    Tammie B, happy client
  • After quad bypass surgery a few weeks before closing Shelly relieved the pressure of surgery, buying a home, and selling one! She is definitely a keeper and I will be forever indebted to her!

    Allen B, happy client
  • Shelley was great for a first-time buyer!

    Morgan R, happy client
  • Shelley was very personal and professional. She answered our questions in a timely manner. Would definitely recommend her and Ruoff to others.

    Stephanie C, happy client
  • Shelley was awesome the whole process was done online (we lived 2 hours away) and it was so smooth. The online tools were easy to use and easy to navigate.

    Charles I, happy client
  • I had nothing more than an incredible experience with Ruoff!!

    Benjamin S, happy client
  • Shelley was awesome and was in contact with us every step of the way helped tremendously with the loan process... we were out of towners buying in and did everything over phone calls and online... it went perfectly.

    Charles I, happy client
  • Ronald was always available and knowledgeable.

    Ronald C, happy client
  • The process was easy and straightforward having Loan Butler and Shelley on our side.

    Daniel B, happy client
  • Shelley was a delight to work with.

    Miranda M, happy client
See More

Why should you choose Ruoff?


Branches throughout
the US.


Customer Satisfaction Score according to Customerville.


Days or less average


Years of helping
homeowners like you.


Milestones updating you throughout the process.


Minutes at the closing
table on average.

Calculate what's best for you

Use our calculator below to find an estimated monthly mortgage payment that works for you. Please remember the dollar amounts displayed are not guaranteed, and what you actually pay may be different. These estimates are for educational purposes only.

Stay connected.

I would love to hear from you!

Call me at 574.377.0540 or message me below!

Download our !