I will work hard to help you achieve your homeownership goals.
95.48%Customer Satisfaction Rating
Hi, I'm
Tom!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
95.48%Customer Satisfaction Rating
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
As a first time home owner, I did not know what to expect and was very anxious about the process. Tom is the absolute best and made the whole process stress free. I told him what we were looking to do and the time frame we needed to be in our home. Tom assured me he would do everything he can to make it happen, and that's exactly what he did. Tom knows the mortgage business in and out. He patiently walked me through every part of the process, taking his time to explain everything in a manner I would understand and was available day or night to take a call or return a text about a question or concern I had. Hands down the best, 10/10, I would recommend Tom to anyone looking to buy a home.
Elijah B,
happy
client
Tom Hriso was great! Communication was on point, he made the transaction seamless and painless! Ruoff customers for life!
Calvin M,
happy
client
Tom Hriso was very informative throughout the entire process and was always willing to explain things that I didn’t understand. He walked me through the different types of loans and put together the best loan package for my situation. He was always quick to respond to emails. Over I was very impressed with the Ruoff team and Tom. I would recommend Tom to all of my friends and family as he made the home buying experience easy and stress free.
*Based on 2023 independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.
