I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Hi, I'm
Tonya!
Senior Loan Officer
I will work hard to help you achieve your homeownership goals.
100.00%Customer Satisfaction Rating
Tonya Neill | NMLS: 138769
Let me help
you
get pre-approved today!
My customer service philosophy is to treat every customer with respect and to make their experience as stress free as possible. I believe that the purchase of a new home is a major decision and should be treated as such. I strive to make this decision as easy as possible for each client by being honest and trustworthy along with communicating frequently all while offering them sound and reliable advice.
From finding your perfect home to moving in, we've got you covered.
Refinance
Need a lower monthly payment, or want to get cash out? Learn more about
your options.
Sell My Home
Get your house on the market, and look for your next home!
Hear from people like you*
Review 1
5.0
Tonya was great to work with she answered every question i had in a timely manor!
Lexi E C.
BROOKLYN, MI, September 20th, 2025 06:22 PM
Review 2
5.0
Tonya Neill went over and above my expectations. I had also been working with another banker who was hard to reach and less personal. I chose Tonya over that banker because she was upfront, extremely attentive and easy to work with. I am grateful for Tonya and will recommend her to anyone needing loan services!
Girarda M T.
Jerome, MI, September 18th, 2025 10:43 AM
Review 3
5.0
Tonya Neill made the whole process super easy!
Gary J T.
Jerome, MI, September 18th, 2025 10:38 AM
Review 4
5.0
Thanks for all the help and hard work
Jessica L H.
Jackson, MI, August 15th, 2025 09:11 PM
Review 5
5.0
i'm just so grateful i had an amazing loan officer! Tonya Neill reallly helped smooth the process and i'm glad to be living in my very first home. Thank you everyone -Madison
Madison P G.
Michigan Center, MI, August 18th, 2025 12:35 PM
Review 6
5.0
Tonya Neill is the best! She was fun to work with and always quick to respond to all my questions. Even after hours or driving to her destinations. She is very knowledgeable and I highly recommend her and Ruoff.
Lyne E L.
Cement City, MI, June 21st, 2025 03:16 PM
Review 7
5.0
Tonya was wonderful to work with, kept me informed daily and we closed 2 weeks early
Extremly knowledgeable and professional
Todd H.
Clarklake, MI, August 2nd, 2025 11:28 AM
Review 8
5.0
Tonya and her assistant joleen went above and beyond what we expected in a home refi, even returning emails at 9:30 pm . would recomend them to anyone.
*Based on
2024
independent third party customer satisfaction survey data. This is not an offer for extension of credit or a commitment to lend.
All loans must satisfy company underwriting guidelines. Information and interest rate are subject to change at any time and without notice. Equal Housing Lender.
NMLS #141868. Ruoff Mortgage Company, Inc. is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
**
The average Clear to Close time is dependent on loan type, proper documentation, and other qualifying factors. Loan decision is subject to satisfactory appraisal, title review,
and no change to financial condition. This is not an offer for extension of credit or a commitment to lend. Some restrictions may apply. Ruoff Mortgage NMLS #141868. Equal Housing Lender.
Ruoff Mortgage Company, Inc. d/b/a Ruoff Mortgage is an Indiana corporation. For complete licensing information visit:
http://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/141868.
Calculate what's best for
you
Use our calculator below to find an estimated monthly mortgage payment that
works for you. Please remember the dollar amounts displayed are not
guaranteed, and what you actually pay may be different. These estimates are
for educational purposes only.